IBIZA
ActiveSummary
IBIZA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €24k. Equity is shrinking by ~25.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 86% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+90
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 5.96 against 0.69 in 2024; short-term debt: 13% and cash: 13.7% of total assets), and 24.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.5%
Return on assets
89.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 d late
2023
24 d late
2022
49 d early
2021
on the day
2020
24 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€20k
2024 · €-4k
2018: €22k
2019: €29k
2020: €36k
2021: €18k
2022: €12k
2023: €6k
2024: €-4k
2018 → 2025
Total assets
€27k▲ 5.2%
2024 · €25k
2018: €57k
2019: €60k
2020: €55k
2021: €41k
2022: €29k
2023: €34k
2024: €25k
2018 → 2025
Net result
€24k
2024 · €-9k
2018: €17k
2019: €6k
2020: €7k
2021: €-18k
2022: €-6k
2023: €-6k
2024: €-9k
2018 → 2025
Working capital
€17k
2024 · €-7k
2018: €3k
2019: €11k
2020: €22k
2021: €6k
2022: €5k
2023: €-46
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€12k▼ 33.4%€6k▼ 51.3%€-4k€20k
Operating result€-20k-€-5k▲ 72.8%€-6k▼ 7.7%€-8k▼ 42.8%€24k
Net result€-18k-€-6k▲ 67.7%€-6k▼ 2.6%€-9k▼ 55.8%€24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24k after a loss of €8k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€6k ▼ 34.3%
Current assets
€21k ▲ 27.4%
Equity and liabilities €27k
Equity
€20k
Debt
€7k
Debt finances 24.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€27k▲
2024 · €-5k
Cash flow
€27k▲
2024 · €-7k
Current ratio
5.96▲
2024 · 0.69
Debt to equity
0.32▲
2024 · -7.85
ROE
118.4%
ROA
89.4%▲
2024 · -37.3%
Interest coverage
19.54▲
2024 · -4.54
Debt ≤ 1 year
€3k▼
2024 · €24k
Debt > 1 year
€3k▼
2024 · €5k
Income taxes
€177
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€25k€27k▲
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Furniture and vehicles24€9k€6k▼
Financial fixed assets28€50€50=
Current assets29/58€16k€21k▲
Amounts receivable within one year40/41€16k€17k▲
Trade receivables40€15k€7k▼
Other amounts receivable41€1k€10k▲
Cash at bank and in hand54/58€7€4k▲
Deferred charges and accrued income490/1€322€493▲
Equity and liabilities
Total equity and liabilities10/49€25k€27k▲
Equity10/15€-4k€20k▲
Contributions10/11€25k€25k=
Reserves13€744€744=
Non-distributable reserves130/1€744€744=
Reserves not available under the articles1311€744€744=
Profit (loss) carried forward14€-29k€-5k▲
Amounts payable17/49€29k€7k▼
Amounts payable after more than one year17€5k€3k▼
Financial debts170/4€5k€3k▼
Amounts payable within one year42/48€24k€3k▼
Current portion of amounts payable after more than one year42€8k€3k▼
Financial debts43€7k-
Credit institutions430/8€7k-
Trade debts44€4k€582▼
Suppliers440/4€4k€582▼
Taxes, remuneration and social security45€238€376▲
Taxes450/3€238€376▲
Other amounts payable47/48€5k-
Accrued charges and deferred income492/3-€175
Income statement
Code20242025
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€33k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€539€705▲
Gross operating margin9900€28k€28k▼
Operating profit (loss)9901€-8k€24k▲
Financial income75/76B€0€1k▲
Recurring financial income75€0€268▲
Non-recurring financial income76B-€1k
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-9k€24k▲
Income taxes67/77-€177
Profit (loss) for the period9904€-9k€24k▲
Profit (loss) for the period to be appropriated9905€-9k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-5k▲
Profit (loss) brought forward from the previous period14P€-20k€-29k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €24k
Net result €24k after 4 loss-making years.
31-12
Financial
Liquidity times 9current ratio 5.96
Current ratio from 0.69 to 5.96; short-term debt falls from €24k to €3k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-18k ▼347%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 2 establishment units since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
L. Vander Zijpenstraat 521780 WemmelGround area
354 m²
Building footprint
232 m²
Volume, LiDAR
2,616 m³
2 parcels, Brussels, Flanders · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
COIFF'ALLURE
since 19902.050.038.382
COIF'ALLURE
since 20202.303.662.896
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0092/00X000 | Flanders | 181 m² | 1 · 65 m² | 12.1 m · 3 fl. |
| 21008A0402/00R013 | Brussels | 173 m² | 1 · 166 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GAJO
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JD BARBER
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MEHVAN
BE 0751.599.253
Malle · Eq €20,227
COIFFURE MONEL
BE 0894.356.826
Ganshoren · Eq €20,255
HERS
BE 0707.562.936
Antwerpen · Eq €20,262
Of 21,748 companies in sector 96210 we hold annual accounts for 2,833. 2,363 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-1990
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.