IBiz
ActiveSummary
IBiz has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,167 and a net result of -€6,297. Equity is growing by ~29.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability6▼-86
Solvency45▼-46
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 2.89 in 2024; short-term debt: 65.1% of total assets), and 79.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.4%
Return on assets
-10.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31958 sector peers (2025).
NBB · sector comparisonPosition among 31958 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
5 d late
2024
28 d late
2023
40 d early
2022
40 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€12,167▼ 34.1%
2024 · €18,464
Total assets
€59,590▲ 113%
2024 · €27,913
Net result
-€6,297
2024 · €5,187
Working capital
€5,005▼ 72.0%
2024 · €17,894
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€6,370-€11,424▲ 79.4%€8,404▼ 26.4%-€4,750
Net result€4,897within the sector's middle half-€8,280within the sector's middle half▲ 69.1%€5,187within the sector's middle half▼ 37.3%-€6,297below the sector's middle half
Equity€4,997below the sector's middle half-€13,277below the sector's middle half▲ 166%€18,464below the sector's middle half▲ 39.1%€12,167below the sector's middle half▼ 34.1%
Total assets€11,699below the sector's middle half-€24,078below the sector's middle half▲ 106%€27,913below the sector's middle half▲ 15.9%€59,590below the sector's middle half▲ 113%
Debt€6,701-€10,801▲ 61.2%€9,449▼ 12.5%€47,423▲ 402%
Working capital€4,247within the sector's middle half-€12,788within the sector's middle half▲ 201%€17,894within the sector's middle half▲ 39.9%€5,005within the sector's middle half▼ 72.0%
Solvency42.7%within the sector's middle half-55.1%within the sector's middle half▲ 12.4pp66.1%within the sector's middle half▲ 11.0pp20.4%below the sector's middle half▼ 45.7pp
Current ratio1.63within the sector's middle half-2.18within the sector's middle half▲ 0.552.89within the sector's middle half▲ 0.711.13within the sector's middle half▼ 1.76
Return on assets (ROA)41.9%above the sector's middle half-34.4%above the sector's middle half▼ 7.5pp18.6%within the sector's middle half▼ 15.8pp-10.6%below the sector's middle half▼ 29.2pp
Staff (FTE)0.5
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4,750 after €8,404 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59,590
Fixed assets
€15,792 ▲ 2,669%
Current assets
€43,799 ▲ 60.2%
Equity and liabilities €59,590
Equity
€12,167 ▼ 34.1%
Debt
€47,423 ▲ 402%
Debt's share of the balance-sheet total rises from 33.9% to 79.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€1,989▼
2024 · €8,818
Cash flow
-€3,535▼
2024 · €5,601
Debt to equity
3.90▲
2024 · 0.51
ROE
-51.8%▼
2024 · 28.1%
Interest coverage
-3.15▼
2024 · 52.11
Debt ≤ 1 year
€38,793▲
2024 · €9,449
Debt > 1 year
€8,630
Income taxes
€1,325▼
2024 · €3,309
Staff costs
€22,589
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,207 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
4.6%
went bankrupt
4.6%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,207 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €22,589 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32 | €261 | €414 | €2,762 | ▲ 567% |
| Other operating charges640/8 | - | €732 | €387 | €616 | ▲ 59.0% |
| Gross operating margin9900 | €6,402 | €12,416 | €9,206 | €21,216 | ▲ 130% |
| Operating profit (loss)9901 | €6,370 | €11,424 | €8,404 | -€4,750 | ▼ 157% |
| Financial income75/76B | - | - | €262 | €410 | ▲ 56.5% |
| Recurring financial income75 | - | - | €262 | €410 | ▲ 56.5% |
| Financial charges65/66B | - | €70 | €169 | €631 | ▲ 273% |
| Recurring financial charges65 | - | €70 | €169 | €631 | ▲ 273% |
| Profit (loss) for the period before taxes9903 | €6,370 | €11,354 | €8,497 | -€4,972 | ▼ 159% |
| Income taxes67/77 | €1,472 | €3,074 | €3,309 | €1,325 | ▼ 60.0% |
| Profit (loss) for the period9904 | €4,897 | €8,280 | €5,187 | -€6,297 | ▼ 221% |
| Profit (loss) for the period to be appropriated9905 | €4,897 | €8,280 | €5,187 | -€6,297 | ▼ 221% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €11,699 | €24,078 | €27,913 | €59,590 | ▲ 113% |
| Fixed assets21/28 | €750 | €489 | €570 | €15,792 | ▲ 2,669% |
| Intangible fixed assets21 | - | - | - | €4,493 | - |
| Tangible fixed assets22/27 | €750 | €489 | €570 | €11,299 | ▲ 1,881% |
| Plant, machinery and equipment23 | €750 | €489 | €570 | €177 | ▼ 69.0% |
| Furniture and vehicles24 | - | - | - | €11,122 | - |
| Current assets29/58 | €10,949 | €23,588 | €27,343 | €43,799 | ▲ 60.2% |
| Amounts receivable within one year40/41 | €50 | €50 | €8,763 | €25,244 | ▲ 188% |
| Trade receivables40 | €50 | €50 | €8,702 | €21,020 | ▲ 142% |
| Other amounts receivable41 | - | - | €61 | €4,223 | ▲ 6,811% |
| Current investments50/53 | - | - | €6,990 | €17,891 | ▲ 156% |
| Cash at bank and in hand54/58 | €10,899 | €23,538 | €11,589 | - | - |
| Deferred charges and accrued income490/1 | - | - | - | €664 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €11,699 | €24,078 | €27,913 | €59,590 | ▲ 113% |
| Equity10/15 | €4,997 | €13,277 | €18,464 | €12,167 | ▼ 34.1% |
| Contributions10/11 | €100 | €100 | €100 | €100 | = |
| Reserves13 | €4,897 | €13,177 | €18,364 | €18,364 | = |
| Distributable reserves133 | €4,897 | €13,177 | €18,364 | €18,364 | = |
| Profit (loss) carried forward14 | - | - | - | -€6,297 | - |
| Amounts payable17/49 | €6,701 | €10,801 | €9,449 | €47,423 | ▲ 402% |
| Amounts payable after more than one year17 | - | - | - | €8,630 | - |
| Financial debts170/4 | - | - | - | €8,630 | - |
| Amounts payable within one year42/48 | €6,701 | €10,801 | €9,449 | €38,793 | ▲ 311% |
| Current portion of amounts payable after more than one year42 | - | - | - | €5,236 | - |
| Financial debts43 | - | - | - | €4,040 | - |
| Credit institutions430/8 | - | - | - | €4,040 | - |
| Trade debts44 | €41 | €100 | €938 | €15,965 | ▲ 1,602% |
| Suppliers440/4 | €41 | €100 | €938 | €15,965 | ▲ 1,602% |
| Taxes, remuneration and social security45 | €5,387 | €9,235 | €8,299 | €13,552 | ▲ 63.3% |
| Taxes450/3 | €5,329 | €9,235 | €8,299 | €8,909 | ▲ 7.3% |
| Remuneration and social security454/9 | €58 | - | - | €4,643 | - |
| Other amounts payable47/48 | €1,273 | €1,466 | €211 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,897 | €8,280 | €5,187 | -€6,297 | ▼ 221% |
| + Depreciation and write-downs630 | €32 | €261 | €414 | €2,762 | ▲ 567% |
| Operating cash flow (approximation) | €4,929 | €8,541 | €5,601 | -€3,535 | ▼ 163% |
| Investment in fixed assets (approximation) | - | €0 | -€495 | -€17,983 | ▼ 3,533% |
| Change in cash | - | €12,640 | -€11,949 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Weakest financial yearnet -€6,297
Net result drops to -€6,297, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €8,280 ▲69.1%
Operating result €11,424, net result €8,280, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2022
Ground area
201 m²
Building footprint
56 m²
Volume, LiDAR
447 m³
Parcel 23057B0009/00E000, Flanders · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IBiz
since 20222.334.346.867
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23057B0009/00E000 | Flanders | 201 m² | 1 · 56 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,641 companies in sector 70200 we hold annual accounts for 52,623. 25,141 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0789655917
Also
9925:BE0789655917
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.