IBISCUS
ActiveSummary
IBISCUS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €320,325 and a net result of -€5,541. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 59% of 1071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability68▲+32
Solvency67=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.15 in 2024; short-term debt: 50.6% and cash: 6.2% of total assets), and 57.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5,541
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
28 d early
2022
14 d early
2021
39 d early
2020
17 d early
2019
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#1 oldest company in Poperinge, Other services sector
Equity
€320,325▼ 1.7%
2024 · €325,866
Total assets
€758,113▼ 1.7%
2024 · €771,452
Net result
-€5,541▲ 65.9%
2024 · -€16,237
Working capital
-€332,806▼ 5.4%
2024 · -€315,748
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€14,702▼ 4.0%-€38,630▼ 163%€4,247€1,069▼ 74.8%-€5,449
Net result-€18,148below the sector's middle half▼ 18.3%-€41,234below the sector's middle half▼ 127%-€9,736below the sector's middle half▲ 76.4%-€16,237below the sector's middle half▼ 66.8%-€5,541below the sector's middle half▲ 65.9%
Equity€393,073above the sector's middle half▼ 4.4%€351,839above the sector's middle half▼ 10.5%€342,104above the sector's middle half▼ 2.8%€325,866above the sector's middle half▼ 4.7%€320,325above the sector's middle half▼ 1.7%
Total assets€682,143above the sector's middle half▼ 3.0%€841,351above the sector's middle half▲ 23.3%€846,482above the sector's middle half▲ 0.6%€771,452above the sector's middle half▼ 8.9%€758,113within the sector's middle half▼ 1.7%
Debt€211,141▲ 2.5%€419,447▲ 98.7%€439,589▲ 4.8%€386,071▼ 12.2%€383,548▼ 0.7%
Working capital-€147,229below the sector's middle half▲ 11.3%-€364,013below the sector's middle half▼ 147%-€332,870below the sector's middle half▲ 8.6%-€315,748below the sector's middle half▲ 5.1%-€332,806below the sector's middle half▼ 5.4%
Solvency57.6%within the sector's middle half▼ 0.9pp41.8%within the sector's middle half▼ 15.8pp40.4%within the sector's middle half▼ 1.4pp42.2%within the sector's middle half▲ 1.8pp42.3%within the sector's middle half=
Current ratio0.28below the sector's middle half▲ 0.110.11below the sector's middle half▼ 0.170.22below the sector's middle half▲ 0.100.15below the sector's middle half▼ 0.070.13below the sector's middle half▼ 0.02
Return on assets (ROA)-2.7%within the sector's middle half▼ 0.5pp-4.9%within the sector's middle half▼ 2.2pp-1.2%within the sector's middle half▲ 3.8pp-2.1%within the sector's middle half▼ 1.0pp-0.7%within the sector's middle half▲ 1.4pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5,449 after €1,069 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €758,113
Fixed assets
€707,371 ▼ 1.0%
Current assets
€50,741 ▼ 10.9%
Equity and liabilities €758,113
Equity
€320,325 ▼ 1.7%
Provisions
€54,240 ▼ 8.9%
Debt
€383,548 ▼ 0.7%
Debt's share of the balance-sheet total rises from 50.0% to 50.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€34,401▼
2024 · €40,104
Cash flow
€34,309▲
2024 · €22,798
Debt to equity
1.20▲
2024 · 1.18
ROE
-1.7%▲
2024 · -5.0%
Interest coverage
62.43▲
2024 · 2.36
Debt ≤ 1 year
€383,548▲
2024 · €372,687
Income taxes
€4,816▼
2024 · €5,585
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,616 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.2%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,616 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44,585 | €46,422 | €40,886 | €39,036 | €39,850 | ▲ 2.1% |
| Other operating charges640/8 | €5,237 | €32,129 | €6,171 | €6,759 | €7,060 | ▲ 4.5% |
| Gross operating margin9900 | €35,119 | €39,921 | €51,304 | €46,864 | €41,461 | ▼ 11.5% |
| Operating profit (loss)9901 | -€14,702 | -€38,630 | €4,247 | €1,069 | -€5,449 | ▼ 610% |
| Financial income75/76B | - | - | - | €7 | €0 | ▼ 100% |
| Recurring financial income75 | - | - | - | €7 | €0 | ▼ 100% |
| Financial charges65/66B | €8,186 | €10,467 | €17,768 | €17,004 | €551 | ▼ 96.8% |
| Recurring financial charges65 | €8,186 | €10,467 | €17,768 | €17,004 | €551 | ▼ 96.8% |
| Profit (loss) for the period before taxes9903 | -€22,888 | -€49,097 | -€13,522 | -€15,927 | -€6,000 | ▲ 62.3% |
| Transfer from deferred taxes780 | €7,864 | €7,864 | €5,275 | €5,275 | €5,275 | = |
| Income taxes67/77 | €3,123 | - | €1,489 | €5,585 | €4,816 | ▼ 13.8% |
| Profit (loss) for the period9904 | -€18,148 | -€41,234 | -€9,736 | -€16,237 | -€5,541 | ▲ 65.9% |
| Transfer from tax-exempt reserves789 | €23,591 | €23,591 | €15,825 | €15,825 | €15,825 | = |
| Profit (loss) for the period to be appropriated9905 | €5,443 | -€17,643 | €6,090 | -€412 | €10,284 | ▲ 2,594% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €682,143 | €841,351 | €846,482 | €771,452 | €758,113 | ▼ 1.7% |
| Fixed assets21/28 | €623,856 | €794,434 | €753,548 | €714,513 | €707,371 | ▼ 1.0% |
| Tangible fixed assets22/27 | €623,856 | €794,434 | €753,548 | €714,513 | €707,371 | ▼ 1.0% |
| Land and buildings22 | €623,349 | €794,300 | €753,548 | €714,513 | €707,371 | ▼ 1.0% |
| Furniture and vehicles24 | €507 | €134 | €0 | - | - | - |
| Current assets29/58 | €58,287 | €46,917 | €92,934 | €56,940 | €50,741 | ▼ 10.9% |
| Amounts receivable within one year40/41 | €377 | €3,377 | €0 | €919 | €919 | = |
| Other amounts receivable41 | €377 | €3,377 | €0 | €919 | €919 | = |
| Cash at bank and in hand54/58 | €56,914 | €41,127 | €90,454 | €53,400 | €47,080 | ▼ 11.8% |
| Deferred charges and accrued income490/1 | €996 | €2,413 | €2,481 | €2,621 | €2,743 | ▲ 4.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €682,143 | €841,351 | €846,482 | €771,452 | €758,113 | ▼ 1.7% |
| Equity10/15 | €393,073 | €351,839 | €342,104 | €325,866 | €320,325 | ▼ 1.7% |
| Contributions10/11 | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Capital10 | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Issued capital100 | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Reserves13 | €318,073 | €276,839 | €267,104 | €250,866 | €245,325 | ▼ 2.2% |
| Non-distributable reserves130/1 | €7,500 | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Legal reserve130 | €7,500 | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Tax-exempt reserves132 | €245,310 | €221,720 | €205,895 | €190,069 | €174,244 | ▼ 8.3% |
| Distributable reserves133 | €65,263 | €47,620 | €53,709 | €53,297 | €63,581 | ▲ 19.3% |
| Provisions and deferred taxes16 | €77,929 | €70,065 | €64,790 | €59,515 | €54,240 | ▼ 8.9% |
| Deferred taxes168 | €77,929 | €70,065 | €64,790 | €59,515 | €54,240 | ▼ 8.9% |
| Amounts payable17/49 | €211,141 | €419,447 | €439,589 | €386,071 | €383,548 | ▼ 0.7% |
| Amounts payable within one year42/48 | €205,516 | €410,930 | €425,805 | €372,687 | €383,548 | ▲ 2.9% |
| Trade debts44 | - | - | €3,861 | €891 | €1,360 | ▲ 52.7% |
| Suppliers440/4 | - | - | €3,861 | €891 | €1,360 | ▲ 52.7% |
| Taxes, remuneration and social security45 | €3,554 | €3,095 | €6,790 | €4,788 | €2,253 | ▼ 52.9% |
| Taxes450/3 | €3,554 | €3,095 | €6,790 | €4,788 | €2,253 | ▼ 52.9% |
| Other amounts payable47/48 | €201,961 | €407,834 | €415,154 | €367,009 | €379,935 | ▲ 3.5% |
| Accrued charges and deferred income492/3 | €5,626 | €8,517 | €13,784 | €13,384 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€18,148 | -€41,234 | -€9,736 | -€16,237 | -€5,541 | ▲ 65.9% |
| + Depreciation and write-downs630 | €44,585 | €46,422 | €40,886 | €39,036 | €39,850 | ▲ 2.1% |
| Operating cash flow (approximation) | €26,437 | €5,188 | €31,151 | €22,798 | €34,309 | ▲ 50.5% |
| Investment in fixed assets (approximation) | - | -€217,000 | €0 | €0 | -€32,709 | - |
| Change in cash | - | -€15,786 | €49,326 | -€37,053 | -€6,321 | ▲ 82.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€41,234
Net result drops to -€41,234, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 2 establishment units since 1988
Ground area
495 m²
Building footprint
227 m²
Volume, LiDAR
1,494 m³
2 parcels, Flanders · tallest building 18.8 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
IBISCUS
since 19882.038.455.691
Kerkhofstraat 3, 8978 Poperinge
since 19952.038.455.790
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33028A0315/05C000 | Flanders | 341 m² | 1 · 100 m² | 18.8 m · 2 fl. |
| 44038A0736/00H000 | Flanders | 154 m² | 1 · 128 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 6,999 companies in sector 96999 we hold annual accounts for 603. 354 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded18-05-1988
Fiscal year end31-12
Activities, NACEBEL 2025
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0434255934
Also
9925:BE0434255934
Registered
07-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.