IBI
ActiveSummary
IBI has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €233,790 and a net result of €2,807. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability40▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.09 in 2024; short-term debt: 2.6% and cash: 3.9% of total assets), and 2.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.4%
Return on assets
1.2%
Age of the figures
16 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 05-12-2025, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
7 d early
2023
9 d early
2022
33 d early
2021
7 d early
2020
10 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close28-09-2026 today31-12-2026 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€233,790▲ 1.2%
2024 · €230,983
Total assets
€240,148▲ 1.6%
2024 · €236,398
Net result
€2,807▼ 27.5%
2024 · €3,872
Working capital
€3,287▲ 593%
2024 · €474
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1,148-€931€718€4,031▲ 461%€3,903▼ 3.2%
Net result€1,103within the sector's middle half-€976within the sector's middle half€673within the sector's middle half€3,872within the sector's middle half▲ 475%€2,807within the sector's middle half▼ 27.5%
Equity€227,414within the sector's middle half▲ 0.5%€226,438below the sector's middle half▼ 0.4%€227,111within the sector's middle half▲ 0.3%€230,983within the sector's middle half▲ 1.7%€233,790within the sector's middle half▲ 1.2%
Total assets€231,960below the sector's middle half▲ 0.5%€230,986below the sector's middle half▼ 0.4%€232,522below the sector's middle half▲ 0.7%€236,398below the sector's middle half▲ 1.7%€240,148within the sector's middle half▲ 1.6%
Debt€4,546=€4,548=€5,411▲ 19.0%€5,415▲ 0.1%€6,358▲ 17.4%
Working capital-€3,111▲ 26.2%-€4,087▼ 31.4%-€3,399▲ 16.8%€474€3,287▲ 593%
Solvency98.0%above the sector's middle half=98.0%above the sector's middle half=97.7%above the sector's middle half▼ 0.4pp97.7%above the sector's middle half=97.4%above the sector's middle half▼ 0.4pp
above
within
below
the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €240,148
Fixed assets
€230,670 =
Current assets
€9,478 ▲ 65.5%
Equity and liabilities €240,148
Equity
€233,790 ▲ 1.2%
Debt
€6,358 ▲ 17.4%
Debt's share of the balance-sheet total rises from 2.3% to 2.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.53▲
2024 · 1.09
Debt to equity
0.03▲
2024 · 0.02
ROE
1.2%▼
2024 · 1.7%
ROA
1.2%▼
2024 · 1.6%
Debt ≤ 1 year
€6,191▲
2024 · €5,254
Income taxes
€1,051▲
2024 · €114
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €532 | €551 | €782 | €604 | ▼ 22.8% |
| Gross operating margin9900 | €1,677 | -€399 | €1,269 | €4,813 | €4,507 | ▼ 6.4% |
| Operating profit (loss)9901 | €1,148 | -€931 | €718 | €4,031 | €3,903 | ▼ 3.2% |
| Financial charges65/66B | - | €45 | €45 | €45 | €45 | = |
| Recurring financial charges65 | €45 | €45 | €45 | €45 | €45 | = |
| Profit (loss) for the period before taxes9903 | €1,103 | -€976 | €673 | €3,986 | €3,858 | ▼ 3.2% |
| Income taxes67/77 | - | - | - | €114 | €1,051 | ▲ 822% |
| Profit (loss) for the period9904 | €1,103 | -€976 | €673 | €3,872 | €2,807 | ▼ 27.5% |
| Profit (loss) for the period to be appropriated9905 | €1,103 | -€976 | €673 | €3,872 | €2,807 | ▼ 27.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €231,960 | €230,986 | €232,522 | €236,398 | €240,148 | ▲ 1.6% |
| Fixed assets21/28 | €230,670 | €230,670 | €230,670 | €230,670 | €230,670 | = |
| Tangible fixed assets22/27 | €230,670 | €230,670 | €230,670 | €230,670 | €230,670 | = |
| Other tangible fixed assets26 | - | €230,670 | €230,670 | €230,670 | €230,670 | = |
| Current assets29/58 | €1,290 | €316 | €1,852 | €5,728 | €9,478 | ▲ 65.5% |
| Cash at bank and in hand54/58 | €1,290 | €316 | €1,852 | €5,728 | €9,478 | ▲ 65.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €231,960 | €230,986 | €232,522 | €236,398 | €240,148 | ▲ 1.6% |
| Equity10/15 | €227,414 | €226,438 | €227,111 | €230,983 | €233,790 | ▲ 1.2% |
| Contributions10/11 | - | €230,670 | €230,670 | €230,670 | €230,670 | = |
| Reserves13 | - | - | - | €313 | €3,120 | ▲ 897% |
| Distributable reserves133 | - | - | - | €313 | €3,120 | ▲ 897% |
| Profit (loss) carried forward14 | -€3,256 | -€4,232 | -€3,559 | - | - | - |
| Amounts payable17/49 | €4,546 | €4,548 | €5,411 | €5,415 | €6,358 | ▲ 17.4% |
| Amounts payable within one year42/48 | €4,401 | €4,403 | €5,251 | €5,254 | €6,191 | ▲ 17.8% |
| Taxes, remuneration and social security45 | - | - | - | €114 | €1,051 | ▲ 822% |
| Taxes450/3 | - | - | - | €114 | €1,051 | ▲ 822% |
| Other amounts payable47/48 | - | €4,403 | €5,251 | €5,140 | €5,140 | = |
| Accrued charges and deferred income492/3 | - | €145 | €160 | €161 | €167 | ▲ 3.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,103 | -€976 | €673 | €3,872 | €2,807 | ▼ 27.5% |
| Operating cash flow (approximation) | €1,103 | -€976 | €673 | €3,872 | €2,807 | ▼ 27.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€974 | €1,536 | €3,876 | €3,750 | ▼ 3.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
05-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-05
Financial
Highest result since 2019net €3,872 ▲475%
Operating result €4,031, net result €3,872, both a record.
31-05
Financial
Liquidity triplescurrent ratio 1.09
Current ratio from 0.35 to 1.09.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-05
Financial
Back to profitnet €673
Net result €673 after one loss-making year.
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-05
Financial
Weakest financial yearnet -€976
Net result drops to -€976, the lowest in the series; recovery starts the following year.
2021
24-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-05
Financial
Back to profitnet €1,103
Net result €1,103 after 2 loss-making years.
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
13-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2013
Ground area
268 m²
Building footprint
202 m²
Volume, LiDAR
1,446 m³
Parcel 33021E0548/00Z000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
IBI
since 20132.219.890.629
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33021E0548/00Z000 | Flanders | 268 m² | 1 · 202 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,507 companies in sector 85510 we hold annual accounts for 721. 385 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-05-2013
Fiscal year end31-05
Activities, NACEBEL 2025
85510Sports and recreation education
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0533834055
Also
9925:BE0533834055
Registered
14-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.