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IBANFIRST

Active Risk: not assessed
Public limited companyfounded 2012active for 14 yearsLouizalaan 489, 1050 Brussel, Belgium156 active companies are registered at this addressKBO/BCE: BE 0849.872.824
Summary

IBANFIRST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18.5m and a net result of -€1.1m. Equity is growing by about 7.3% per year across the filed financial years. Its solvency ranks better than 8% of 604 sector peers (NACE 66, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

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History

On 24 October 2012, IBANFIRST was incorporated by HOLDINGPAD, SOFIMO and one natural person, with a starting capital of €600,000.12 In 2014 the registered office moved to Bruxelles.3 The capital was increased 15 times between 2014 and 2025, most recently to €36.4m.345 The name was changed to IBANFIRST in 2017.6 Of the 7 current board members, DUSOULIER Pierre-Antoine has served longest, since 2016.7 Total assets went from €52.6m in 2018 to €689.2m in 2025 and headcount from 20 to 19.6 full-time equivalents.8

  1. 1KBO register
  2. 2Belgian Official Gazette, 06-11-2012
  3. 3Belgian Official Gazette, 24-01-2014
  4. 4Belgian Official Gazette, 03-08-2023
  5. 5Belgian Official Gazette, 04-08-2025
  6. 6Belgian Official Gazette, 27-04-2017
  7. 7Belgian Official Gazette, 07-12-2018
  8. 8National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
11-06
NBB filing Annual accounts filed
financial year 2025 · full format
03-06
Gazette deed Capital & shares · Amendment of the articles
Correction · Capital2 facts ▸
  • Correction, “erreur matérielle relative au montant du capital antérieurement à la réduction de capital par apurement des pertes”, 36374943 (deed in French)
  • Capital, €19,653,942
26-05
Gazette deed Capital & shares · Amendment of the articles
Reserve release · Capital decrease · Power of attorney8 facts ▸
  • General meeting, 13-05-2026
  • Reserve release, 0, 51947028
  • Other provision, “Constatation de la réalisation de la réduction du compte Primes d’émission” (deed in French)
  • Capital decrease, €16,721,001
  • Other provision, “Constatation de la réalisation de la réduction de capital” (deed in French)
  • Amendment of the articles, 5
  • Other provision, “Procuration pour la coordination” (deed in French)
  • Power of attorney
2025
04-12
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, 21-11-2025
  • Registered-office move, Avenue Louise 489 à 1050 Bruxelles
13-11
Gazette deed Appointment: Sonia Azzouzi (day-to-day manager)
3 facts ▸
  • Board meeting, 30-10-2025
  • Director appointment, Sonia Azzouzi (day-to-day manager)
  • Other provision, “bureaux du cabinet, Bouievard du Souverain 100,1170 Bruxelles” (deed in French)
23-10
Gazette deed Reappointment: FORVIS MAZARS REVISEURS D'ENTREPRISES SRL (statutory auditor)
Permanent representative: Nele Van Laethem · Appointments: Sonia [Azzouzi] Boudier (director) and Aurore [Colson] Gaspar (director) · Power of attorney16 facts ▸
  • General meeting, 04-06-2025
  • Board composition, Pierre-Antoine DUSOULIER (director)
  • Board composition, Arnaud DE LA PORTE (director)
  • Board composition, Jérémy NAKACHE (director)
  • Board composition, Xavier LAZARUS (director)
  • Board composition, Sonia [Azzouzi] Boudier (director)
  • Board composition, Aurore [Colson] Gaspar (director)
  • Auditor reappointment, FORVIS MAZARS REVISEURS D'ENTREPRISES SRL
  • Permanent representative, Nele Van Laethem
  • Power of attorney, Adrien Lanotte (2 times)
  • Power of attorney, Bjorn Delmoitié (2 times)
  • Power of attorney, Antoine Clerbaux (2 times)
  • +4 further facts in this act
04-08
Gazette deed Capital & shares · Amendment of the articles
Capital increase · Share issue · Declaration8 facts ▸
  • General meeting, 22-07-2025
  • Other provision, “renonciation à l'établissement du rapport d'émission” (deed in French)
  • Capital increase, €3,000,000 (2 times)
  • Share issue, “actions de même nature et jouissant des mêmes droits et avantages que les actions existantes”, 3000000 (deed in French)
  • Declaration, “libération des nouvelles actions”, EUR (deed in French)
  • Capital, €36,374,943
  • Power of attorney
  • Power of attorney, Peter VAN MELKEBEKE
17-06
NBB filing Annual accounts filed
financial year 2024 · full format
04-04
Gazette deed Resignation: Jean-Louis Didier (independent director)
2 facts ▸
  • Board meeting, 13-02-2025
  • Director resignation, Jean-Louis Didier (independent director)
2024
31-12
Financial Back to profitnet €29,774
Net result €29,774 after 6 loss-making years.
07-08
Gazette deed Reappointment: Arnaud DE LA PORTE (director)
7 facts ▸
  • General meeting, 05-06-2024
  • Director reappointment, Arnaud DE LA PORTE (director)
  • Board composition, Pierre-Antoine DUSOULIER (director)
  • Board composition, Arnaud DE LA PORTE (director)
  • Board composition, Jean-Louis DIDIER (director)
  • Board composition, Jérémy NAKACHE (director)
  • Board composition, Xavier LAZARUS (director)
24-06
NBB filing Annual accounts filed
financial year 2023 · full format
Show earlier events
19-04
Gazette deed Reappointment: Pierre-Antoine DUSOULIER (director)
7 facts ▸
  • General meeting, 01-08-2023
  • Director reappointment, Pierre-Antoine DUSOULIER (director)
  • Board composition, Pierre-Antoine DUSOULIER (director)
  • Board composition, Arnaud DE LA PORTE (director)
  • Board composition, Jean-Louis DIDIER (director)
  • Board composition, Jérémy NAKACHE (director)
  • Board composition, Xavier LAZARUS (director)
2023
29-08
NBB filing Annual accounts filed
financial year 2022 · full format · 29 days late
03-08
Gazette deed Capital & shares
Capital increase · Share issue · Amendment of the articles7 facts ▸
  • General meeting, 24-07-2023
  • Other provision, “renonciation à l'établissement du rapport d'émission, PREMIERE RESOLUTION” (deed in French)
  • Capital increase, €4,500,000
  • Share issue, “chacune des actions ainsi souscrites, souscription et libération des nouvelles actions” (deed in French)
  • Other provision, “constatation de la réalisation de l'augmentation du capital, QUATRIEME RESOLUTION” (deed in French)
  • Amendment of the articles, 5
  • Other provision, “extrait délivré avant enregistrement, article 173,1°bis du Code des Droits d'Enregistrement” (deed in French)
07-06
Gazette deed Capital & shares · Amendment of the articles
Capital increase · Capital · Power of attorney5 facts ▸
  • General meeting, 30-05-2023
  • Capital increase, €8,000,000
  • Capital, €28,874,943
  • Amendment of the articles
  • Power of attorney
21-03
Gazette deed Appointments: Jérémy NAKACHE (administrateur non exécutif) and Xavier LAZARUS (administrateur non exécutif)
Mandate compensation10 facts ▸
  • General meeting, 23-01-2023
  • Director appointment, Jérémy NAKACHE (administrateur non exécutif)
  • Director appointment, Xavier LAZARUS (administrateur non exécutif)
  • Mandate compensation, Jérémy NAKACHE
  • Mandate compensation, Xavier LAZARUS
  • Board composition, Pierre-Antoine DUSOULIER (director)
  • Board composition, Arnaud DE LA PORTE (director)
  • Board composition, Jean-Louis DIDIER (director)
  • Board composition, Jérémy NAKACHE (director)
  • Board composition, Xavier LAZARUS (director)
2022
31-12
Financial Weakest financial yearnet -€17.4m
Net result drops to -€17.4m, the lowest in the series; recovery starts the following year.
30-09
NBB filing Annual accounts filed
financial year 2021 · full format · 61 days late
05-09
Gazette deed Reappointments: Jean-Louis DIDIER (director) and MAZARS BEDRIJFSREVISOREN - REVISEURS D'ENTREPRISES S.C.R.L. (statutory auditor)
Permanent representative: Philippe de Harlez de Deulin · Mandate compensation · Power of attorney9 facts ▸
  • General meeting, 12-07-2022
  • Director reappointment, Jean-Louis DIDIER (director)
  • Mandate compensation, Jean-Louis DIDIER
  • Board composition, Pierre-Antoine DUSOULIER (director)
  • Board composition, Arnaud DE LA PORTE (director)
  • Board composition, Jean-Louis DIDIER (director)
  • Auditor reappointment, MAZARS BEDRIJFSREVISOREN - REVISEURS D'ENTREPRISES S.C.R.L.
  • Permanent representative, Philippe de Harlez de Deulin
  • Power of attorney, Harvest Legal
27-06
Gazette deed Capital & shares · Amendment of the articles
Capital increase · Capital · Power of attorney5 facts ▸
  • General meeting, 21-06-2022
  • Capital increase, €16,112,500
  • Capital, €20,874,943
  • Amendment of the articles
  • Power of attorney
14-02
Gazette deed Resignation: Patrick Mollard (director)
Appointment: Arnaud de la Porte des Vaux (director) · Mandate compensation · Power of attorney9 facts ▸
  • Board meeting, 12-11-2021
  • Director resignation, Patrick Mollard (director)
  • Director resignation, Patrick Mollard (daily management delegate)
  • Director appointment, Arnaud de la Porte des Vaux (director)
  • Director appointment, Arnaud de la Porte des Vaux (daily management delegate)
  • Mandate compensation, Arnaud de la Porte des Vaux (2 times)
  • Power of attorney, Arnaud de la Porte des Vaux
  • Power of attorney, Adrien Lanotte
  • Power of attorney, Bjorn Delmoitié
2021
19-10
Gazette deed Amendment of the articles
Capital · Power of attorney4 facts ▸
  • General meeting, 17-09-2021
  • Amendment of the articles
  • Capital, €4,762,443
  • Power of attorney
03-09
Gazette deed Capital & shares
Capital increase · Capital · Amendment of the articles5 facts ▸
  • General meeting, 27-07-2021
  • Capital increase, €436,554
  • Capital, €4,762,443
  • Amendment of the articles
  • Power of attorney
16-07
NBB filing Annual accounts filed
financial year 2020 · full format
03-05
Gazette deed Resignations: Dionissios Malamatinas, BPIFRANCE INVESTISSEMENT SAS and 4 others
Appointment: Jean-Louis Didier (director)12 facts ▸
  • Board meeting, 08-07-2020
  • Director resignation, Dionissios Malamatinas (director and chair)
  • Board meeting, 05-11-2020
  • Director appointment, Jean-Louis Didier (director)
  • Director resignation, BPIFRANCE INVESTISSEMENT SAS (director)
  • Director resignation, Jean de la Rochebrochard (director)
  • Director resignation, Bertrand Diard (director)
  • Director resignation, Arnaud de la Porte (director)
  • Director resignation, Xavier Lazarus (director)
  • Board composition, Pierre-Antoine Dusoulier (director)
  • Board composition, Patrick Mollard (director)
  • Board composition, Jean-Louis Didier (director)
2020
31-12
Financial Equity above €10mequity €13.7m ▲346%
Equity rises from €3.1m to €13.7m.
28-08
Gazette deed Capital & shares
Partial asset contribution · Accounting effect · Capital increase13 facts ▸
  • Partial asset contribution, “Transfert de l'Activité R&D (branche complète et autonome d'activité) de iBanFirst SA à iBanFirst France” (deed in French)
  • Accounting effect, 01-01-2020
  • Capital increase, €166,914
  • Net-asset statement, 31-12-2019
  • Capital, €3,493,942
  • Capital, €1,500,000
  • Soulte, “Soulte versée par la Société Bénéficiaire à la Société Apporteuse en numéraire à la Date de Réalisation de l'Apport” (deed in French)
  • Services contract, “Contrat de prestations de services informatiques par lequel la Société Bénéficiaire rendra à la Société Apporteuse des prestations de services informatiques en…” (deed in French)
  • Employment transfer, “Transfert de 28 contrats de travail conclus avec les salariés mentionnés dans la liste figurant en Annexe 3” (deed in French)
  • Joint liability, “La Société Apporteuse restera tenue solidairement avec la Société Bénéficiaire des éléments de passif de la Branche Apportée” (deed in French)
  • Suspensive conditions, 31-08-2020, “le présent Traité sera considéré comme caduque sans indemnité de part et d'autre” (deed in French)
  • Exclusion, “L'Activité R&D apportée exclut la propriété intellectuelle relative aux logiciels développés par la Société Apporteuse et exploitée par celle-ci dans le cadre d…” (deed in French)
  • +1 further fact in this act
29-06
Gazette deed Appointments: Arnaud Marie Joseph André de la PORTE des VAUX, BPIFRANCE INVESTISSEMENT and Xavier Sébastien LAZARUS
Permanent representative: Damien James Pierre Philippe LAUNOY · Capital increase · Bank account11 facts ▸
  • General meeting, 19-06-2020
  • Capital increase, €41,597
  • Capital increase, €790,350
  • Bank account, “BE53 3632 0147 0353” (deed in French)
  • Capital, €4,325,889
  • Amendment of the articles
  • Director appointment, Arnaud Marie Joseph André de la PORTE des VAUX (director)
  • Director appointment, BPIFRANCE INVESTISSEMENT (director)
  • Permanent representative, Damien James Pierre Philippe LAUNOY
  • Director appointment, Xavier Sébastien LAZARUS (director)
  • Mandate compensation, Arnaud Marie Joseph André de la PORTE des VAUX
10-06
NBB filing Annual accounts filed
financial year 2019 · full format
2019
09-08
Gazette deed Appointment: Dionissios Malamatinas (director)
Reappointment: MAZARS REVISEURS D'ENTREPRISES S.C.R.L. (statutory auditor)3 facts ▸
  • General meeting, 05-06-2019
  • Director appointment, Dionissios Malamatinas (director)
  • Auditor reappointment, MAZARS REVISEURS D'ENTREPRISES S.C.R.L.
02-07
NBB filing Annual accounts filed
financial year 2018 · full format
2018
07-12
Gazette deed Resignation: DUSOULIER Jean-Marc Michel (director)
Reappointments: MOLLARD Patrick Albert Augustin (director) and DUSOULIER Pierre-Antoine (director) · Appointments: de la ROCHEBROCHARD Jean Charles Marie (director) and DIARD Bertrand Jean-Christophe (director) · Capital increase13 facts ▸
  • General meeting, 29-11-2018
  • Capital increase, €1,159,250
  • Bank account, “BE22 3631 8210 8547” (deed in French)
  • Capital, €3,493,942
  • Director resignation, DUSOULIER Jean-Marc Michel (director)
  • Director reappointment, MOLLARD Patrick Albert Augustin (director)
  • Director reappointment, DUSOULIER Pierre-Antoine (director)
  • Director appointment, de la ROCHEBROCHARD Jean Charles Marie (director)
  • Director appointment, DIARD Bertrand Jean-Christophe (director)
  • Mandate compensation, MOLLARD Patrick Albert Augustin
  • Mandate compensation, DUSOULIER Pierre-Antoine
  • Mandate compensation, de la ROCHEBROCHARD Jean Charles Marie
  • +1 further fact in this act
25-07
NBB filing Annual accounts filed
financial year 2017 · full format
19-07
Gazette deed Capital & shares
Capital increase · Bank account · Capital4 facts ▸
  • General meeting, 13-07-2018
  • Capital increase, €294,724
  • Bank account, “BE47 3631 7573 8980” (deed in French)
  • Capital, €2,334,692
2017
22-12
Gazette deed Resignation: HOLDINGPAD (director)
Appointment: Pierre-Antoine Dusoulier (director)6 facts ▸
  • General meeting, 06-11-2017
  • Director resignation, HOLDINGPAD (director)
  • Director appointment, Pierre-Antoine Dusoulier (director)
  • Board composition, Jean-Marc Dusoulier (director)
  • Board composition, Patrick Mollard (director)
  • Board composition, Pierre-Antoine Dusoulier (director)
28-06
Gazette deed Capital & shares
Capital increase · Bank account · Reserve creation5 facts ▸
  • General meeting, 14-06-2017
  • Capital increase, €196,483
  • Bank account, “BE64 3630 7143 2052” (deed in French)
  • Reserve creation, 1803517.00
  • Capital, €2,039,968
23-06
NBB filing Annual accounts filed
financial year 2016 · full format
02-05
Gazette deed Reappointment: MAZARS REVISEURS D'ENTREPRISES S.C.R.L. (statutory auditor)
Resignations: Jean-Marc Dusoulier (daily management delegate) and HOLDINGPAD (chair of the board) · Appointments: Pierre-Antoine Dusoulier, Patrick Mollard and Jean-Marc Dusoulier8 facts ▸
  • General meeting, 01-06-2016
  • Auditor reappointment, MAZARS REVISEURS D'ENTREPRISES S.C.R.L.
  • Board meeting, 24-03-2017
  • Director resignation, Jean-Marc Dusoulier (daily management delegate)
  • Director appointment, Pierre-Antoine Dusoulier (daily management delegate)
  • Director appointment, Patrick Mollard (daily management delegate)
  • Director resignation, HOLDINGPAD (chair of the board)
  • Director appointment, Jean-Marc Dusoulier (chair of the board)
27-04
Gazette deed Resignation: Jacques Laridon (director)
Appointment: Patrick Mollard (director) · Permanent representative: Pierre-Antoine Dusoulier · Name change9 facts ▸
  • General meeting, 11-04-2017
  • Name change, IBANFIRST
  • Director resignation, Jacques Laridon (director)
  • Director appointment, Patrick Mollard (director)
  • Mandate compensation, Patrick Mollard
  • Board composition, Jean-Marc Dusoulier (chair)
  • Board composition, HOLDINGPAD SA (director)
  • Board composition, Patrick Mollard (director)
  • Permanent representative, Pierre-Antoine Dusoulier
2016
20-07
Gazette deed Capital & shares · Amendment of the articles
Capital increase · Bank account · Capital7 facts ▸
  • General meeting, 30-06-2016
  • Capital increase, €334,021
  • Bank account, “BE35 6967 1341 6237” (deed in French)
  • Capital increase, €35,800
  • Capital, €1,843,485
  • Amendment of the articles
  • Power of attorney, Virginie LESCOT
2015
09-06
Gazette deed Capital & shares · Resignations & appointments
Capital increase · Bank account · Capital7 facts ▸
  • General meeting, 21-05-2015
  • Capital increase, €273,664
  • Bank account, “Deutsche Bank AG Belgium, BE82 8261 2367 0468” (deed in French)
  • Capital, €1,473,664
  • Power of attorney
  • Share liberation, 100%
  • Bank attestation, 19-05-2015
27-03
Gazette deed Capital & shares · Amendment of the articles
Capital increase · Bank account · Capital6 facts ▸
  • General meeting, 19-02-2015
  • Capital increase, €96,200
  • Bank account, “BE82 8261 2367 0468” (deed in French)
  • Capital, €1,200,000
  • Power of attorney, DLA Piper UK LLP
  • Power of attorney, Administrateurs de FX4BIZ
16-03
Gazette deed Resignation: Nicolas Charbonnier (managing director)
Appointment: Jacques LARIDON (director) · Permanent representative: Jean-Marc Dusoulier · Mandate compensation16 facts ▸
  • General meeting, 31-12-2014
  • Director resignation, Nicolas Charbonnier (managing director)
  • Director resignation, Nicolas Charbonnier (director)
  • Director appointment, Jacques LARIDON (director)
  • Mandate compensation, Jacques LARIDON
  • Board composition, Holdingpad SAS (administrateur non exécutif)
  • Board composition, Jean-Marc Dusoulier (administrateur exécutif)
  • Board composition, Jacques LARIDON (administrateur exécutif)
  • Permanent representative, Jean-Marc Dusoulier
  • Capital increase, €200,000
  • Capital, €1,103,800
  • Amendment of the articles
  • +4 further facts in this act
2014
06-11
Gazette deed Capital & shares · Resignations & appointments
Capital increase · Capital · Amendment of the articles6 facts ▸
  • General meeting, 29-09-2014
  • Capital increase, €155,300
  • Capital, €1,000,000
  • Amendment of the articles
  • Power of attorney, DLA Piper UK LLP
  • Power of attorney, Administrateurs de FX4BIZ
27-03
Gazette deed Capital & shares · Resignations & appointments
Share issue · Capital increase · Power of attorney5 facts ▸
  • General meeting, 28-02-2014
  • Share issue, “droits de souscription sous forme de warrants” (deed in French)
  • Capital increase, “€correspondant à la valeur des warrants exercés” (deed in French)
  • Power of attorney, FX4BIZ
  • Power of attorney, DLA Piper UK LLP
28-02
Gazette deed Resignation: Nicolas Charbonnier (chair of the board)
Appointment: HOLDINGPAD (chair of the board) · Permanent representative: Jean-Marc Dusoulier4 facts ▸
  • Board meeting, 23-12-2013
  • Director resignation, Nicolas Charbonnier (chair of the board)
  • Director appointment, HOLDINGPAD (chair of the board)
  • Permanent representative, Jean-Marc Dusoulier
24-01
Gazette deed Permanent representative: Jean-Marc Dusoulier
Appointment: Mazars Réviseurs d'Entreprises SC s.f.d SCRL (statutory auditor) · Registered-office move · Capital increase10 facts ▸
  • General meeting, 23-12-2013
  • Registered-office move, avenue Louise 350 à 1050 Bruxelles
  • Permanent representative, Jean-Marc Dusoulier
  • Auditor appointment, Mazars Réviseurs d'Entreprises SC s.f.d SCRL
  • Capital increase, €220,000
  • Capital increase, €24,700
  • Capital, €844,700
  • Amendment of the articles
  • Power of attorney, DLA Piper UK LLP
  • Address change, 1000 Bruxelles, rue de Livourne 134
2012
06-11
Gazette deed Incorporation
Appointments: Nicolas Charbonnier, Jean-Marc Dusoulier and HOLDINGPAD · Permanent representative: Pierre-Antoine Dusoulier · Founding capital14 facts ▸
  • Incorporation, 23-10-2012
  • Founding capital, €600,000
  • Director appointment, Nicolas Charbonnier (administrateur exécutif)
  • Director appointment, Jean-Marc Dusoulier (administrateur exécutif)
  • Director appointment, HOLDINGPAD (administrateur non exécutif)
  • Permanent representative, Pierre-Antoine Dusoulier
  • Director appointment, Nicolas Charbonnier (chair of the board)
  • Director appointment, Nicolas Charbonnier (managing director)
  • Director appointment, Jean-Marc Dusoulier (managing director)
  • Mandate compensation, Nicolas Charbonnier (3 times)
  • Mandate compensation, Jean-Marc Dusoulier (2 times)
  • Mandate compensation, HOLDINGPAD
  • +2 further facts in this act
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 13 annual accounts filed, the latest 10 are here; all 13 are under Financials.
36 of 36 deeds read

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