IB YANNICO
ActiveIB YANNICO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €39k. Its solvency ranks better than 59% of 12665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency91▲+2
Growth78
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 2.37 against 2.32 in 2024; short-term debt: 34.5% and cash: 38.2% of total assets), and 34.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.5%
Return on assets
33.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
32 d late
2024
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 105%
2024 · €37k
2024: €37k
2024 → 2025
Total assets
€116k▲ 98.7%
2024 · €59k
2024: €59k
2024 → 2025
Net result
€39k▲ 7.6%
2024 · €36k
2024: €36k
2024 → 2025
Working capital
€55k▲ 95.2%
2024 · €28k
2024: €28k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€37k-€76k▲ 105%
Operating result€50k-€49k▼ 0.9%
Net result€36k-€39k▲ 7.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€20k▲ 174%
Current assets
€95k▲ 92.2%
Equity and liabilities €116k
Equity
€76k▲ 105%
Debt
€40k▲ 88.3%
The debt ratio falls from 36.4% to 34.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▲
2024 · €51k
Cash flow
€42k▲
2024 · €38k
Solvency
65.5%▲
2024 · 63.6%
Current ratio
2.37▲
2024 · 2.32
Quick ratio
2.37▲
2024 · 2.32
Debt / equity
0.53▼
2024 · 0.57
ROE
51.1%▼
2024 · 97.3%
ROA
33.5%▼
2024 · 61.9%
Interest coverage
297.84▲
2024 · 51.69
Debt
€40k▲
2024 · €21k
Debt ≤ 1 year
€40k▲
2024 · €21k
Income taxes
€10k▼
2024 · €13k
Staff costs
€69
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€116k▲
Formation expenses20€2k€1k▼
Fixed assets21/28€7k€20k▲
Tangible fixed assets22/27€7k€20k▲
Land and buildings22€4k€4k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€780€3k▲
Other tangible fixed assets26-€12k
Current assets29/58€49k€95k▲
Amounts receivable after more than one year29€20k€51k▲
Other amounts receivable291€20k€51k▲
Amounts receivable within one year40/41€10k-
Trade receivables40€10k-
Cash at bank and in hand54/58€20k€44k▲
Equity and liabilities
Total equity and liabilities10/49€59k€116k▲
Equity10/15€37k€76k▲
Contributions10/11€1k€1k=
Reserves13€36k€75k▲
Distributable reserves133€36k€75k▲
Amounts payable17/49€21k€40k▲
Amounts payable within one year42/48€21k€40k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€16k€30k▲
Taxes450/3€16k€30k▲
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Remuneration, social security and pensions62-€69
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€1k€6k▲
Gross operating margin9900€52k€58k▲
Operating profit (loss)9901€50k€49k▼
Financial charges65/66B€991€176▼
Recurring financial charges65€991€176▼
Profit (loss) for the period before taxes9903€49k€49k▲
Income taxes67/77€13k€10k▼
Profit (loss) for the period9904€36k€39k▲
Profit (loss) for the period to be appropriated9905€36k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€39k▲
Transfer to equity691/2€36k€39k▲
To other reserves6921€36k€39k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 32 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eindstraat(M) 573630 MaasmechelenGround area
1,201 m²
Building footprint
271 m²
Volume, LiDAR
1,825 m³
Parcel 73048E0931/00Y028, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IB YANNICO
since 20232.354.946.204
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048E0931/00Y028 | Flanders | 1,201 m² | 1 · 271 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 66 EUR awarded · 66 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 66 EUR | 66 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,020 companies in sector 69103 we hold annual accounts for 611. 425 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2023
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.