IB SOLUTIONS
ActiveSummary
IB SOLUTIONS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143,242 and a net result of -€33,039. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-65
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 6.9 against 6.11 in 2024; short-term debt: 11.2% and cash: 61.7% of total assets), and 13.3% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€33,039
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
6 d early
2023
137 d early
2022
30 d early
2021
37 d early
2020
44 d early
2019
63 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
In the rankings
#5 oldest company in Roosdaal, Telecoms and IT sector
Equity
€143,242▼ 34.1%
2024 · €217,281
Total assets
€165,165▼ 34.4%
2024 · €251,840
Net result
-€33,039▼ 328%
2024 · -€7,726
Working capital
€109,259▼ 29.4%
2024 · €154,848
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€68,367▼ 23.0%-€12,897€35,362-€7,470-€31,057▼ 316%
Net result€48,068▼ 23.4%-€12,004€25,248-€7,726-€33,039▼ 328%
Equity€220,662▲ 26.4%€207,859▼ 5.8%€231,507▲ 11.4%€217,281▼ 6.1%€143,242▼ 34.1%
Total assets€279,468▲ 14.9%€226,779▼ 18.9%€278,531▲ 22.8%€251,840▼ 9.6%€165,165▼ 34.4%
Debt€58,806▼ 14.2%€18,920▼ 67.8%€47,024▲ 149%€34,559▼ 26.5%€21,923▼ 36.6%
Working capital€220,918▲ 34.3%€94,193▼ 57.4%€139,660▲ 48.3%€154,848▲ 10.9%€109,259▼ 29.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31,057 in 2025 against €7,470 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165,165
Fixed assets
€37,399 ▼ 43.9%
Current assets
€127,766 ▼ 31.0%
Equity and liabilities €165,165
Equity
€143,242 ▼ 34.1%
Debt
€21,923 ▼ 36.6%
Debt's share of the balance-sheet total falls from 13.7% to 13.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€1,777▼
2024 · €21,946
Cash flow
-€3,759▼
2024 · €21,690
Current ratio
6.90▲
2024 · 6.11
Debt to equity
0.15▼
2024 · 0.16
ROE
-23.1%▼
2024 · -3.6%
ROA
-20.0%▼
2024 · -3.1%
Interest coverage
-0.84▼
2024 · 337.63
Debt ≤ 1 year
€18,507▼
2024 · €30,313
Income taxes
€445▼
2024 · €735
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,827 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
14%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,827 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,305 | €24,087 | €28,685 | €29,416 | €29,280 | ▼ 0.5% |
| Other operating charges640/8 | - | - | - | €342 | €2,158 | ▲ 531% |
| Gross operating margin9900 | €83,672 | €11,190 | €64,047 | €22,288 | €381 | ▼ 98.3% |
| Operating profit (loss)9901 | €68,367 | -€12,897 | €35,362 | -€7,470 | -€31,057 | ▼ 316% |
| Financial income75/76B | - | €2,001 | €557 | €544 | €587 | ▲ 7.9% |
| Recurring financial income75 | €2,000 | €2,001 | €557 | €544 | €587 | ▲ 7.9% |
| Financial charges65/66B | - | €154 | €218 | €65 | €2,124 | ▲ 3,168% |
| Recurring financial charges65 | €1,361 | €154 | €218 | €65 | €2,124 | ▲ 3,168% |
| Profit (loss) for the period before taxes9903 | €69,006 | -€11,050 | €35,700 | -€6,991 | -€32,593 | ▼ 366% |
| Income taxes67/77 | €20,938 | €954 | €10,452 | €735 | €445 | ▼ 39.4% |
| Profit (loss) for the period9904 | €48,068 | -€12,004 | €25,248 | -€7,726 | -€33,039 | ▼ 328% |
| Transfer from tax-exempt reserves789 | - | €3,000 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €48,068 | -€9,004 | €25,248 | -€7,726 | -€33,039 | ▼ 328% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €279,468 | €226,779 | €278,531 | €251,840 | €165,165 | ▼ 34.4% |
| Fixed assets21/28 | €13,902 | €117,010 | €96,095 | €66,679 | €37,399 | ▼ 43.9% |
| Tangible fixed assets22/27 | €13,712 | €116,820 | €95,905 | €66,489 | €37,209 | ▼ 44.0% |
| Furniture and vehicles24 | - | €116,820 | €93,839 | €64,639 | €35,575 | ▼ 45.0% |
| Other tangible fixed assets26 | - | - | €2,066 | €1,850 | €1,634 | ▼ 11.7% |
| Financial fixed assets28 | €190 | €190 | €190 | €190 | €190 | = |
| Current assets29/58 | €265,566 | €109,769 | €182,436 | €185,161 | €127,766 | ▼ 31.0% |
| Amounts receivable after more than one year29 | - | €40,000 | €20,283 | €20,000 | - | - |
| Other amounts receivable291 | - | €40,000 | €20,283 | €20,000 | - | - |
| Amounts receivable within one year40/41 | €21,299 | €2,759 | €36,232 | €32,499 | €16,445 | ▼ 49.4% |
| Trade receivables40 | - | €150 | €31,826 | €23,888 | €12,163 | ▼ 49.1% |
| Other amounts receivable41 | - | €2,609 | €4,406 | €8,611 | €4,282 | ▼ 50.3% |
| Cash at bank and in hand54/58 | €195,478 | €58,818 | €106,759 | €119,837 | €101,888 | ▼ 15.0% |
| Deferred charges and accrued income490/1 | - | €8,191 | €19,162 | €12,825 | €9,434 | ▼ 26.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €279,468 | €226,779 | €278,531 | €251,840 | €165,165 | ▼ 34.4% |
| Equity10/15 | €220,662 | €207,859 | €231,507 | €217,281 | €143,242 | ▼ 34.1% |
| Contributions10/11 | - | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Reserves13 | €201,400 | €197,600 | €212,100 | €205,600 | €124,242 | ▼ 39.6% |
| Non-distributable reserves130/1 | - | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Reserves not available under the articles1311 | - | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Distributable reserves133 | - | €195,700 | €210,200 | €203,700 | €122,342 | ▼ 39.9% |
| Profit (loss) carried forward14 | €262 | -€8,741 | €407 | -€7,319 | - | - |
| Amounts payable17/49 | €58,806 | €18,920 | €47,024 | €34,559 | €21,923 | ▼ 36.6% |
| Amounts payable after more than one year17 | €10,594 | - | - | - | - | - |
| Amounts payable within one year42/48 | €44,648 | €15,576 | €42,775 | €30,313 | €18,507 | ▼ 38.9% |
| Trade debts44 | €9,750 | €6,370 | €23,028 | €22,477 | €10,824 | ▼ 51.8% |
| Suppliers440/4 | - | €6,370 | €23,028 | €22,477 | €10,824 | ▼ 51.8% |
| Taxes, remuneration and social security45 | - | €1,858 | €18,147 | €7,836 | €7,683 | ▼ 2.0% |
| Taxes450/3 | - | €1,858 | €18,147 | €7,836 | €5,683 | ▼ 27.5% |
| Remuneration and social security454/9 | - | - | - | - | €2,000 | - |
| Other amounts payable47/48 | - | €7,348 | €1,600 | - | - | - |
| Accrued charges and deferred income492/3 | - | €3,344 | €4,249 | €4,246 | €3,416 | ▼ 19.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48,068 | -€12,004 | €25,248 | -€7,726 | -€33,039 | ▼ 328% |
| + Depreciation and write-downs630 | €15,305 | €24,087 | €28,685 | €29,416 | €29,280 | ▼ 0.5% |
| Operating cash flow (approximation) | €63,372 | €12,083 | €53,933 | €21,690 | -€3,759 | ▼ 117% |
| Investment in fixed assets (approximation) | - | -€127,195 | -€7,771 | €0 | €0 | - |
| Change in cash | - | -€136,660 | €47,940 | €13,078 | -€17,950 | ▼ 237% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet -€33,039
Net result drops to -€33,039, the lowest in the series.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-09
Financial
Back to profitnet €25,248
Net result €25,248 after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €200,000Eq €220,662 ▲26.4%
4 profitable years in a row build equity to €220,662.
17-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Highest result since 2018net €62,721 ▲46.2%
Operating result €88,812, net result €62,721, both a record.
30-09
Financial
Equity above €150,000Eq €174,577 ▲53.6%
3 profitable years in a row build equity to €174,577.
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
30-09
Financial
Equity above €100,000Eq €113,656 ▲56.2%
2 profitable years in a row build equity to €113,656.
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2001
Ground area
941 m²
Building footprint
163 m²
Volume, LiDAR
976 m³
Parcel 23097A0357/00E000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lange Kamstraat 16, 1760 Roosdaal
since 20012.100.092.659
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097A0357/00E000 | Flanders | 941 m² | 1 · 163 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 720 EUR awarded · 720 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 720 EUR | 720 EUR |
Similar companies · same sector, comparable size
MASS Consulting
BE 0758.399.151
Herstal · Eq €143,306
TOMMY BIJNENS
BE 0739.549.576
Kapelle-op-den-Bos · Eq €143,157
FORGANISER
BE 0634.966.453
Antwerpen · Eq €143,120
Fulcra
BE 0747.931.366
Hamme (Vl.) · Eq €143,392
INFRAMASTERS
BE 0805.306.371
Sint-Pieters-Woluwe · Eq €143,087
Of 16,910 companies in sector 62100 we hold annual accounts for 8,778. 6,877 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-10-2000
Fiscal year end30-09
Activities, NACEBEL 2025
62100Computer programming
47789Other retail sale of new goods
64210Activities of holding companies
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473007830
Also
9925:BE0473007830
Registered
08-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.