IB Consult
ActiveIB Consult has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €3k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 24% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency46▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.08 in 2024; short-term debt: 78.6% and cash: 44.6% of total assets), and 78.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31544 sector peers (2025).
NBB · sector comparisonPosition among 31544 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
26 d early
2024
59 d early
2023
55 d early
2022
64 d early
2021
97 d early
2020
54 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 2.3%
2024 · €16k
2020: €4k
2021: €15k
2022: €15k
2023: €15k
2024: €16k
2020 → 2025
Total assets
€74k▼ 32.7%
2024 · €110k
2020: €4k
2021: €70k
2022: €90k
2023: €88k
2024: €110k
2020 → 2025
Net result
€3k▼ 89.2%
2024 · €31k
2020: €-20
2021: €34k
2022: €34k
2023: €32k
2024: €31k
2020 → 2025
Working capital
€-670
2024 · €7k
2020: €4k
2021: €8k
2022: €10k
2023: €8k
2024: €7k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€15k▲ 3.1%€15k▼ 3.2%€16k▲ 6.7%€16k▲ 2.3%
Operating result€45k-€44k▼ 1.1%€50k▲ 12.6%€42k▼ 16.7%€7k▼ 83.1%
Net result€34k-€34k▲ 1.0%€32k▼ 4.5%€31k▼ 4.6%€3k▼ 89.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 83% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€17k▲ 96.8%
Current assets
€58k▼ 43.3%
Equity and liabilities €74k
Equity
€16k▲ 2.3%
Debt
€58k▼ 38.4%
The debt ratio falls from 86.0% to 78.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €46k
Cash flow
€13k▼
2024 · €35k
Solvency
21.4%▲
2024 · 14.0%
Current ratio
0.99▼
2024 · 1.08
Quick ratio
0.99▼
2024 · 1.08
Debt / equity
3.68▼
2024 · 6.12
ROE
21.2%▼
2024 · 199.6%
ROA
4.5%▼
2024 · 28.0%
Interest coverage
17.30▼
2024 · 329.06
Debt
€58k▼
2024 · €95k
Debt ≤ 1 year
€58k▼
2024 · €95k
Income taxes
€3k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€74k▼
Fixed assets21/28€8k€17k▲
Tangible fixed assets22/27€8k€17k▲
Furniture and vehicles24€8k€17k▲
Current assets29/58€102k€58k▼
Amounts receivable within one year40/41€28k€21k▼
Trade receivables40€28k€21k▼
Cash at bank and in hand54/58€74k€33k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€110k€74k▼
Equity10/15€16k€16k▲
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Reserves13€9k€9k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€95k€58k▼
Amounts payable within one year42/48€95k€58k▼
Trade debts44€11k€546▼
Suppliers440/4€11k€546▼
Taxes, remuneration and social security45€30k€15k▼
Taxes450/3€24k€12k▼
Remuneration and social security454/9€6k€3k▼
Other amounts payable47/48€54k€43k▼
Accrued charges and deferred income492/3€53-
Income statement
Code20242025
Non-recurring operating income76A€524-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€9k▲
Other operating charges640/8€29€2k▲
Gross operating margin9900€46k€18k▼
Operating profit (loss)9901€42k€7k▼
Financial charges65/66B€139€945▲
Recurring financial charges65€139€945▲
Profit (loss) for the period before taxes9903€42k€6k▼
Income taxes67/77€11k€3k▼
Profit (loss) for the period9904€31k€3k▼
Profit (loss) for the period to be appropriated9905€31k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€5k▼
Profit (loss) brought forward from the previous period14P€1k€2k▲
Profit to be distributed694/7€30k€3k▼
Return on contributions (dividend)694€30k€3k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
03-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2020net €34k ▲1%
Net result €34k, the highest in the series.
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
J. B. Blommaertstraat 171560 HoeilaartGround area
1,280 m²
Building footprint
126 m²
Volume, LiDAR
638 m³
Parcel 23033B0509/00D002, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033B0509/00D002 | Flanders | 1,280 m² | 1 · 126 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 28,078 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2020
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.