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IB CHAUFFAGE

Active
Private limited companyfounded 2021active for 4 yearsCité Floréal(SS) 34, 5002 Namur, BelgiumKBO/BCE: BE 0778.630.876

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

IB CHAUFFAGE has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,130 and a net result of €27,340. Equity has been shrinking by about 18% per year since 2022. Its solvency ranks better than 21% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

KBO
Status
Active since 14-12-2021 Normal situation
Activity
Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 5 others
Establishment unit
2.325.060.603 5002 Namur, since 14-12-2021
Financial year end
31 December
Peppol
Reachable since 23-06-2026

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€56,658
▲ 111%
Turnover
≈ €220,000
estimated
Profit
€27,340
▲ 407%
Equity
€12,130
▼ 18.0%
Total assets
€64,052
▲ 105%
Staff
≈ 0.4 FTE
estimated
Filed on 03-08-2026, 3 days after the deadlineat the National Bank
Score breakdownraises riskFounded in 2021Size: total assets €64,052lowers riskLiquidity: current ratio 1.13, cash €24,572Figures for financial year 2025 (filed on 12-08-2026)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 45% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 44-28
equity 18.9% of total assets
Liquidity 54-19
short-term debt 81.1% · cash 38.4%
Profitability 100+10
return on assets 42.7%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.0%▼ -0.1 percentage points vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 0.7%▼ -0.4 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.6%▼ -0.1 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026lowest value 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.9%▼ -0.2 percentage points vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.13 (1.55 in 2024), below the usual 1.5. Short-term debt is 81.1% and cash 38.4% of total assets. 81.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 21% of them on solvency, 49% on liquidity, 92% on profitability and 19% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.13, cash €24,572
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €64,052
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 12-08-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 34902 sector peers (2025).
NBB · sector comparison
Position among 34902 sector peers
Solvency
better than 21%
← weakest strongest →
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
3 days late
2024
23 days early
2023
5 days late
2022
56 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 10 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 81% of companies in specialised constructionsector median €57,811 · 34,914 companies €12,130 View
  • A director leftlatest change 06-05-2026 · 0 in office 1 left View

Comparable companies

These companies have the same main activity as IB CHAUFFAGE: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €53,800 and €90,400, founded between 2021 and 2022.

CompanyTotal assetsGross margin
IB CHAUFFAGE Namur€64,052€56,658
SRL LIOTTA CHAUFFAGE Fernelmont€60,082€59,350
HA Technics Genk€68,462€48,793
AJ HOME Erquelinnes€66,882€47,051
GIMR Charleroi€75,039€68,049
Chauffage SWINNEN Sambreville€53,838€64,559
CORNELIS CHAUFFAGE Assesse€90,388€60,816
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about IB CHAUFFAGE

What is the company number of IB CHAUFFAGE?
The company number of IB CHAUFFAGE is 0778.630.876. The VAT number is the same number with BE in front: BE 0778.630.876.
Where is IB CHAUFFAGE based?
The registered office is at Cité Floréal(SS) 34, 5002 Namur.Company details
What does IB CHAUFFAGE do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of IB CHAUFFAGE?
The legal form of IB CHAUFFAGE is Private limited company (BV).
When was IB CHAUFFAGE founded?
IB CHAUFFAGE was founded on 14-12-2021.
Is IB CHAUFFAGE still active?
Yes, IB CHAUFFAGE is an active enterprise in the KBO register.
How many employees does IB CHAUFFAGE have?
IB CHAUFFAGE had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of IB CHAUFFAGE?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €56,658 and 30 comparable companies (NACE 43222). It probably lies between €170,000 and €300,000.
Is IB CHAUFFAGE profitable?
In financial year 2025, IB CHAUFFAGE made a profit of €27,340.
Where can I find the annual accounts of IB CHAUFFAGE?
IB CHAUFFAGE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of IB CHAUFFAGE due?
IB CHAUFFAGE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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