iAudit & Advice
ActiveiAudit & Advice has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €8k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+96
Solvency67▲+14
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.74 against 1.35 in 2024; short-term debt: 57.6% and cash: 56.8% of total assets), but 57.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.4%
Return on assets
23.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
26 d late
2023
15 d early
2022
28 d late
2021
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 129%
2024 · €6k
2021: €8k
2022: €10k
2023: €11k
2024: €6k
2021 → 2025
Total assets
€31k▲ 50.1%
2024 · €21k
2021: €28k
2022: €28k
2023: €27k
2024: €21k
2021 → 2025
Net result
€8k
2024 · €-5k
2021: €6k
2022: €2k
2023: €536
2024: €-5k
2021 → 2025
Working capital
€13k▲ 152%
2024 · €5k
2021: €8k
2022: €8k
2023: €9k
2024: €5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€10k▲ 32.1%€11k▲ 5.4%€6k▼ 44.7%€13k▲ 129%
Operating result€7k-€3k▼ 55.0%€2k▼ 20.9%€-2k€11k
Net result€6k-€2k▼ 56.3%€536▼ 77.9%€-5k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €31k
Equity
€13k▲ 129%
Debt
€18k▲ 19.6%
The debt ratio falls from 72.2% to 57.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▲
2024 · €-2k
Cash flow
€8k▲
2024 · €-4k
Solvency
42.4%▲
2024 · 27.8%
Current ratio
1.74▲
2024 · 1.35
Quick ratio
1.74▲
2024 · 1.35
Debt / equity
1.36▼
2024 · 2.60
ROE
56.4%▲
2024 · -80.8%
ROA
23.9%▲
2024 · -22.4%
Interest coverage
5.63▲
2024 · -0.67
Debt
€18k▲
2024 · €15k
Debt ≤ 1 year
€18k▲
2024 · €15k
Income taxes
€1k▲
2024 · €259
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21k€31k▲
Fixed assets21/28€521€0▼
Tangible fixed assets22/27€521€0▼
Plant, machinery and equipment23€521€0▼
Current assets29/58€20k€31k▲
Amounts receivable within one year40/41€8k€11k▲
Trade receivables40€8k€11k▲
Cash at bank and in hand54/58€11k€18k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€21k€31k▲
Equity10/15€6k€13k▲
Contributions10/11€2k€2k=
Reserves13€4k€11k▲
Distributable reserves133€4k€11k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€15k€18k▲
Amounts payable within one year42/48€15k€18k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€3k€6k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€5k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€600€521▼
Other operating charges640/8€843€654▼
Gross operating margin9900€-690€12k▲
Operating profit (loss)9901€-2k€11k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-4k€9k▲
Income taxes67/77€259€1k▲
Profit (loss) for the period9904€-5k€8k▲
Profit (loss) for the period to be appropriated9905€-5k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€8k▲
Profit (loss) brought forward from the previous period14P€108€0▼
Transfer from equity791/2€5k€0▼
Transfer to equity691/2€0€8k▲
To other reserves6921€0€8k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-5k ▼976%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Putlei 22018 AntwerpenGround area
211 m²
Building footprint
141 m²
Volume, LiDAR
2,517 m³
Parcel 11810K1898/00Y005, Flanders · tallest building 22.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
iAudit & Advice
since 20212.312.953.221
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1898/00Y005 | Flanders | 211 m² | 1 · 141 m² | 22.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FUTARI
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deBoekmakerij
BE 0632.721.397
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SANAMA CONSULTING
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 26,146 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.