IARD Consultance

Active

Private limited companyfounded 20251 yr activeClos du Pont d'Arcole 21, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 1026.946.324

Summary

IARD Consultance has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,582 and a net result of €8,415. Its solvency ranks better than 70% of 316 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

IARD ConsultanceActiveChecked score 85/100

Risk analysis Report Compare

Activity

Investigation and private security services

NACE 80010

1 site

Size

€16,439total assets 2025

Equity: €10,582
Profit: €8,415

Turnover not published (abridged schema)

Financial health

85 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.4%

Structure

Accounts 32 d early0 of 1 deed read

Why 85- Founded in 2025- Size: total assets €16,439+ Sector Investigation and security activities (NACE 80)+ Figures for FY 2025 (filed 29-06-2026)Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Better than 65% of its sector peers (NACE 80, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 89

equity 64.4% of total assets

Liquidity 42

short-term debt 35.6% · cash 6.6%

Profitability 100

return on assets 51.2%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (480 companies)

Sector Investigation and security activities (NACE 80) lowers the probability
Founded in 2025 raises the probability for this profile
Size: total assets €16,439 raises the probability for this profile
Figures for FY 2025 (filed 29-06-2026) lowers the probability

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 1.89; short-term debt: 35.6% and cash: 6.6% of total assets), and 35.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 80, micro). Better than this share of them on solvency 70%, liquidity 34%, profitability 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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