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IACOB SANITAIR

Active
Private limited companyfounded 2020active for 5 yearsMechelbaan 17, 2861 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0760.394.282
Summary

The computed 12-month bankruptcy probability of IACOB SANITAIR is 1.9% (moderate). The 2025 annual accounts show equity of €52,668 and a net result of €37,479. Equity has been growing by about 45% per year since 2022. Its solvency ranks better than 65% of 34,902 sector peers (NACE 43, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 22-12-2020 Normal situation
Activity
Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 4 others
Establishment unit
2.311.585.323 2861 Sint-Katelijne-Waver, since 04-01-2021
Financial year end
30 June
Peppol
Reachable since 09-11-2024

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Annual accounts to 30-06-2025
Gross margin
€54,531
▼ 13.9%
Turnover
≈ €210,000
estimated
Profit
€37,479
▼ 24.9%
Equity
€52,668
▲ 31.1%
Total assets
€87,989
▼ 7.7%
Filed on 23-01-2026, 8 days before the deadline
Score breakdownraises risk1 change of registered office in 24 monthsFounded in 2020Size: total assets €87,989lowers riskLiquidity: current ratio 2.26, cash €11,372Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 68% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 85+18
equity 59.9% of total assets
Liquidity 47+19
short-term debt 40.1% · cash 12.9%
Profitability 100=
return on assets 42.6%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.1% 01-2025: 1.2%▲ +0.1 percentage points vs 12-2024 02-2025: 1.5%▲ +0.3 percentage points vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.6%▲ +0.1 percentage points vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 1.5%▼ -0.1 percentage points vs 07-2025 09-2025: 1.5%● unchanged vs 08-2025 10-2025: 1.7%▲ +0.2 percentage points vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.8%▲ +0.1 percentage points vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 0.9%▼ -0.9 percentage points vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026lowest value 05-2026: 0.9%● unchanged vs 04-2026lowest value 06-2026: 0.9%● unchanged vs 05-2026lowest value 07-2026: 1.4%▲ +0.5 percentage points vs 06-2026 08-2026: 1.4%● unchanged vs 07-2026 09-2026: 1.4%● unchanged vs 08-2026 10-2026: 1.9%▲ +0.5 percentage points vs 09-2026highest value 11-2026: 1.9%● unchanged vs 10-2026highest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.26 (1.96 in 2024), above the usual 1.5. Short-term debt is 40.1% and cash 12.9% of total assets. 40.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 65% of them on solvency, 38% on liquidity, 92% on profitability and 75% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €87,989
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.26, cash €11,372
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
8 days early
2024
2 days early
2023
5 days early
2022
54 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 17 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 January (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 80% of companies in specialised constructionsector median €10,227 · 34,889 companies €37,479 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Registered office moved from Duffel to Onze-Lieve-Vrouw-Waver
  2. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as IACOB SANITAIR: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €82,000 and €106,000, founded between 2019 and 2021.

CompanyTotal assetsGross margin
IACOB SANITAIR Sint-Katelijne-Waver€87,989€54,531
Helta Brasschaat€105,287€48,672
CLIMACO Hasselt€83,773€55,775
BESTEC Koekelberg€82,000€45,522
Dechesne G Chauffage et Sanitaire Herstal€85,938€52,068
J.G CHAUFFAGE Seraing€103,321€65,329
KLS Oupeye€106,222€47,922
Full comparison

Key facts about IACOB SANITAIR

What is the company number of IACOB SANITAIR?
The company number of IACOB SANITAIR is 0760.394.282. The VAT number is the same number with BE in front: BE 0760.394.282.
Where is IACOB SANITAIR based?
The registered office is at Mechelbaan 17, 2861 Sint-Katelijne-Waver.Company details
What does IACOB SANITAIR do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of IACOB SANITAIR?
The legal form of IACOB SANITAIR is Private limited company (BV).
When was IACOB SANITAIR founded?
IACOB SANITAIR was founded on 22-12-2020.
Is IACOB SANITAIR still active?
Yes, IACOB SANITAIR is an active enterprise in the KBO register.
What is the turnover of IACOB SANITAIR?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €54,531 and 30 comparable companies (NACE 43222). It probably lies between €170,000 and €290,000.Financials
Is IACOB SANITAIR profitable?
In financial year 2025, IACOB SANITAIR made a profit of €37,479.
Where can I find the annual accounts of IACOB SANITAIR?
IACOB SANITAIR filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IACOB SANITAIR due?
IACOB SANITAIR must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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