IACI
ActiveIACI has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-64k) and a net result of €-61k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
22
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0▼-24
Growth32=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39 against 0.3 in 2023; short-term debt: 99.7% and cash: 13.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-39.3%
Return on assets
-37.3%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €-64k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
89 d late
2022
27 d early
2021
18 d early
2020
234 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-64k▼ 1,839%
2023 · €-3k
2020: €19k
2021: €31k
2022: €86k
2023: €-3k
2020 → 2024
Total assets
€164k▼ 64.2%
2023 · €458k
2020: €87k
2021: €390k
2022: €426k
2023: €458k
2020 → 2024
Net result
€-61k▲ 31.6%
2023 · €-89k
2020: €9k
2021: €11k
2022: €56k
2023: €-89k
2020 → 2024
Working capital
€-99k▲ 38.3%
2023 · €-161k
2020: €57k
2021: €-80k
2022: €-49k
2023: €-161k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€19k-€31k▲ 56.9%€86k▲ 182%€-3k€-64k▼ 1,839%
Operating result€12k-€17k▲ 37.2%€91k▲ 453%€-81k€-50k▲ 37.6%
Net result€9k-€11k▲ 17.2%€56k▲ 402%€-89k€-61k▲ 31.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €50k in 2024 against €81k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €164k
Fixed assets
€99k▼ 74.5%
Current assets
€65k▼ 4.6%
Key figures and ratios
EBITDA
€-34k▲
2023 · €-65k
Cash flow
€-44k▲
2023 · €-73k
Solvency
-39.3%▼
2023 · -0.7%
Current ratio
0.39▲
2023 · 0.30
Quick ratio
0.39▲
2023 · 0.30
Debt / equity
-3.55
ROA
-37.3%▼
2023 · -19.5%
Interest coverage
-3.32▲
2023 · -8.59
Debt
€228k▼
2023 · €461k
Debt ≤ 1 year
€164k▼
2023 · €228k
Debt > 1 year
€61k▼
2023 · €233k
Income taxes
€670▼
2023 · €1k
Staff costs
€55k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€458k€164k▼
Fixed assets21/28€390k€99k▼
Tangible fixed assets22/27€390k€99k▼
Land and buildings22€317k€42k▼
Furniture and vehicles24€65k€51k▼
Other tangible fixed assets26€8k€6k▼
Current assets29/58€68k€65k▼
Amounts receivable after more than one year29€5k€5k=
Other amounts receivable291€5k€5k=
Amounts receivable within one year40/41€10k€31k▲
Trade receivables40€9k€28k▲
Other amounts receivable41€324€3k▲
Cash at bank and in hand54/58€47k€22k▼
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€458k€164k▼
Equity10/15€-3k€-64k▼
Contributions10/11€10k€10k=
Reserves13€56k€56k=
Distributable reserves133€56k€56k=
Profit (loss) carried forward14€-69k€-130k▼
Amounts payable17/49€461k€228k▼
Amounts payable after more than one year17€233k€61k▼
Financial debts170/4€232k€60k▼
Other amounts payable178/9€1k€1k=
Amounts payable within one year42/48€228k€164k▼
Current portion of amounts payable after more than one year42€29k€17k▼
Financial debts43€1k-
Other loans439€1k-
Trade debts44€86k€66k▼
Suppliers440/4€86k€66k▼
Taxes, remuneration and social security45€77k€56k▼
Taxes450/3€70k€40k▼
Remuneration and social security454/9€7k€17k▲
Other amounts payable47/48€35k€25k▼
Accrued charges and deferred income492/3€324€4k▲
Income statement
Code20232024
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€6k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€9k€21k▲
Gross operating margin9900€-50k€42k▲
Operating profit (loss)9901€-81k€-50k▲
Financial income75/76B€253€1▼
Recurring financial income75€253€1▼
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€-88k€-60k▲
Income taxes67/77€1k€670▼
Profit (loss) for the period9904€-89k€-61k▲
Profit (loss) for the period to be appropriated9905€-89k€-61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-69k€-130k▼
Profit (loss) brought forward from the previous period14P€21k€-69k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 89 days late
2023
31-12
Financial
Weakest financial yearnet €-89k ▼261%
Net result drops to €-89k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €56k ▲402%
Operating result €91k, net result €56k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 234 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Acoz(NAL) 96120 Ham-sur-Heure-NalinnesGround area
822 m²
Building footprint
172 m²
Volume, LiDAR
980 m³
Parcel 56058B0359/00Y000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IACI
since 20192.301.666.973
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56058B0359/00Y000 | Wallonia | 822 m² | 1 · 172 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-2019
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.