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Iachim

Active Risk: moderate
Private limited company (pre-2019)founded 20188 yrs activeTraverse du Comte Y. du Monceau 8, 1348 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0705.912.451
Summary

The computed 12-month bankruptcy probability of Iachim is 3.1% (moderate). The 2020 annual accounts show equity of €13,565 and a net result of €259. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

No current score
Figures too old
The available figures for FY 2020 are too old to assess current financial health.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Axes, FY 2020 · tick = 2019
Profitability42▼-58
Solvency100▲+3
Growth52
Track record100
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2020
Solvency, return and age of the figures
Solvency
97.4%
Return on assets
1.9%
Age of the figures
69 mo
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
neutral · No filing for years
The last filed financial year closed on 31-12-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 2 filings
Position against the passed deadline
31-12-2021 close31-07-2022 deadline30-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 29-08-2021, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
29 d late
2019
46 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 38 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 September 2018, Iachim was incorporated.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2020.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020

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Financials · fiscal year 2020, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€259▼ 95.6%
2019 · €5,906
Working capital
€13,565▲ 1.9%
2019 · €13,306
Trend over the years
In euros
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020
Operating result€5,127--€1,435
Net result€5,906-€259▼ 95.6%
Equity€13,306-€13,565▲ 1.9%
Total assets€18,538-€13,925▼ 24.9%
Debt€5,232-€360▼ 93.1%
Working capital€13,306-€13,565▲ 1.9%
Staff (FTE)0.8-0.5▼ 37.5%
Result per fiscal year
Operating resultNet result
-€2,000€0€2,000€4,000€6,000Operating result 2019: €5,127€5,127Net result 2019: €5,906€5,906Operating result 2020: -€1,435-€1,435Net result 2020: €259€25920192020-€2,000€0€2,000€4,000€6,000Operating result 2019: €5,127€5,130Net result 2019: €5,906€5,910Operating result 2020: -€1,435-€1,440Net result 2020: €259€25920192020
The operating result turns negative in 2020: a loss of €1,435 after €5,127 in 2019.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Equity and liabilities €13,925
Equity €13,565 ▲ 1.9%
Debt €360 ▼ 93.1%
Debt's share of the balance-sheet total falls from 28.2% to 2.6%. Equity is higher and debt is lower.
Key figures and ratios
2020 value · change against 2019
Current ratio
38.68▲
2019 · 3.54
ROE
1.9%▼
2019 · 44.4%
ROA
1.9%▼
2019 · 31.9%
Debt ≤ 1 year
€360▼
2019 · €5,232
Income taxes
€65▼
2019 · €232
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2020 against 2019 · 15 lines
Balance sheet Code20192020
Assets
Total assets20/58€18,538€13,925▼
Current assets29/58€18,538€13,925▼
Cash at bank and in hand54/58€18,023€13,925▼
Equity and liabilities
Total equity and liabilities10/49€18,538€13,925▼
Equity10/15€13,306€13,565▲
Contributions10/11€12,400€12,400=
Reserves13€906€1,165▲
Amounts payable17/49€5,232€360▼
Amounts payable within one year42/48€5,232€360▼
Income statement Code20192020
Gross operating margin9900€19,458€8,233▼
Operating profit (loss)9901€5,127-€1,435▼
Profit (loss) for the period before taxes9903€6,138€324▼
Income taxes67/77€232€65▼
Profit (loss) for the period9904€5,906€259▼
Profit (loss) for the period to be appropriated9905€5,906€259▼
Line20192020Change
Gross operating margin9900€19,458€8,233▼ 57.7%
Operating profit (loss)9901€5,127-€1,435▼ 128%
Profit (loss) for the period before taxes9903€6,138€324▼ 94.7%
Income taxes67/77€232€65▼ 72.0%
Profit (loss) for the period9904€5,906€259▼ 95.6%
Profit (loss) for the period to be appropriated9905€5,906€259▼ 95.6%
Line20192020Change
Assets
Total assets20/58€18,538€13,925▼ 24.9%
Current assets29/58€18,538€13,925▼ 24.9%
Cash at bank and in hand54/58€18,023€13,925▼ 22.7%
Equity and liabilities
Total equity and liabilities10/49€18,538€13,925▼ 24.9%
Equity10/15€13,306€13,565▲ 1.9%
Contributions10/11€12,400€12,400=
Reserves13€906€1,165▲ 28.6%
Amounts payable17/49€5,232€360▼ 93.1%
Amounts payable within one year42/48€5,232€360▼ 93.1%
Line20192020Change
Profit (loss) for the period9904€5,906€259▼ 95.6%
Operating cash flow (approximation)€5,906€259▼ 95.6%
Change in cash--€4,098-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2021
29-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 29 days late
2020
31-12
Financial Liquidity times 11current ratio 38.68
Current ratio from 3.54 to 38.68; short-term debt falls from €5,232 to €360.
15-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2018
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Traverse du Comte Y. du Monceau 81348 Ottignies-Louvain-la-Neuve
1 establishment unit
Iachim
Traverse du Comte Y. du Monceau 8, 1348 Ottignies-Louvain-la-NeuveIT consultancy
since 20182.281.470.187

Recognitions · licences · registrations

Legal Entity Identifier

875500EKJ5O1BWQNTN91
no longer live in the LEI register

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded27-09-2018
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.