IA CONSULT
ActiveSummary
The computed 12-month bankruptcy probability of IA CONSULT is 3.3% (moderate). The 2025 annual accounts show equity of €37,191 and a net result of -€11,566. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 4814 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
On-demand passenger transport by chauffeured vehicle
NACE 49330Non-scheduled passenger transport by road NACE 49320
1 site
How big
€41,471total assets 2025
- Equity
- €37,191
- Loss
- -€11,566
Turnover not published (abridged schema)
Who decides
Accounts 21 d early0 of 4 deeds read
Why 49- Higher-failure-rate sector- Limited track record- Annual accounts: weaker financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-87
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 4.83 against 5.78 in 2024; short-term debt: 10.3% and cash: 1.5% of total assets), and 10.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.7%
Return on assets
-27.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
21 d early
2024
319 d late
2023
61 d late
2022
64 d late
2021
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 78 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 October (4 of the last 5 filed years within 94 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€11,566
Financials
Fiscal year 2025Total assets €41,471Loss -€11,566Solvency 89.7%Liquidity 4.83
Turnover
€23,020
2022
Net result
-€11,566
2021 - 2025
Equity
€37,191▼ 23.7%
2021 - 2025
Solvency
89.7%▼ 1.9pp
2021 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€23,020
Operating result€10,594-€17,784▲ 67.9%€13,677▼ 23.1%€8,690▼ 36.5%-€10,442
Net result€10,594within the sector's middle half-€15,997within the sector's middle half▲ 51.0%€9,315within the sector's middle half▼ 41.8%€7,850within the sector's middle half▼ 15.7%-€11,566below the sector's middle half
EBIT margin77.3%
Equity€15,594within the sector's middle half-€31,591within the sector's middle half▲ 103%€40,907within the sector's middle half▲ 29.5%€48,757within the sector's middle half▲ 19.2%€37,191within the sector's middle half▼ 23.7%
Total assets€17,594below the sector's middle half-€36,261below the sector's middle half▲ 106%€44,676within the sector's middle half▲ 23.2%€53,224within the sector's middle half▲ 19.1%€41,471below the sector's middle half▼ 22.1%
Debt€2,000-€4,669▲ 133%€3,769▼ 19.3%€4,467▲ 18.5%€4,280▼ 4.2%
Working capital€15,594within the sector's middle half-€31,591within the sector's middle half▲ 103%€40,907within the sector's middle half▲ 29.5%€21,351within the sector's middle half▼ 47.8%€16,388within the sector's middle half▼ 23.2%
Solvency88.6%above the sector's middle half-87.1%above the sector's middle half▼ 1.5pp91.6%above the sector's middle half▲ 4.4pp91.6%above the sector's middle half=89.7%above the sector's middle half▼ 1.9pp
Current ratio8.80above the sector's middle half-7.77above the sector's middle half▼ 1.0311.85above the sector's middle half▲ 4.095.78above the sector's middle half▼ 6.074.83above the sector's middle half▼ 0.95
Return on assets (ROA)60.2%above the sector's middle half-44.1%above the sector's middle half▼ 16.1pp20.9%above the sector's middle half▼ 23.3pp14.7%within the sector's middle half▼ 6.1pp-27.9%below the sector's middle half▼ 42.6pp
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10,442 after €8,690 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41,471
Fixed assets
€20,803 ▼ 24.1%
Current assets
€20,668 ▼ 19.9%
Equity and liabilities €41,471
Equity
€37,191 ▼ 23.7%
Debt
€4,280 ▼ 4.2%
Debt's share of the balance-sheet total rises from 8.4% to 10.3%. Equity and debt are lower.
Key figures and ratios
Key figures and ratios
EBITDA
-€3,840▼
2024 · €14,334
Cash flow
-€4,963▼
2024 · €13,494
Debt to equity
0.12▲
2024 · 0.09
ROE
-31.1%▼
2024 · 16.1%
Interest coverage
-31.03▼
2024 · 17.31
Debt ≤ 1 year
€4,280▼
2024 · €4,467
Income taxes
€1,000▲
2024 · €12
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,592 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
3.0%
went bankrupt
9.5%
stopped otherwise
87%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,592 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €23,020 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €5,174 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €5,644 | €6,603 | ▲ 17.0% |
| Other operating charges640/8 | - | €62 | €126 | €1,112 | €1,511 | ▲ 35.8% |
| Gross operating margin9900 | €10,594 | €17,846 | €13,803 | €15,447 | -€2,329 | ▼ 115% |
| Operating profit (loss)9901 | €10,594 | €17,784 | €13,677 | €8,690 | -€10,442 | ▼ 220% |
| Financial income75/76B | - | €392 | €1,895 | - | - | - |
| Recurring financial income75 | - | €392 | €1,895 | - | - | - |
| Financial charges65/66B | - | €60 | €120 | €828 | €124 | ▼ 85.1% |
| Recurring financial charges65 | - | €60 | €120 | €828 | €124 | ▼ 85.1% |
| Profit (loss) for the period before taxes9903 | €10,594 | €18,116 | €15,452 | €7,863 | -€10,566 | ▼ 234% |
| Income taxes67/77 | - | €2,119 | €6,137 | €12 | €1,000 | ▲ 7,984% |
| Profit (loss) for the period9904 | €10,594 | €15,997 | €9,315 | €7,850 | -€11,566 | ▼ 247% |
| Profit (loss) for the period to be appropriated9905 | €10,594 | €15,997 | €9,315 | €7,850 | -€11,566 | ▼ 247% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €17,594 | €36,261 | €44,676 | €53,224 | €41,471 | ▼ 22.1% |
| Fixed assets21/28 | - | - | - | €27,406 | €20,803 | ▼ 24.1% |
| Tangible fixed assets22/27 | - | - | - | €27,406 | €20,803 | ▼ 24.1% |
| Furniture and vehicles24 | - | - | - | €27,406 | €20,803 | ▼ 24.1% |
| Current assets29/58 | €17,594 | €36,261 | €44,676 | €25,819 | €20,668 | ▼ 19.9% |
| Amounts receivable within one year40/41 | €464 | €28,428 | €37,662 | €18,832 | €13,546 | ▼ 28.1% |
| Trade receivables40 | €186 | €1,107 | €0 | - | - | - |
| Other amounts receivable41 | €278 | €27,320 | €37,662 | €18,832 | €13,546 | ▼ 28.1% |
| Cash at bank and in hand54/58 | €17,130 | €7,833 | €7,014 | €6,986 | €622 | ▼ 91.1% |
| Deferred charges and accrued income490/1 | - | - | - | - | €6,500 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €17,594 | €36,261 | €44,676 | €53,224 | €41,471 | ▼ 22.1% |
| Equity10/15 | €15,594 | €31,591 | €40,907 | €48,757 | €37,191 | ▼ 23.7% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €500 | €500 | €500 | €500 | €500 | = |
| Non-distributable reserves130/1 | €500 | €500 | €500 | €500 | €500 | = |
| Reserves not available under the articles1311 | €500 | €500 | €500 | €500 | €500 | = |
| Profit (loss) carried forward14 | €10,094 | €26,091 | €35,407 | €43,257 | €31,691 | ▼ 26.7% |
| Amounts payable17/49 | €2,000 | €4,669 | €3,769 | €4,467 | €4,280 | ▼ 4.2% |
| Amounts payable within one year42/48 | €2,000 | €4,669 | €3,769 | €4,467 | €4,280 | ▼ 4.2% |
| Trade debts44 | - | €2,804 | €3,769 | €4,467 | €4,280 | ▼ 4.2% |
| Suppliers440/4 | - | €2,804 | €3,769 | €4,467 | €4,280 | ▼ 4.2% |
| Other amounts payable47/48 | €2,000 | €1,865 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,594 | €15,997 | €9,315 | €7,850 | -€11,566 | ▼ 247% |
| + Depreciation and write-downs630 | - | - | - | €5,644 | €6,603 | ▲ 17.0% |
| Operating cash flow (approximation) | €10,594 | €15,997 | €9,315 | €13,494 | -€4,963 | ▼ 137% |
| Investment in fixed assets (approximation) | - | - | - | - | €0 | - |
| Change in cash | - | -€9,297 | -€819 | -€28 | -€6,364 | ▼ 22,950% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
TAXI SUTER
BE 0444.526.155
Denderleeuw · Eq €37,212
COLIS ONE
BE 0635.515.294
Brussel · Eq €37,163
DIANA
BE 0455.540.704
Brussel · Eq €37,238
RIZI
BE 0807.895.281
Schaarbeek · Eq €37,258
K.M. TAX
BE 0427.547.690
Evere · Eq €37,119
Of 6,680 companies in this sector we hold annual accounts for 2,305. 1,945 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
7 eventsLatest 10-07-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 319 days late
2025
31-12
Financial
Weakest financial yearnet -€11,566
Net result drops to -€11,566, the lowest in the series.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
31-12
Financial
Highest result since 2021net €15,997 ▲51%
Operating result €17,784, net result €15,997, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 19-03-2021Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded19-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
49310Scheduled passenger transport by road
82200Office administrative, office support and other business support activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0765428285
Registered
30-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Puesstraat (Arthur) 1991502 HalleGround area
666 m²
Building footprint
217 m²
Volume, LiDAR
2,182 m³
Parcel 21819D0136/00K005, Brussels · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
IA CONSULT
since 2021unit no. 2.316.626.749
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819D0136/00K005 | Brussels | 666 m² | 1 · 217 m² | 12.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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