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I4C

Active
Private limited companyfounded 200818 yrs activeLoereveldstraat(O) 78, 9290 Berlare, BelgiumKBO/BCE: BE 0895.656.428

I4C has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €28k. Equity is growing by ~31.4% per year across the filed fiscal years. Its solvency ranks better than 83% of 6971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+60
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 6.33 against 4.76 in 2024), and 14% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86%
Return on assets
21.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 d early
2024
57 d early
2023
47 d early
2022
40 d early
2021
3 d late
2020
27 d late
2019
26 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€112k▲ 33.4%
2024 · €84k
2018: €19k 2019: €20k 2020: €26k 2021: €32k 2022: €39k 2023: €77k 2024: €84k
2018 → 2025
Total assets
€131k▲ 26.4%
2024 · €103k
2018: €29k 2019: €51k 2020: €55k 2021: €61k 2022: €58k 2023: €109k 2024: €103k
2018 → 2025
Net result
€28k▲ 321%
2024 · €7k
2018: €8k 2019: €1k 2020: €6k 2021: €5k 2022: €8k 2023: €38k 2024: €7k
2018 → 2025
Working capital
€98k▲ 37.2%
2024 · €71k
2018: €11k 2019: €4k 2020: €9k 2021: €14k 2022: €21k 2023: €61k 2024: €71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€32k-€39k▲ 23.9%€77k▲ 98.0%€84k▲ 8.6%€112k▲ 33.4%
Operating result€10k-€13k▲ 38.5%€56k▲ 320%€11k▼ 80.6%€40k▲ 268%
Net result€5k-€8k▲ 37.1%€38k▲ 408%€7k▼ 82.6%€28k▲ 321%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €10k€10kNet result 2021: €5k€5kOperating result 2022: €13k€13kNet result 2022: €8k€8kOperating result 2023: €56k€56kNet result 2023: €38k€38kOperating result 2024: €11k€11kNet result 2024: €7k€7kOperating result 2025: €40k€40kNet result 2025: €28k€28k20212022202320242025
The operating result recovers in 2025; 2025 is 268% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets €15k▲ 11.4%
Current assets €116k▲ 28.6%
Equity and liabilities €131k
Equity €112k▲ 33.4%
Debt €18k▼ 4.3%
The debt ratio falls from 18.5% to 14.0%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€43k
2024 · €14k
Cash flow
€31k
2024 · €10k
Solvency
86.0%
2024 · 81.5%
Current ratio
6.33
2024 · 4.76
Quick ratio
6.33
2024 · 4.76
Debt / equity
0.16
2024 · 0.23
ROE
25.0%
2024 · 7.9%
ROA
21.5%
2024 · 6.5%
Interest coverage
48.97
2024 · 15.65
Debt
€18k
2024 · €19k
Debt ≤ 1 year
€18k
2024 · €19k
Income taxes
€11k
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€103k€131k
Fixed assets21/28€13k€15k
Tangible fixed assets22/27€13k€15k
Land and buildings22-€5k
Plant, machinery and equipment23€13k€10k
Current assets29/58€90k€116k
Amounts receivable within one year40/41€9k€21k
Trade receivables40€5k€21k
Other amounts receivable41€4k€0
Cash at bank and in hand54/58€78k€94k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€103k€131k
Equity10/15€84k€112k
Contributions10/11€19k€19k=
Reserves13€66k€94k
Distributable reserves133€66k€94k
Amounts payable17/49€19k€18k
Amounts payable within one year42/48€19k€18k
Trade debts44€7k€6k
Suppliers440/4€7k€6k
Taxes, remuneration and social security45€11k€11k
Taxes450/3€11k€11k
Remuneration and social security454/9€0-
Other amounts payable47/48€1k€690
Accrued charges and deferred income492/3€167€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k
Other operating charges640/8€631€709
Gross operating margin9900€15k€44k
Operating profit (loss)9901€11k€40k
Financial income75/76B€219€589
Recurring financial income75€219€589
Financial charges65/66B€906€876
Recurring financial charges65€906€876
Profit (loss) for the period before taxes9903€10k€39k
Income taxes67/77€3k€11k
Profit (loss) for the period9904€7k€28k
Profit (loss) for the period to be appropriated9905€7k€28k
Appropriation of the result
Profit (loss) to be appropriated9906€7k€28k
Transfer to equity691/2€7k€28k
To other reserves6921€7k€28k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €100kEq €112k ▲33.4%
8 profitable years in a row build equity to €112k.
04-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €38k ▲408%
Operating result €56k, net result €38k, both a record.
21-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
03-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
26-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial Weakest financial yearnet €1k ▼86.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
14-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
05-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
01-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Loereveldstraat(O) 789290 Berlare
Ground area
618 m²
Building footprint
138 m²
Volume, LiDAR
664 m³
Parcel 42017D0585/00Y000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
I4C Transport Management & Consultancy
Loereveldstraat(O) 78, 9290 BerlareComputer programming, consultancy and related activities
since 20082.168.582.478
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42017D0585/00Y000 Flanders 618 m² 1 · 138 m² 6.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 2 entries · 883 EUR awarded · 883 EUR paid
Year Entries awardedpaid
2024 1 530 EUR530 EUR
2022 1 353 EUR353 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 883 EUR · 883 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 13,425 companies in sector 73300 we hold annual accounts for 6,900. 5,571 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-02-2008
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
01430Raising of horses and other equines
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:erwin.indigne@gmail.com
Establishment Berlare 2.168.582.478
Phone:0476/30.25.57
Establishment Berlare 2.168.582.478