I-Vet
ActiveI-Vet has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €335k and a net result of €59k. Equity is growing by ~33.2% per year across the filed fiscal years. Its solvency ranks better than 73% of 1268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-3
Solvency99▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.74 against 3.02 in 2024; short-term debt: 24.4% and cash: 81.4% of total assets), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
12.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
31 d late
2022
17 d late
2021
30 d late
2020
55 d late
2019
125 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€335k▲ 21.3%
2024 · €276k
2019: €49k
2020: €88k
2021: €121k
2022: €167k
2023: €213k
2024: €276k
2019 → 2025
Total assets
€454k▲ 9.6%
2024 · €414k
2019: €96k
2020: €160k
2021: €224k
2022: €280k
2023: €302k
2024: €414k
2019 → 2025
Net result
€59k▼ 7.6%
2024 · €64k
2019: €45k
2020: €38k
2021: €35k
2022: €45k
2023: €47k
2024: €64k
2019 → 2025
Working capital
€303k▲ 23.3%
2024 · €246k
2019: €10k
2020: €56k
2021: €90k
2022: €138k
2023: €193k
2024: €246k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€167k▲ 37.4%€213k▲ 27.8%€276k▲ 29.4%€335k▲ 21.3%
Operating result€49k-€65k▲ 32.2%€74k▲ 14.5%€101k▲ 35.9%€89k▼ 12.0%
Net result€35k-€45k▲ 31.3%€47k▲ 4.0%€64k▲ 34.8%€59k▼ 7.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €454k
Fixed assets
€40k▼ 13.8%
Current assets
€414k▲ 12.6%
Equity and liabilities €454k
Equity
€335k▲ 21.3%
Debt
€120k▼ 13.7%
The debt ratio falls from 33.4% to 26.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€104k▼
2024 · €110k
Cash flow
€74k▲
2024 · €73k
Solvency
73.7%▲
2024 · 66.6%
Current ratio
3.74▲
2024 · 3.02
Quick ratio
3.74▲
2024 · 3.02
Debt / equity
0.36▼
2024 · 0.50
ROE
17.6%▼
2024 · 23.1%
ROA
12.9%▼
2024 · 15.3%
Interest coverage
18.04▼
2024 · 22.37
Debt
€120k▼
2024 · €139k
Debt ≤ 1 year
€111k▼
2024 · €122k
Debt > 1 year
€9k▼
2024 · €17k
Income taxes
€29k▼
2024 · €32k
Staff costs
€24k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€414k€454k▲
Fixed assets21/28€47k€40k▼
Intangible fixed assets21€1k€1k=
Tangible fixed assets22/27€46k€39k▼
Plant, machinery and equipment23€12k€13k▲
Furniture and vehicles24€33k€26k▼
Current assets29/58€368k€414k▲
Amounts receivable within one year40/41€59k€23k▼
Trade receivables40€42k€14k▼
Other amounts receivable41€18k€9k▼
Current investments50/53€200k€21k▼
Cash at bank and in hand54/58€107k€370k▲
Deferred charges and accrued income490/1€2k€5▼
Equity and liabilities
Total equity and liabilities10/49€414k€454k▲
Equity10/15€276k€335k▲
Contributions10/11€12k€12k=
Reserves13€263k€322k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€261k€320k▲
Amounts payable17/49€139k€120k▼
Amounts payable after more than one year17€17k€9k▼
Financial debts170/4€17k€9k▼
Amounts payable within one year42/48€122k€111k▼
Current portion of amounts payable after more than one year42€11k€8k▼
Trade debts44€33k€13k▼
Suppliers440/4€33k€13k▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€70k€81k▲
Income statement
Code20242025
Remuneration, social security and pensions62€27k€24k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€16k▲
Other operating charges640/8€761€461▼
Gross operating margin9900€138k€129k▼
Operating profit (loss)9901€101k€89k▼
Financial income75/76B€104€5k▲
Recurring financial income75€104€5k▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€96k€88k▼
Income taxes67/77€32k€29k▼
Profit (loss) for the period9904€64k€59k▼
Profit (loss) for the period to be appropriated9905€64k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€59k▼
Transfer to equity691/2€63k€59k▼
To other reserves6921€63k€59k▼
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2019net €64k ▲34.8%
Operating result €101k, net result €64k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Equity above €200kEq €213k ▲27.8%
5 profitable years in a row build equity to €213k.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Equity above €150kEq €167k ▲37.4%
4 profitable years in a row build equity to €167k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €35k ▼9.6%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €121k ▲38.5%
3 profitable years in a row build equity to €121k.
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 55 days late
2020
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 125 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ichtegem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bekegemstraat(FBEK) 108480 IchtegemGround area
2,250 m²
Building footprint
331 m²
Volume, LiDAR
1,397 m³
2 parcels, Flanders · tallest building 13.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
I-Vet
since 20192.283.922.903
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35001B0012/00H000 | Flanders | 1,645 m² | 1 · 220 m² | 13.2 m · 1 fl. |
| 31425C0126/00C007 | Flanders | 605 m² | 1 · 111 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,554 EUR awarded · 3,554 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 0 EUR |
| 2024 | 1 | 1,168 EUR | 1,168 EUR |
| 2023 | 1 | 2,054 EUR | 2,054 EUR |
| 2022 | 1 | 332 EUR | 332 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.283.922.903
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DABC
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DIERENARTSPRAKTIJK VOGELEER JAAK
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Dierenarts STIJVEN MARC
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Zele · Eq €336k
Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,506 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2019
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
47762Retail sale of pets, pet food and pet supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:000000000