I.V.B.

Active

Private limited companyfounded 20251 yr activeBlokstraat 27, 8972 Poperinge, BelgiumKBO/BCE: BE 1025.369.677

Summary

I.V.B. has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.1m and a net result of €754,851. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

I.V.B.ActiveChecked score 96/100

Risk analysis Report Compare

Activity

Activity not known

Size

€5.1mtotal assets 2026

Equity: €1.1m
Profit: €754,851

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2026

Bankruptcy chance 12 m: 0.1%

Structure

Accounts 146 d early0 of 1 deed read

Why 96- Founded in 2025- No establishment unit in the KBO+ Size: total assets €5.1m+ Figures for FY 2026 (filed 07-09-2026)Show the evidence

Checked score

Score 2026

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 66% of its sector peers (no NACE code, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 47

equity 22.4% of total assets

Liquidity 66

short-term debt 32.8% · cash 24.3%

Profitability 74

return on assets 14.7%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 08-2026: 4.0% 09-2026: 4.1%▲ +2.5% vs 08-2026highest value 10-2026: 0.1%▼ -97.6% vs 09-2026lowest value

Size: total assets €5.1m lowers the probability for this profile
Founded in 2025 raises the probability for this profile
Figures for FY 2026 (filed 07-09-2026) lowers the probability
No establishment unit in the KBO raises the probability

Credit up to €110,000 at 30 days only on tighter terms

Liquidity short (current ratio 0.74; short-term debt: 32.8% and cash: 24.3% of total assets), and 77.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 29%, liquidity 87%, profitability 83%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.