I.V.B.

Active

Private limited companyfounded 20251 year activeBlokstraat 27, 8972 Poperinge, BelgiumKBO/BCE: BE 1025.369.677

Summary

I.V.B. has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.1m and a net result of €754,851. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

I.V.B.ActiveChecked score 96/100

Risk analysis Report Compare

Activity

Activity not known

Size

€5.1mtotal assets 2026

Equity: €1.1m
Profit: €754,851

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2026

Bankruptcy probability, 12 months: 0.1%

Structure

Accounts 146 days early0 of 1 deed read

Why 96- Founded in 2025- No establishment unit in the KBO+ Size: total assets €5.1m+ Figures for FY 2026 (filed 07-09-2026)Show the evidence

Checked score

Score 2026

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 66% of its sector peers (no NACE code, small)

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 47

equity 22.4% of total assets

Liquidity 66

short-term debt 32.8% · cash 24.3%

Profitability 74

return on assets 14.7%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 08-2026: 4.0% 09-2026: 4.1%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -4.0 percentage points vs 09-2026lowest value

Credit up to €110,000 at 30 days only on tighter terms

Liquidity short (current ratio 0.74; short-term debt: 32.8% and cash: 24.3% of total assets), and 77.6% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small): better than 29% on solvency, 87% on liquidity and 83% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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