I & T GROUP
ActiveThe computed 12-month bankruptcy probability of I & T GROUP is 2.1% (moderate). The 2025 annual accounts show equity of €97k and a net result of €38k. Equity is growing by ~42.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 27676 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+41
Solvency100▲+30
Growth52=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 6.46 against 1.83 in 2024; short-term debt: 15.3% and cash: 36.7% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
32.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
51 d early
2024
21 d early
2023
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 65.0%
2024 · €59k
2023: €48k
2024: €59k
2023 → 2025
Total assets
€117k▼ 12.0%
2024 · €133k
2023: €65k
2024: €133k
2023 → 2025
Net result
€38k▲ 240%
2024 · €11k
2023: €48k
2024: €11k
2023 → 2025
Working capital
€97k▲ 61.9%
2024 · €60k
2023: €48k
2024: €60k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€48k-€59k▲ 23.6%€97k▲ 65.0%
Operating result€60k-€17k▼ 71.9%€56k▲ 229%
Net result€48k-€11k▼ 76.4%€38k▲ 240%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 229% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€1k
Current assets
€115k
Equity and liabilities €117k
Equity
€97k▲ 65.0%
Debt
€19k▼ 73.8%
The debt ratio falls from 55.5% to 16.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k
Cash flow
€39k
Solvency
83.5%▲
2024 · 44.5%
Current ratio
6.46▲
2024 · 1.83
Quick ratio
6.46▲
2024 · 1.83
Debt / equity
0.20▼
2024 · 1.25
ROE
39.4%▲
2024 · 19.1%
ROA
32.9%▲
2024 · 8.5%
Interest coverage
40.67
Debt
€19k▼
2024 · €74k
Debt ≤ 1 year
€18k▼
2024 · €72k
Income taxes
€16k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€117k▼
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Plant, machinery and equipment23-€1k
Current assets29/58€133k€115k▼
Amounts receivable within one year40/41€54k€67k▲
Trade receivables40€51k€64k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€11k€43k▲
Deferred charges and accrued income490/1€67k€6k▼
Equity and liabilities
Total equity and liabilities10/49€133k€117k▼
Equity10/15€59k€97k▲
Reserves13€40k€95k▲
Distributable reserves133€40k€95k▲
Profit (loss) carried forward14€19k€2k▼
Amounts payable17/49€74k€19k▼
Amounts payable within one year42/48€72k€18k▼
Trade debts44€9k€485▼
Suppliers440/4€9k€485▼
Taxes, remuneration and social security45€20k€17k▼
Taxes450/3€18k€16k▼
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€43k-
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€143
Other operating charges640/8€856€991▲
Gross operating margin9900€18k€57k▲
Operating profit (loss)9901€17k€56k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€16k€54k▲
Income taxes67/77€4k€16k▲
Profit (loss) for the period9904€11k€38k▲
Profit (loss) for the period to be appropriated9905€11k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€57k▲
Profit (loss) brought forward from the previous period14P€18k€19k▲
Transfer to equity691/2€10k€55k▲
To other reserves6921€10k€55k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 6.46
Current ratio from 1.83 to 6.46; short-term debt falls from €72k to €18k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼76.4%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenstraat 173550 Heusden-ZolderGround area
353 m²
Building footprint
137 m²
Volume, LiDAR
702 m³
Parcel 71065A0003/00P021, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beukenstraat 17, 3550 Heusden-Zolder
since 20222.339.958.714
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065A0003/00P021 | Flanders | 352 m² | 1 · 137 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JEAN-YVES BOODTS
BE 0772.934.996
Pittem · Eq €97k
Elektro Vanderschueren
BE 0476.577.925
Evergem · Eq €97k
PorteQ
BE 0719.711.591
Hamont-Achel · Eq €97k
DDC GROUP
BE 0635.676.830
Wavre · Eq €97k
GREG TOITURES
BE 0799.541.207
Faimes · Eq €97k
Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,815 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2022
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
27110Manufacture of electrical equipment
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.