I.S.M. SERVICES
Bankruptcy closedI.S.M. SERVICES was declared bankrupt on 10-03-2025 (Tribunal de l’entreprise de Liège, division Liège); the bankruptcy was closed for insufficient assets by judgment of 15-09-2026, published in the Belgian State Gazette on 23-09-2026.
No longer registered with the KBO since 16-09-2026; last annual accounts for fiscal year 2021.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 04-07-2022, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
27 d early
2020
24 d late
2017
30 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2021, micro schema
Equity
€-2k
2020 · €1k
2020: €1k
2020 → 2021
Total assets
€9k▲ 154%
2020 · €4k
2020: €4k
2020 → 2021
Net result
€-3k▼ 59.2%
2020 · €-2k
2020: €-2k
2020 → 2021
Working capital
€-2k
2020 · €1k
2020: €1k
2020 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021Trend
Equity€1k-€-2k
Operating result€-4k-€-3k▲ 22.0%
Net result€-2k-€-3k▼ 59.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2021 against €4k in 2020; the loss shrinks.
Key figures and ratios
Solvency
-19.5%
Current ratio
0.84
Quick ratio
0.84
Debt / equity
-6.13
ROA
-35.6%
Debt
€11k▲
2020 · €2k
Debt ≤ 1 year
€11k▲
2020 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2021 against 2020
Balance sheet
Code20202021
Assets
Total assets20/58€4k€9k▲
Current assets29/58€4k€9k▲
Amounts receivable within one year40/41-€6k
Trade receivables40-€5k
Other amounts receivable41-€643
Cash at bank and in hand54/58€4k€4k=
Equity and liabilities
Total equity and liabilities10/49€4k€9k▲
Equity10/15€1k€-2k▼
Contributions10/11€19k€19k=
Capital10-€19k
Issued capital100-€19k
Reserves13€2k-
Profit (loss) carried forward14€-19k€-20k▼
Amounts payable17/49€2k€11k▲
Amounts payable within one year42/48€2k€11k▲
Trade debts44-€3k
Suppliers440/4-€3k
Other amounts payable47/48-€8k
Income statement
Code20202021
Goods, raw materials, services and sundry goods60/61-€7k
Gross operating margin9900€-2k€-3k▼
Operating profit (loss)9901€-4k€-3k▲
Financial charges65/66B-€166
Recurring financial charges65€549€166▼
Profit (loss) for the period before taxes9903€-2k€-3k▼
Profit (loss) for the period9904€-2k€-3k▼
Profit (loss) for the period to be appropriated9905€-2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906-€-20k
Profit (loss) brought forward from the previous period14P-€-17k
Timeline · acts, filings and financial milestones
2026
23-09
Bankruptcy
Bankruptcy closure (insufficient assets)
Tribunal de l’entreprise de Liège, division Liège · SR TOP CONS- TRUCT SRL RUE SYLVAIN PANIS 22/3, 4367 CRISNEE. déclarée le 10 mars 2025 · event 15-09-2026
2025
14-03
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · SR TOP CONSTRUCT SRL RUE SYLVAIN PANIS 22/3, 4367 CRISNEE · event 10-03-2025
07-03
KBO administration
Address struck
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
18-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 49 days late
2016
21-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 52 days late
2015
25-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 56 days late
2014
26-09
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 57 days late
2013
18-09
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 49 days late
2012
26-09
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 57 days late
2011
22-11
NBB filing
Annual accounts filed
fiscal year 2010 · full schema · 114 days late
SignalNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
1,050 m²
Building footprint
201 m²
Volume, LiDAR
1,662 m³
Parcel 64021A0639/00H000, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64021A0639/00H000 | Wallonia | 1,050 m² | 1 · 201 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | FRANCOIS FREDERICK BOULEVARD DE LA SAUVE-
NIERE 117, 4000 LIEGE 1 |
10-03-2025 → present |
| Curator | NICOLAS BIESSAUX RUE LOUVREX 55, 4000 LIEGE 1- |
10-03-2025 → present |
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.