I & S BATI
ActiveI & S BATI has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €274k and a net result of €39k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 88% of 7744 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+14
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 5.8 against 9.08 in 2024; short-term debt: 17.1% and cash: 19.7% of total assets), and 18.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.4%
Return on assets
11.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€372k
EBIT margin
7.3%
Net result
€39k▲ 97.5%
2024 · €20k
2018: €72k
2019: €6k
2020: €-7k
2021: €15k
2022: €3k
2023: €27k
2024: €20k
2018 → 2025
Working capital
€276k▲ 12.2%
2024 · €246k
2018: €241k
2019: €176k
2020: €173k
2021: €184k
2022: €194k
2023: €226k
2024: €246k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€372k
Equity€199k-€202k▲ 1.4%€229k▲ 13.1%€248k▲ 8.6%€274k▲ 10.3%
Operating result€20k-€6k▼ 69.7%€36k▲ 511%€27k▼ 25.1%€48k▲ 77.3%
Net result€15k-€3k▼ 80.7%€27k▲ 835%€20k▼ 26.2%€39k▲ 97.5%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 77% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €337k
Fixed assets
€3k▲ 22.0%
Current assets
€334k▲ 20.7%
Equity and liabilities €337k
Equity
€274k▲ 10.3%
Debt
€63k▲ 104%
The debt ratio rises from 11.0% to 18.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▲
2024 · €29k
Cash flow
€39k▲
2024 · €21k
Solvency
81.4%▼
2024 · 89.0%
Current ratio
5.80▼
2024 · 9.08
Quick ratio
5.80▼
2024 · 9.08
Debt / equity
0.23▲
2024 · 0.12
ROE
14.1%▲
2024 · 7.9%
ROA
11.5%▲
2024 · 7.0%
Interest coverage
25.85▲
2024 · 24.36
Debt
€63k▲
2024 · €31k
Debt ≤ 1 year
€58k▲
2024 · €30k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€279k€337k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€1k€2k▲
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€113-
Financial fixed assets28€1k€1k=
Current assets29/58€277k€334k▲
Amounts receivable after more than one year29€73k€73k=
Trade receivables290€73k€73k=
Amounts receivable within one year40/41€112k€122k▲
Trade receivables40€22k€31k▲
Other amounts receivable41€90k€91k▲
Cash at bank and in hand54/58€61k€66k▲
Deferred charges and accrued income490/1€30k€73k▲
Equity and liabilities
Total equity and liabilities10/49€279k€337k▲
Equity10/15€248k€274k▲
Contributions10/11€6k€6k=
Reserves13€5k€5k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€3k€3k=
Profit (loss) carried forward14€237k€263k▲
Amounts payable17/49€31k€63k▲
Amounts payable within one year42/48€30k€58k▲
Trade debts44€12k€28k▲
Suppliers440/4€12k€28k▲
Taxes, remuneration and social security45€19k€26k▲
Taxes450/3€19k€19k▲
Remuneration and social security454/9-€7k
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3€159€5k▲
Income statement
Code20242025
Turnover70€372k-
Goods, raw materials, services and sundry goods60/61€353k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€742▼
Other operating charges640/8€959€920▼
Gross operating margin9900€30k€50k▲
Operating profit (loss)9901€27k€48k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€26k€46k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€20k€39k▲
Profit (loss) for the period to be appropriated9905€20k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€237k€276k▲
Profit (loss) brought forward from the previous period14P€218k€237k▲
Profit to be distributed694/7-€13k
Directors or managers695-€13k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €200kEq €202k ▲1.4%
2 profitable years in a row build equity to €202k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-7k ▼225%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halleweg 1 A1600 Sint-Pieters-LeeuwGround area
464 m²
Building footprint
281 m²
Volume, LiDAR
1,846 m³
2 parcels, Brussels, Flanders · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
I & S BATI
since 20042.137.595.730
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23583H0223/02F000 | Flanders | 312 m² | 1 · 127 m² | - |
| 21305C0334/00F012 | Brussels | 153 m² | 1 · 154 m² | 18.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0466.750.439
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PENDERS ELEKTRO
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QONNEX
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ATS-AT YOUR SERVICES
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,327. 7,748 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-12-2003
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
43221Plumbing work
43320Joinery installation
43331Floor and wall tiling
43410Roofing work
45220
45332
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.