i-Plan
ActiveSummary
i-Plan has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €36k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 55% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+15
Solvency63▼-4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.33 in 2024; short-term debt: 61% and cash: 68.2% of total assets), and 62.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.7%
Return on assets
26.3%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
2 d late
2024
3 d late
2023
1 d early
2022
48 d early
2021
56 d early
2020
26 d early
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€52k=
2024 · €52k
Total assets
€139k▲ 12.4%
2024 · €123k
Net result
€36k▲ 133%
2024 · €16k
Working capital
€28k▲ 36.3%
2024 · €21k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€45k▲ 5.2%€27k▼ 40.7%€28k▲ 4.4%€25k▼ 9.7%€50k▲ 98.2%
Net result€34k▲ 2.4%€18k▼ 47.7%€18k▲ 1.8%€16k▼ 13.1%€36k▲ 133%
Equity€94k▲ 56.4%€39k▼ 58.5%€57k▲ 46.3%€52k▼ 8.2%€52k=
Total assets€169k▲ 89.4%€173k▲ 2.4%€168k▼ 2.8%€123k▼ 26.5%€139k▲ 12.4%
Debt€75k▲ 157%€134k▲ 79.0%€111k▼ 17.1%€71k▼ 35.9%€86k▲ 21.6%
Working capital€91k▲ 54.8%€17k▼ 81.5%€35k▲ 105%€21k▼ 39.6%€28k▲ 36.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 98% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€26k ▼ 36.1%
Current assets
€113k ▲ 35.9%
Equity and liabilities €139k
Equity
€52k =
Debt
€86k ▲ 21.6%
Debt's share of the balance-sheet total rises from 57.6% to 62.3%. Debt is higher.
Key figures and ratios
EBITDA
€65k▲
2024 · €39k
Cash flow
€51k▲
2024 · €29k
Current ratio
1.34▲
2024 · 1.33
Debt to equity
1.65▲
2024 · 1.36
ROE
69.7%▲
2024 · 29.9%
ROA
26.3%▲
2024 · 12.7%
Interest coverage
28.55▲
2024 · 14.30
Debt ≤ 1 year
€85k▲
2024 · €62k
Debt > 1 year
€0▼
2024 · €6k
Income taxes
€11k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €7k | €13k | €14k | €15k | ▲ 8.8% |
| Other operating charges640/8 | - | €596 | €721 | €948 | €783 | ▼ 17.4% |
| Gross operating margin9900 | €47k | €34k | €41k | €40k | €65k | ▲ 64.6% |
| Operating profit (loss)9901 | €45k | €27k | €28k | €25k | €50k | ▲ 98.2% |
| Financial income75/76B | - | €0 | €2 | €5 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | €0 | €2 | €5 | €0 | ▼ 100% |
| Financial charges65/66B | - | €4k | €2k | €3k | €2k | ▼ 16.6% |
| Recurring financial charges65 | €1k | €4k | €2k | €3k | €2k | ▼ 16.6% |
| Profit (loss) for the period before taxes9903 | €44k | €23k | €26k | €22k | €47k | ▲ 112% |
| Income taxes67/77 | €10k | €5k | €8k | €7k | €11k | ▲ 63.9% |
| Profit (loss) for the period9904 | €34k | €18k | €18k | €16k | €36k | ▲ 133% |
| Profit (loss) for the period to be appropriated9905 | €34k | €18k | €18k | €16k | €36k | ▲ 133% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €169k | €173k | €168k | €123k | €139k | ▲ 12.4% |
| Fixed assets21/28 | €3k | €58k | €45k | €40k | €26k | ▼ 36.1% |
| Tangible fixed assets22/27 | €3k | €57k | €44k | €40k | €25k | ▼ 36.4% |
| Furniture and vehicles24 | - | €57k | €44k | €40k | €25k | ▼ 36.4% |
| Financial fixed assets28 | €300 | €300 | €300 | €300 | €300 | = |
| Current assets29/58 | €165k | €115k | €123k | €83k | €113k | ▲ 35.9% |
| Amounts receivable within one year40/41 | €32k | €44k | €32k | €18k | €15k | ▼ 13.6% |
| Trade receivables40 | - | €39k | €30k | €15k | €15k | ▲ 6.1% |
| Other amounts receivable41 | - | €5k | €2k | €3k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €131k | €68k | €90k | €62k | €95k | ▲ 51.9% |
| Deferred charges and accrued income490/1 | - | €3k | €2k | €3k | €3k | ▼ 1.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €169k | €173k | €168k | €123k | €139k | ▲ 12.4% |
| Equity10/15 | €94k | €39k | €57k | €52k | €52k | = |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €88k | €20k | €38k | €34k | €34k | = |
| Non-distributable reserves130/1 | - | €1k | €1k | €0 | - | - |
| Reserves not available under the articles1311 | - | €1k | €1k | €0 | - | - |
| Distributable reserves133 | - | €19k | €37k | €34k | €34k | = |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €75k | €134k | €111k | €71k | €86k | ▲ 21.6% |
| Amounts payable after more than one year17 | - | €33k | €20k | €6k | €0 | ▼ 100% |
| Financial debts170/4 | - | €33k | €20k | €6k | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €74k | €98k | €89k | €62k | €85k | ▲ 35.7% |
| Current portion of amounts payable after more than one year42 | - | €13k | €13k | €20k | €11k | ▼ 44.9% |
| Trade debts44 | €2k | €4k | €3k | €2k | €5k | ▲ 98.2% |
| Suppliers440/4 | - | €4k | €3k | €2k | €5k | ▲ 98.2% |
| Taxes, remuneration and social security45 | - | €6k | €5k | €3k | €8k | ▲ 170% |
| Taxes450/3 | - | €6k | €5k | €3k | €8k | ▲ 170% |
| Other amounts payable47/48 | - | €75k | €68k | €37k | €61k | ▲ 63.5% |
| Accrued charges and deferred income492/3 | - | €2k | €2k | €2k | €2k | ▼ 21.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34k | €18k | €18k | €16k | €36k | ▲ 133% |
| + Depreciation and write-downs630 | €1k | €7k | €13k | €14k | €15k | ▲ 8.8% |
| Operating cash flow (approximation) | €35k | €25k | €31k | €29k | €51k | ▲ 74.9% |
| Investment in fixed assets (approximation) | - | €-61k | €0 | €-9k | €-413 | ▲ 95.5% |
| Change in cash | - | €-63k | €21k | €-27k | €32k | ▲ 218% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
30-06
Financial
Highest result since 2019net €36k ▲133%
Operating result €50k, net result €36k, both a record.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 3 days late
2024
30-06
Financial
Weakest financial yearnet €16k ▼13.1%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
14-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2018
Ground area
839 m²
Building footprint
190 m²
Volume, LiDAR
1,211 m³
Parcel 37018F0918/00R000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Nachtegaallaan 7, 8750 Wingene
since 20182.277.437.363
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37018F0918/00R000 | Flanders | 839 m² | 1 · 190 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 579 EUR awarded · 615 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 56 EUR | 56 EUR |
| 2024 | 1 | 215 EUR | 215 EUR |
| 2023 | 1 | 59 EUR | 95 EUR |
| 2022 | 1 | 249 EUR | 249 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,531 companies in sector 68322 we hold annual accounts for 740. 517 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-06-2018
Fiscal year end30-06
Activities, NACEBEL 2025
68322Real estate appraisal on a fee or contract basis
Scores and ratios are computed by Checked and are not a credit decision.