I.N.S Entreprise
ActiveThe computed 12-month bankruptcy probability of I.N.S Entreprise is 5.2% (elevated). The 2024 annual accounts show negative equity (€-30k) and a net result of €-22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 36376 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
13
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.59 in 2023; short-term debt: 314.5% and cash: 11.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-214.5%
Return on assets
-158.4%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €-30k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-11-2025, 120 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
120 d late
2023
120 d late
2022
67 d late
2021
76 d late
2020
125 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-30k▼ 282%
2023 · €-8k
2020: €-276
2021: €-876
2022: €8k
2023: €-8k
2020 → 2024
Total assets
€14k▼ 60.0%
2023 · €35k
2020: €2k
2021: €1k
2022: €24k
2023: €35k
2020 → 2024
Net result
€-22k▼ 35.9%
2023 · €-16k
2020: €-14k
2021: €-600
2022: €3k
2023: €-16k
2020 → 2024
Working capital
€-36k▼ 104%
2023 · €-18k
2020: €-876
2021: €-876
2022: €-5k
2023: €-18k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-276-€-876▼ 218%€8k€-8k€-30k▼ 282%
Operating result€-14k-€-600▲ 95.7%€3k€-16k€-22k▼ 36.1%
Net result€-14k-€-600▲ 95.7%€3k€-16k€-22k▼ 35.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2024 against €16k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €14k
Fixed assets
€6k▼ 37.2%
Current assets
€8k▼ 69.0%
Key figures and ratios
EBITDA
€-18k▼
2023 · €-12k
Cash flow
€-18k▼
2023 · €-12k
Solvency
-214.5%▼
2023 · -22.5%
Current ratio
0.18▼
2023 · 0.59
Quick ratio
0.18▼
2023 · 0.59
Debt / equity
-1.47▲
2023 · -5.45
ROA
-158.4%▼
2023 · -46.6%
Interest coverage
-506.31▼
2023 · -278.20
Debt
€43k▲
2023 · €42k
Debt ≤ 1 year
€43k▲
2023 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€35k€14k▼
Fixed assets21/28€10k€6k▼
Tangible fixed assets22/27€10k€6k▼
Furniture and vehicles24€10k€6k▼
Current assets29/58€25k€8k▼
Amounts receivable within one year40/41€14k€6k▼
Trade receivables40€6k€5k▼
Other amounts receivable41€8k€1k▼
Cash at bank and in hand54/58€9k€2k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€35k€14k▼
Equity10/15€-8k€-30k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€141€141=
Non-distributable reserves130/1€141€141=
Reserves not available under the articles1311€141€141=
Profit (loss) carried forward14€-26k€-48k▼
Amounts payable17/49€42k€43k▲
Amounts payable within one year42/48€42k€43k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Advances received on contracts in progress46€7k€7k=
Taxes, remuneration and social security45€20k€20k=
Taxes450/3€13€13=
Remuneration and social security454/9€20k€20k=
Other amounts payable47/48€13k€12k▼
Income statement
Code20232024
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€822€791▼
Gross operating margin9900€-9k€-17k▼
Operating profit (loss)9901€-16k€-22k▼
Financial charges65/66B€45€36▼
Recurring financial charges65€45€36▼
Profit (loss) for the period before taxes9903€-16k€-22k▼
Profit (loss) for the period9904€-16k€-22k▼
Profit (loss) for the period to be appropriated9905€-16k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-48k▼
Profit (loss) brought forward from the previous period14P€-10k€-26k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 120 days late
2024
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series.
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 120 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 76 days late
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 125 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frankrijklei 582000 AntwerpenGround area
441 m²
Building footprint
441 m²
Volume, LiDAR
9,665 m³
Parcel 11803C0480/00K005, Flanders · tallest building 49.5 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
I.N.S Entreprise
since 20222.335.987.850
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C0480/00K005 | Flanders | 441 m² | 1 · 441 m² | 49.5 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,798 EUR awarded · 1,798 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 290 EUR | 290 EUR |
| 2023 | 1 | 1,064 EUR | 1,211 EUR |
| 2022 | 1 | 444 EUR | 297 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
2 categoriesI.N.S Entreprise BV43290
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,328. 5,004 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2019
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
42211Civil engineering
42220Construction of utility projects for electricity and telecommunications
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43320Joinery installation
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:I.N.S-Entrprise@hotmail.com