I.M. SERVICE
ActiveI.M. SERVICE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €25k and a net result of €-100. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 46% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability49▼-51
Solvency84▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.86 in 2023; short-term debt: 39.9% and cash: 20.3% of total assets), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
58.6%
Return on assets
-0.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
29 d late
2022
26 d early
2021
39 d early
2020
52 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€25k▼ 0.4%
2023 · €25k
2018: €12k
2019: €14k
2020: €19k
2021: €20k
2022: €20k
2023: €25k
2018 → 2024
Total assets
€43k▼ 9.2%
2023 · €47k
2018: €46k
2019: €37k
2020: €36k
2021: €29k
2022: €28k
2023: €47k
2018 → 2024
Net result
€-100
2023 · €13k
2018: €-8k
2019: €3k
2020: €5k
2021: €1k
2022: €-243
2023: €13k
2018 → 2024
Working capital
€17k▼ 6.4%
2023 · €19k
2018: €-5k
2019: €-92
2020: €9k
2021: €12k
2022: €14k
2023: €19k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€19k-€20k▲ 6.3%€20k▼ 1.2%€25k▲ 28.7%€25k▼ 0.4%
Operating result€7k-€3k▼ 61.1%€1k▼ 55.8%€17k▲ 1,281%€4k▼ 76.9%
Net result€5k-€1k▼ 74.3%€-243€13k€-100
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 77% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €43k
Fixed assets
€8k▲ 20.0%
Current assets
€35k▼ 14.2%
Equity and liabilities €43k
Equity
€25k▼ 0.4%
Debt
€18k▼ 19.3%
The debt ratio falls from 46.6% to 41.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▼
2023 · €20k
Cash flow
€4k▼
2023 · €16k
Solvency
58.6%▲
2023 · 53.4%
Current ratio
2.02▲
2023 · 1.86
Quick ratio
2.02▲
2023 · 1.86
Debt / equity
0.71▼
2023 · 0.87
ROE
-0.4%▼
2023 · 50.7%
ROA
-0.2%▼
2023 · 27.1%
Interest coverage
3.68▼
2023 · 44.56
Debt
€18k▼
2023 · €22k
Debt ≤ 1 year
€17k▼
2023 · €22k
Income taxes
€2k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€47k€43k▼
Fixed assets21/28€7k€8k▲
Tangible fixed assets22/27€7k€8k▲
Land and buildings22€2k€2k▼
Furniture and vehicles24€4k€7k▲
Current assets29/58€40k€35k▼
Amounts receivable within one year40/41€8k€6k▼
Trade receivables40€8k€6k▼
Cash at bank and in hand54/58€8k€9k▲
Deferred charges and accrued income490/1€23k€20k▼
Equity and liabilities
Total equity and liabilities10/49€47k€43k▼
Equity10/15€25k€25k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€17k€17k▼
Amounts payable17/49€22k€18k▼
Amounts payable within one year42/48€22k€17k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€13k€11k▼
Taxes450/3€11k€8k▼
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€5k€1k▼
Accrued charges and deferred income492/3€376€662▲
Income statement
Code20232024
Non-recurring operating income76A€746€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Non-recurring operating charges66A€3€0▼
Gross operating margin9900€20k€8k▼
Operating profit (loss)9901€17k€4k▼
Financial income75/76B€51€71▲
Recurring financial income75€51€71▲
Financial charges65/66B€446€2k▲
Recurring financial charges65€446€2k▲
Profit (loss) for the period before taxes9903€16k€2k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€13k€-100▼
Profit (loss) for the period to be appropriated9905€13k€-100▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€17k▼
Profit (loss) brought forward from the previous period14P€12k€17k▲
Profit to be distributed694/7€7k-
Return on contributions (dividend)694€7k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
07-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 2 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hebronlaan 1091950 KraainemGround area
2,627 m²
Building footprint
1,090 m²
Volume, LiDAR
20,647 m³
2 parcels, Brussels, Flanders · tallest building 28.9 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
I.M. SERVICE SPRL
since 20022.098.793.750
Hebronlaan 109, 1950 Kraainem
since 20072.166.364.049
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010A0073/00N003 | Brussels | 1,937 m² | 1 · 925 m² | 28.9 m · 8 fl. |
| 22002A0314/00S021 | Flanders | 690 m² | 1 · 165 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Geryon Guard
BE 1017.380.540
Gembloux · Eq €25k
ACCEPT ALL COOKIES
BE 0769.391.429
Pajottegem · Eq €25k
Next Gen ICT
BE 0547.988.533
Steenokkerzeel · Eq €25k
Ovelon
BE 1015.576.340
Gent · Eq €25k
Kiko Technologies
BE 0778.540.311
Wavre · Eq €25k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 13,795 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2001
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
47400Retail sale of information and communication equipment
47410Retail trade
52487
72500
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.