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I.M.M.A CONSULTING

Active
Private limited companyfounded 20206 yrs activeG. Van Haelenlaan 157, 1190 Vorst, BelgiumKBO/BCE: BE 0745.821.716

I.M.M.A CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €35k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 28% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
64 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-15
Solvency52▼-30
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.9 in 2024; short-term debt: 26.5% and cash: 6.1% of total assets), and 73.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
26.7%
Return on assets
13%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
9 d early
2024
94 d early
2023
22 d late
2022
29 d late
2021
2 d early
2020
27 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€73k▼ 31.9%
2024 · €106k
2020: €65k 2021: €82k 2022: €105k 2023: €106k 2024: €106k
2020 → 2025
Total assets
€272k▲ 46.1%
2024 · €186k
2020: €101k 2021: €104k 2022: €138k 2023: €125k 2024: €186k
2020 → 2025
Net result
€35k▼ 34.7%
2024 · €54k
2020: €63k 2021: €17k 2022: €43k 2023: €1k 2024: €54k
2020 → 2025
Working capital
€2k▼ 96.7%
2024 · €71k
2020: €65k 2021: €82k 2022: €68k 2023: €68k 2024: €71k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€82k-€105k▲ 27.6%€106k▲ 1.2%€106k=€73k▼ 31.9%
Operating result€22k-€55k▲ 150%€11k▼ 79.3%€72k▲ 531%€49k▼ 32.1%
Net result€17k-€43k▲ 151%€1k▼ 97.0%€54k▲ 4,173%€35k▼ 34.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €22k€22kNet result 2021: €17k€17kOperating result 2022: €55k€55kNet result 2022: €43k€43kOperating result 2023: €11k€11kNet result 2023: €1k€1kOperating result 2024: €72k€72kNet result 2024: €54k€54kOperating result 2025: €49k€49kNet result 2025: €35k€35k20212022202320242025
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €272k
Fixed assets €197k▲ 459%
Current assets €74k▼ 50.7%
Equity and liabilities €272k
Equity €73k▼ 31.9%
Debt €199k▲ 151%
The debt ratio rises from 42.7% to 73.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€67k
2024 · €74k
Cash flow
€53k
2024 · €57k
Solvency
26.7%
2024 · 57.3%
Current ratio
1.03
2024 · 1.90
Quick ratio
1.03
2024 · 1.90
Debt / equity
2.75
2024 · 0.75
ROE
48.9%
2024 · 51.0%
ROA
13.0%
2024 · 29.2%
Interest coverage
23.27
2024 · 66.82
Debt
€199k
2024 · €79k
Debt ≤ 1 year
€72k
2024 · €79k
Debt > 1 year
€127k
Income taxes
€10k
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€186k€272k
Fixed assets21/28€35k€197k
Tangible fixed assets22/27€5k€167k
Land and buildings22-€135k
Plant, machinery and equipment23€2k€5k
Furniture and vehicles24€3k€22k
Other tangible fixed assets26-€6k
Financial fixed assets28€30k€30k=
Current assets29/58€151k€74k
Amounts receivable within one year40/41€115k€55k
Trade receivables40€77k€45k
Other amounts receivable41€38k€10k
Cash at bank and in hand54/58€36k€17k
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€186k€272k
Equity10/15€106k€73k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€104k€70k
Amounts payable17/49€79k€199k
Amounts payable after more than one year17-€127k
Financial debts170/4-€127k
Amounts payable within one year42/48€79k€72k
Current portion of amounts payable after more than one year42€17k€21k
Trade debts44-€5k
Suppliers440/4-€5k
Taxes, remuneration and social security45€9k-
Taxes450/3€9k-
Other amounts payable47/48€54k€46k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€18k
Other operating charges640/8€1k€4k
Gross operating margin9900€76k€71k
Operating profit (loss)9901€72k€49k
Financial income75/76B€751-
Recurring financial income75€751-
Financial charges65/66B€1k€3k
Recurring financial charges65€1k€3k
Profit (loss) for the period before taxes9903€71k€46k
Income taxes67/77€17k€10k
Profit (loss) for the period9904€54k€35k
Profit (loss) for the period to be appropriated9905€54k€35k
Appropriation of the result
Profit (loss) to be appropriated9906€158k€139k
Profit (loss) brought forward from the previous period14P€104k€104k=
Profit to be distributed694/7€54k€69k
Return on contributions (dividend)694€54k€69k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial Weakest financial yearnet €1k ▼97%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial Equity above €100kEq €105k ▲27.6%
3 profitable years in a row build equity to €105k.
29-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

G. Van Haelenlaan 1571190 Vorst
Ground area
174 m²
Building footprint
117 m²
Volume, LiDAR
1,096 m³
Parcel 21007A0102/00M008, Brussels · tallest building 14.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
I.M.M.A CONSULTING
G. Van Haelenlaan 157, 1190 VorstBusiness consulting
since 20202.301.056.566
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21007A0102/00M008 Brussels 174 m² 1 · 117 m² 14.9 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 39,787 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-04-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
55400Accommodation
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.