I.M. INVEST
ActiveI.M. INVEST has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.03M and a net result of €-137k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 90% of 9195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-43
Solvency100=
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €400k at 30 days acceptable
Liquidity ample (current ratio 7.38 against 6.21 in 2024; short-term debt: 4.8% and cash: 9.8% of total assets), and 10.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.1%
Return on assets
-2.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
36 d early
2022
30 d early
2021
61 d late
2020
115 d late
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€335k▼ 19.0%
2021 · €413k
2020: €416k
2021: €413k
2020 → 2022
EBIT margin
30.7%▼ 75.0pp
2021 · 105.6%
2020: 27.8%
2021: 105.6%
2020 → 2022
Net result
€-137k
2024 · €2.13M
2018: €287k
2019: €293k
2020: €74k
2021: €316k
2022: €61k
2023: €-10k
2024: €2.13M
2018 → 2025
Working capital
€1.73M▼ 33.2%
2024 · €2.59M
2018: €-414k
2019: €-541k
2020: €-545k
2021: €-359k
2022: €-449k
2023: €-516k
2024: €2.59M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€413k-€335k▼ 19.0%
Equity€2.99M-€3.05M▲ 2.0%€3.04M▼ 0.3%€5.17M▲ 70.2%€5.03M▼ 2.7%
Operating result€436k-€103k▼ 76.5%€14k▼ 86.5%€18k▲ 29.4%€-78k
Net result€316k-€61k▼ 80.8%€-10k€2.13M€-137k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €78k after €18k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.64M
Fixed assets
€3.64M▲ 22.0%
Current assets
€2.00M▼ 35.2%
Equity and liabilities €5.64M
Equity
€5.03M▼ 2.7%
Provisions
€141k▼ 1.4%
Debt
€471k▼ 38.1%
The debt ratio falls from 12.5% to 8.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€105k▼
2024 · €182k
Cash flow
€45k▼
2024 · €2.29M
Solvency
89.1%▲
2024 · 85.1%
Current ratio
7.38▲
2024 · 6.21
Quick ratio
7.38▲
2024 · 6.21
Debt / equity
0.09▼
2024 · 0.15
ROE
-2.7%▼
2024 · 41.2%
ROA
-2.4%▼
2024 · 35.1%
Interest coverage
4.95▼
2024 · 5.98
Debt
€471k▼
2024 · €761k
Debt ≤ 1 year
€271k▼
2024 · €497k
Debt > 1 year
€199k▼
2024 · €264k
Income taxes
€181▼
2024 · €8k
Staff costs
€2k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.07M€5.64M▼
Fixed assets21/28€2.98M€3.64M▲
Tangible fixed assets22/27€2.68M€3.33M▲
Land and buildings22€2.57M€3.26M▲
Plant, machinery and equipment23€17k€12k▼
Furniture and vehicles24€89k€58k▼
Financial fixed assets28€306k€306k=
Current assets29/58€3.09M€2.00M▼
Amounts receivable within one year40/41€62k€250k▲
Trade receivables40€55k€0▼
Other amounts receivable41€7k€250k▲
Current investments50/53€900k€1.19M▲
Cash at bank and in hand54/58€2.12M€551k▼
Deferred charges and accrued income490/1€4k€9k▲
Equity and liabilities
Total equity and liabilities10/49€6.07M€5.64M▼
Equity10/15€5.17M€5.03M▼
Contributions10/11€1.52M€1.52M=
Reserves13€3.65M€3.51M▼
Tax-exempt reserves132€89k€83k▼
Distributable reserves133€3.56M€3.43M▼
Provisions and deferred taxes16€143k€141k▼
Provisions for liabilities and charges160/5€114k€114k=
Other liabilities and charges164/5€114k€114k=
Deferred taxes168€30k€28k▼
Amounts payable17/49€761k€471k▼
Amounts payable after more than one year17€264k€199k▼
Financial debts170/4€264k€199k▼
Amounts payable within one year42/48€497k€271k▼
Current portion of amounts payable after more than one year42€198k€65k▼
Trade debts44€32k€15k▼
Suppliers440/4€32k€15k▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Remuneration and social security454/9€0-
Other amounts payable47/48€267k€191k▼
Accrued charges and deferred income492/3-€70
Income statement
Code20242025
Non-recurring operating income76A€32k€20k▼
Remuneration, social security and pensions62€44k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€164k€183k▲
Other operating charges640/8€35k€43k▲
Gross operating margin9900€260k€150k▼
Operating profit (loss)9901€18k€-78k▼
Financial income75/76B€2.15M€55k▼
Recurring financial income75€2.15M€55k▼
Financial charges65/66B€30k€116k▲
Recurring financial charges65€30k€21k▼
Non-recurring financial charges66B-€95k
Profit (loss) for the period before taxes9903€2.14M€-139k▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€8k€181▼
Profit (loss) for the period9904€2.13M€-137k▼
Transfer from tax-exempt reserves789€6k€6k=
Profit (loss) for the period to be appropriated9905€2.14M€-131k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.14M€-131k▼
Transfer from equity791/2€0€131k▲
Transfer to equity691/2€2.14M€0▼
To other reserves6921€2.14M€0▼
Social balance
Average headcount (FTE)90870.50.0▼
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-137k ▼106%
Net result drops to €-137k, the lowest in the series.
30-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Back to profitnet €2.13M
Net result €2.13M after one loss-making year.
30-09
Financial
Liquidity times 15current ratio 6.21
Current ratio from 0.41 to 6.21; short-term debt falls from €876k to €497k.
30-09
Financial
Equity above €5MEq €5.17M ▲70.2%
Equity rises from €3.04M to €5.17M.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 115 days late
2020
04-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 4 days late
2019
04-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-06-2023
BOLLEN Hendrik: Resigned as Director
22-06-2023
BOLLEN Maurice: Resigned as Director
22-06-2023
JEURIS Irène: Resigned as Director
22-06-2023
NV AMBITOYS: Resigned as Director
20-01-2016
BOLLEN Maurice: Resigned as Manager
20-01-2016
JEURIS Irène: Resigned as Manager
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Havermarkt 163500 HasseltGround area
3,949 m²
Building footprint
921 m²
Volume, LiDAR
14,833 m³
Parcel 71022H0928/00D000, Flanders · tallest building 24.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
i.m. invest
since 20032.132.300.619
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H0928/00D000 | Flanders | 3,948 m² | 1 · 920 m² | 24.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
699400TM0KGSE2US0Z28
Similar companies · same sector, comparable size
BEERVELDE ENTERPRISES
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GISTELSE IMMOBILIENVENNOOTSCHAP
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115 ESTATE
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CLODIMA
BE 0440.605.078
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YOUR ESTATE SOLUTION
BE 0438.622.518
Sint-Agatha-Berchem · Eq €5.06M
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 3,138 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-1987
Fiscal year end30-09
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70322
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.