I.M. concept
Open bankruptcyA bankruptcy procedure is open for I.M. concept according to publications in the Belgian State Gazette; curator: THOMAS VANDENDRIES. The file additionally contains 1 administrative flag. The 2022 annual accounts show equity of €78k and a net result of €71k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 25-10-2023, 86 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
86 d late
2021
33 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2022, micro schema
Equity
€78k▲ 996%
2021 · €7k
2021: €7k
2021 → 2022
Total assets
€175k▲ 685%
2021 · €22k
2021: €22k
2021 → 2022
Net result
€71k▲ 3,271%
2021 · €2k
2021: €2k
2021 → 2022
Working capital
€78k▲ 1,050%
2021 · €7k
2021: €7k
2021 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022Trend
Equity€7k-€78k▲ 996%
Operating result€3k-€83k▲ 2,821%
Net result€2k-€71k▲ 3,271%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2022; 2022 is 2,821% above 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €175k
Fixed assets
€192▼ 45.0%
Current assets
€175k▲ 697%
Equity and liabilities €175k
Equity
€78k▲ 996%
Debt
€97k▲ 540%
The debt ratio falls from 68.2% to 55.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€83k▲
2021 · €3k
Cash flow
€71k▲
2021 · €2k
Solvency
44.4%▲
2021 · 31.8%
Current ratio
1.80▲
2021 · 1.44
Quick ratio
1.80▲
2021 · 1.44
Debt / equity
1.25▼
2021 · 2.14
ROE
90.9%▲
2021 · 29.6%
ROA
40.4%▲
2021 · 9.4%
Interest coverage
77.57▲
2021 · 8.82
Debt
€97k▲
2021 · €15k
Debt ≤ 1 year
€97k▲
2021 · €15k
Income taxes
€20k▲
2021 · €816
Staff costs
€48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€22k€175k▲
Fixed assets21/28€348€192▼
Tangible fixed assets22/27€348€192▼
Furniture and vehicles24€348€192▼
Current assets29/58€22k€175k▲
Amounts receivable within one year40/41€15k€168k▲
Trade receivables40€3k€63k▲
Other amounts receivable41€12k€105k▲
Cash at bank and in hand54/58€7k€6k▼
Deferred charges and accrued income490/1€513€534▲
Equity and liabilities
Total equity and liabilities10/49€22k€175k▲
Equity10/15€7k€78k▲
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Profit (loss) carried forward14€2k€73k▲
Amounts payable17/49€15k€97k▲
Amounts payable within one year42/48€15k€97k▲
Trade debts44€9k€47k▲
Suppliers440/4€9k€47k▲
Advances received on contracts in progress46-€14k
Taxes, remuneration and social security45€819€31k▲
Taxes450/3€819€20k▲
Remuneration and social security454/9-€11k
Other amounts payable47/48€5k€5k=
Income statement
Code20212022
Remuneration, social security and pensions62-€48k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€122€157▲
Other operating charges640/8€356€53▼
Gross operating margin9900€3k€131k▲
Operating profit (loss)9901€3k€83k▲
Financial income75/76B€413€9k▲
Recurring financial income75€413€9k▲
Financial charges65/66B€335€1k▲
Recurring financial charges65€335€1k▲
Profit (loss) for the period before taxes9903€3k€90k▲
Income taxes67/77€816€20k▲
Profit (loss) for the period9904€2k€71k▲
Profit (loss) for the period to be appropriated9905€2k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€73k▲
Profit (loss) brought forward from the previous period14P-€2k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-01
KBO administration
Address struck
2024
16-12
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · I.M. CONCEPT BV STEENWEG OP MECHELEN 455/1, 1950 KRAAINEM · event 10-12-2024
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 86 days late
2022
02-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 33 days late
SignalNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
1.2 ha
Building footprint
913 m²
Volume, LiDAR
34,246 m³
2 parcels, Flanders, Wallonia · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
I.M. concept
since 20212.314.855.510
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
| 52016C0117/00W004 | Wallonia | 1,051 m² | 1 · 48 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | THOMAS VANDENDRIES STEENWEG OP SINT JORIS
WINGE 21, 3200 AARSCHOT |
10-12-2024 → present |
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,238 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2021
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43995Specialised construction activities
43110Demolition
43331Floor and wall tiling
43341Painting of buildings
43350Other building finishing work
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.