I.M.A.P.
ActiveI.M.A.P. has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €692k and a net result of €30k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 5895 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability46▼-3
Solvency100=
Growth74▼-1
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.13 in 2023; short-term debt: 18.8% and cash: 0.1% of total assets), and 18.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
81.2%
Return on assets
3.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
28 d late
2022
31 d late
2021
31 d late
2020
54 d late
2019
84 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€58k▲ 8.0%
2023 · €54k
2018: €32k
2019: €40k
2020: €30k
2021: €65k
2022: €13k
2023: €54k
2018 → 2024
EBIT margin
72.0%▼ 22.6pp
2023 · 94.6%
2018: 85.1%
2019: 86.3%
2020: 82.6%
2021: 94.7%
2022: 109.1%
2023: 94.6%
2018 → 2024
Net result
€30k▼ 20.5%
2023 · €38k
2018: €16k
2019: €-62k
2020: €16k
2021: €41k
2022: €205k
2023: €38k
2018 → 2024
Working capital
€-102k▲ 22.7%
2023 · €-131k
2018: €-83k
2019: €-171k
2020: €-182k
2021: €-169k
2022: €-169k
2023: €-131k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€30k-€65k▲ 118%€13k▼ 79.8%€54k▲ 309%€58k▲ 8.0%
Equity€377k-€419k▲ 11.0%€624k▲ 49.0%€662k▲ 6.0%€692k▲ 4.5%
Operating result€25k-€61k▲ 149%€14k▼ 76.7%€51k▲ 255%€42k▼ 17.8%
Net result€16k-€41k▲ 160%€205k▲ 396%€38k▼ 81.7%€30k▼ 20.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 18% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €852k
Fixed assets
€793k=
Current assets
€59k▲ 186%
Equity and liabilities €852k
Equity
€692k▲ 4.5%
Debt
€160k▲ 5.4%
The debt ratio rises from 18.7% to 18.8%. Equity and debt are higher.
Key figures and ratios
Solvency
81.2%▼
2023 · 81.3%
Current ratio
0.37▲
2023 · 0.13
Quick ratio
0.37▲
2023 · 0.13
Debt / equity
0.23▲
2023 · 0.23
ROE
4.3%▼
2023 · 5.7%
ROA
3.5%▼
2023 · 4.6%
Debt
€160k▲
2023 · €152k
Debt ≤ 1 year
€160k▲
2023 · €152k
Income taxes
€11k▼
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€814k€852k▲
Fixed assets21/28€793k€793k=
Financial fixed assets28€793k€793k=
Current assets29/58€20k€59k▲
Amounts receivable within one year40/41€20k€57k▲
Trade receivables40€20k€57k▲
Cash at bank and in hand54/58€109€1k▲
Equity and liabilities
Total equity and liabilities10/49€814k€852k▲
Equity10/15€662k€692k▲
Contributions10/11€37k€37k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Profit (loss) carried forward14€621k€651k▲
Amounts payable17/49€152k€160k▲
Amounts payable within one year42/48€152k€160k▲
Trade debts44€34k€37k▲
Suppliers440/4€34k€37k▲
Advances received on contracts in progress46€8k-
Taxes, remuneration and social security45€106k€113k▲
Taxes450/3€106k€113k▲
Other amounts payable47/48€4k€10k▲
Income statement
Code20232024
Turnover70€54k€58k▲
Goods, raw materials, services and sundry goods60/61€2k€15k▲
Other operating charges640/8€925€1k▲
Gross operating margin9900€52k€43k▼
Operating profit (loss)9901€51k€42k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€599€575▼
Recurring financial charges65€599€575▼
Profit (loss) for the period before taxes9903€50k€41k▼
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€38k€30k▼
Profit (loss) for the period to be appropriated9905€38k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€621k€651k▲
Profit (loss) brought forward from the previous period14P€583k€621k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €205k ▲396%
Net result €205k, the highest in the series.
31-12
Financial
Equity above €500kEq €624k ▲49%
3 profitable years in a row build equity to €624k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
31-12
Financial
Weakest financial yearnet €-62k ▼488%
Net result drops to €-62k, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 55 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
2016
03-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 64 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Moreaustraat 351070 AnderlechtGround area
394 m²
Building footprint
338 m²
Volume, LiDAR
4,853 m³
2 parcels, Brussels · tallest building 23.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
I.M.A.P.
since 19922.059.520.529
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0237/00T008 | Brussels | 224 m² | 1 · 225 m² | 23.3 m · 6 fl. |
| 21305C0264/00K007 | Brussels | 170 m² | 1 · 113 m² | 17.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CLIMMOB
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Of 1,280 companies in sector 81100 we hold annual accounts for 677. 451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-1992
Fiscal year end31-12
Activities, NACEBEL
70321
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.