I-HOME
ActiveI-HOME has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €113k and a net result of €27k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 19354 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73=
Solvency41▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.37 in 2023; short-term debt: 22.5% and cash: 0.4% of total assets), and 84.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
40 d late
2022
158 d early
2021
3 d early
2020
40 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€27k▼ 5.7%
2023 · €28k
2018: €11k
2019: €12k
2020: €14k
2021: €9k
2022: €15k
2023: €28k
2018 → 2024
Working capital
€-102k▲ 4.5%
2023 · €-107k
2018: €6k
2019: €-2k
2020: €5k
2021: €-112k
2022: €-116k
2023: €-107k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€76k-€74k▼ 1.8%€81k▲ 8.3%€98k▲ 21.8%€113k▲ 14.9%
Operating result€35k-€28k▼ 17.7%€38k▲ 33.1%€55k▲ 45.1%€52k▼ 5.6%
Net result€14k-€9k▼ 33.5%€15k▲ 62.5%€28k▲ 91.5%€27k▼ 5.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 6% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €711k
Fixed assets
€652k▼ 4.4%
Current assets
€58k▼ 6.5%
Equity and liabilities €711k
Equity
€113k▲ 14.9%
Debt
€598k▼ 7.6%
The debt ratio falls from 86.8% to 84.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▼
2023 · €85k
Cash flow
€57k▼
2023 · €58k
Solvency
15.9%▲
2023 · 13.2%
Current ratio
0.36▼
2023 · 0.37
Quick ratio
0.36▼
2023 · 0.37
Debt / equity
5.29▼
2023 · 6.58
ROE
23.6%▼
2023 · 28.7%
ROA
3.7%▼
2023 · 3.8%
Interest coverage
6.34▲
2023 · 6.05
Debt
€598k▼
2023 · €646k
Debt ≤ 1 year
€160k▼
2023 · €169k
Debt > 1 year
€433k▼
2023 · €473k
Income taxes
€12k▼
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€745k€711k▼
Fixed assets21/28€682k€652k▼
Tangible fixed assets22/27€682k€652k▼
Land and buildings22€682k€652k▼
Current assets29/58€62k€58k▼
Current investments50/53€48k€55k▲
Cash at bank and in hand54/58€13k€3k▼
Deferred charges and accrued income490/1€846€846=
Equity and liabilities
Total equity and liabilities10/49€745k€711k▼
Equity10/15€98k€113k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€80k€94k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€78k€92k▲
Amounts payable17/49€646k€598k▼
Amounts payable after more than one year17€473k€433k▼
Financial debts170/4€473k€433k▼
Amounts payable within one year42/48€169k€160k▼
Current portion of amounts payable after more than one year42€39k€40k▲
Trade debts44€307€251▼
Suppliers440/4€307€251▼
Taxes, remuneration and social security45€7k€422▼
Taxes450/3€7k€422▼
Other amounts payable47/48€123k€120k▼
Accrued charges and deferred income492/3€4k€4k▼
Income statement
Code20232024
Non-recurring operating income76A€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€30k=
Other operating charges640/8€4k€4k▲
Gross operating margin9900€89k€86k▼
Operating profit (loss)9901€55k€52k▼
Financial income75/76B€121€7▼
Recurring financial income75€121€7▼
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€41k€39k▼
Income taxes67/77€13k€12k▼
Profit (loss) for the period9904€28k€27k▼
Profit (loss) for the period to be appropriated9905€28k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€27k▼
Transfer from equity791/2€11k€12k▲
Transfer to equity691/2€28k€27k▼
To other reserves6921€28k€27k▼
Profit to be distributed694/7€11k€12k▲
Return on contributions (dividend)694€11k€12k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Equity above €100kEq €113k ▲14.9%
7 profitable years in a row build equity to €113k.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
31-12
Financial
Highest result since 2018net €28k ▲91.5%
Operating result €55k, net result €28k, both a record.
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €9k ▼33.5%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
19-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 19 days late
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
03-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de l'Enseignement(SG) 127330 Saint-GhislainGround area
289 m²
Building footprint
75 m²
Parcel 53070B0215/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Avenue de l'Enseignement(SG) 12, 7330 Saint-Ghislain
since 20122.213.362.232
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53070B0215/00X000 | Wallonia | 289 m² | 1 · 75 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMO SCHOOFS
BE 0433.232.979
Erpe-Mere · Eq €113k
USUAL PROJECTS
BE 0861.464.522
Schaarbeek · Eq €113k
IMMA CONSULTING
BE 0543.785.265
Hasselt · Eq €113k
LE COL-VERT
BE 0873.000.394
Etterbeek · Eq €113k
EUROFA
BE 0447.236.811
Oudergem · Eq €113k
Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 5,214 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2012
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.