Summary
I-Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.8m and a net result of €899,538. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 8102 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
59 d early
2024
65 d early
2023
57 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 60 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1.8m▲ 57.8%
2024 · €1.2m
Net result
€899,538▲ 524%
2024 · €144,236
Total assets
€2.2m▲ 58.9%
2024 · €1.4m
Solvency
81.6%▼ 0.6pp
2024 · 82.2%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€255,012-€211,712▼ 17.0%€8,994▼ 95.8%
Net result€218,936above the sector's middle half-€144,236above the sector's middle half▼ 34.1%€899,538above the sector's middle half▲ 524%
Equity€1.4mabove the sector's middle half-€1.2mabove the sector's middle half▼ 16.0%€1.8mabove the sector's middle half▲ 57.8%
Total assets€1.5mabove the sector's middle half-€1.4mabove the sector's middle half▼ 8.0%€2.2mabove the sector's middle half▲ 58.9%
Debt€151,930-€249,566▲ 64.3%€409,946▲ 64.3%
Working capital€170,429above the sector's middle half--€45,234below the sector's middle half€654,210above the sector's middle half
Solvency90.0%above the sector's middle half-82.2%above the sector's middle half▼ 7.8pp81.6%above the sector's middle half▼ 0.6pp
Current ratio4.60above the sector's middle half-0.73within the sector's middle half▼ 3.872.60within the sector's middle half▲ 1.87
Return on assets (ROA)14.4%within the sector's middle half-10.3%within the sector's middle half▼ 4.1pp40.4%above the sector's middle half▲ 30.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets
€1.2m ▼ 8.7%
Current assets
€1.1m ▲ 749%
Equity and liabilities €2.2m
Equity
€1.8m ▲ 57.8%
Debt
€409,946 ▲ 64.3%
Debt's share of the balance-sheet total rises from 17.8% to 18.4%. Equity and debt are higher.
Key figures and ratios
ROE
49.5%▲
2024 · 12.5%
Debt ≤ 1 year
€407,957▲
2024 · €170,384
Income taxes
€101,386▲
2024 · €61,575
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,859 | €29,339 | - | - |
| Other operating charges640/8 | €1,486 | €1,581 | €6,757 | ▲ 327% |
| Non-recurring operating charges66A | - | - | €30,495 | - |
| Gross operating margin9900 | €262,358 | €242,632 | €46,247 | ▼ 80.9% |
| Operating profit (loss)9901 | €255,012 | €211,712 | €8,994 | ▼ 95.8% |
| Financial income75/76B | - | - | €1.0m | - |
| Recurring financial income75 | - | - | €1.0m | - |
| Non-recurring financial income76B | - | - | €1.0m | - |
| Financial charges65/66B | €1,712 | €5,902 | €8,071 | ▲ 36.8% |
| Recurring financial charges65 | €1,712 | €5,902 | €8,071 | ▲ 36.8% |
| Profit (loss) for the period before taxes9903 | €253,301 | €205,811 | €1.0m | ▲ 386% |
| Income taxes67/77 | €34,365 | €61,575 | €101,386 | ▲ 64.7% |
| Profit (loss) for the period9904 | €218,936 | €144,236 | €899,538 | ▲ 524% |
| Profit (loss) for the period to be appropriated9905 | €218,936 | €144,236 | €899,538 | ▲ 524% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €1.5m | €1.4m | €2.2m | ▲ 58.9% |
| Fixed assets21/28 | €1.3m | €1.3m | €1.2m | ▼ 8.7% |
| Tangible fixed assets22/27 | €140,833 | €111,495 | - | - |
| Furniture and vehicles24 | €140,833 | €111,495 | - | - |
| Financial fixed assets28 | €1.2m | €1.2m | €1.2m | = |
| Current assets29/58 | €217,738 | €125,149 | €1.1m | ▲ 749% |
| Amounts receivable within one year40/41 | €194,937 | €96,800 | €1.0m | ▲ 970% |
| Trade receivables40 | €193,600 | €96,800 | €36,300 | ▼ 62.5% |
| Other amounts receivable41 | €1,337 | - | €999,000 | - |
| Cash at bank and in hand54/58 | €22,341 | €24,292 | €23,380 | ▼ 3.8% |
| Deferred charges and accrued income490/1 | €460 | €4,057 | €3,487 | ▼ 14.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €1.5m | €1.4m | €2.2m | ▲ 58.9% |
| Equity10/15 | €1.4m | €1.2m | €1.8m | ▲ 57.8% |
| Contributions10/11 | €15,535 | €15,535 | €15,535 | = |
| Reserves13 | €1.4m | €1.1m | €1.8m | ▲ 58.6% |
| Distributable reserves133 | €1.4m | €1.1m | €1.8m | ▲ 58.6% |
| Amounts payable17/49 | €151,930 | €249,566 | €409,946 | ▲ 64.3% |
| Amounts payable after more than one year17 | €104,621 | €79,183 | - | - |
| Financial debts170/4 | €104,621 | €79,183 | - | - |
| Amounts payable within one year42/48 | €47,309 | €170,384 | €407,957 | ▲ 139% |
| Current portion of amounts payable after more than one year42 | €24,211 | €25,438 | - | - |
| Trade debts44 | €1,749 | €1,632 | €1,017 | ▼ 37.7% |
| Suppliers440/4 | €1,749 | €1,632 | €1,017 | ▼ 37.7% |
| Taxes, remuneration and social security45 | €20,348 | €42,314 | €113,286 | ▲ 168% |
| Taxes450/3 | €20,348 | €42,314 | €113,286 | ▲ 168% |
| Other amounts payable47/48 | €1,000 | €101,000 | €293,655 | ▲ 191% |
| Accrued charges and deferred income492/3 | - | - | €1,989 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €218,936 | €144,236 | €899,538 | ▲ 524% |
| + Depreciation and write-downs630 | €5,859 | €29,339 | - | - |
| Operating cash flow (approximation) | €224,795 | €173,574 | €899,538 | ▲ 418% |
| Investment in fixed assets (approximation) | - | €0 | €111,495 | - |
| Change in cash | - | €1,951 | -€912 | ▼ 147% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-06
State Gazette act
BenamingIncorporation · Name change · Statutes amendment8 facts ▸
State Gazette act
Benaming
Incorporation · Name change · Statutes amendment8 facts ▸
- General meeting, buitengewone algemene vergadering van de aandeelhouders
- Incorporation, 29-12-2022
- Name change, I-Holding
- Statutes amendment, 1
- Power of attorney, Inc. Group
- Power of attorney
- Power of attorney, VGD Accountants en Belastingconsulenten
- General meeting, alle beslissingen genomen met eenparige stemmen
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €899,538 ▲524%
Net result €899,538, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 2.60
Current ratio from 0.73 to 2.60.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €144,236 ▼34.1%
Net result drops to €144,236, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 1 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2023
Ground area
1,962 m²
Building footprint
415 m²
Volume, LiDAR
2,485 m³
Parcel 46025B0505/00M000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Inc. Group
since 20232.340.726.794
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0505/00M000 | Flanders | 1,962 m² | 1 · 415 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of I-Holding and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
699400XLGUEP23EJ1X24
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Of 24,721 companies in this sector we hold annual accounts for 19,804. 11,216 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded12-01-2023
Fiscal year end31-12
Legal name NL
Inc. Group
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0797073348
Also
9925:BE0797073348
Registered
04-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.