I-HOLD
ActiveSummary
I-HOLD has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.6m and a net result of €40,441. Equity remains stable across the filed fiscal years (±0.3% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability39▲+26
Solvency93▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230,000 at 30 days acceptable
Liquidity ample (current ratio 5.77 against 4.4 in 2023; short-term debt: 13.9% and cash: 1.3% of total assets), and 32% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
68%
Return on assets
0.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
29 d early
2022
6 d early
2021
39 d early
2020
17 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 21 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Turnover
€447,090
EBIT margin
-22.4%
Net result
€40,441▲ 103%
2023 · €19,950
Working capital
€3.5m▲ 0.2%
2023 · €3.5m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€447,090
Operating result-€119,870▼ 20.3%€34,543-€88,123-€100,087▼ 13.6%-€80,597▲ 19.5%
Net result-€62,869€52,416-€28,333€19,950€40,441▲ 103%
EBIT margin-22.4%
Equity€3.5m▼ 1.8%€3.5m▲ 1.5%€3.5m▼ 0.8%€3.5m▲ 0.6%€3.6m▲ 1.1%
Total assets€6.1m▼ 0.9%€6.3m▲ 2.4%€5.7m▼ 8.7%€5.5m▼ 3.4%€5.3m▼ 4.8%
Debt€2.6m▲ 0.2%€2.7m▲ 3.5%€2.2m▼ 19.0%€2.0m▼ 9.7%€1.7m▼ 15.4%
Working capital€3.4m▼ 1.0%€3.5m▲ 2.2%€3.5m▼ 1.2%€3.5m▲ 0.7%€3.5m▲ 0.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €80,597 in 2024 against €100,087 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.3m
Fixed assets
€1.0m ▲ 1.8%
Current assets
€4.2m ▼ 6.3%
Equity and liabilities €5.3m
Equity
€3.6m ▲ 1.1%
Debt
€1.7m ▼ 15.4%
Debt's share of the balance-sheet total falls from 36.0% to 32.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
-€59,841▲
2023 · -€79,944
Cash flow
€61,197▲
2023 · €40,093
Current ratio
5.77▲
2023 · 4.40
Quick ratio
4.72▲
2023 · 3.30
Debt to equity
0.47▼
2023 · 0.56
ROE
1.1%▲
2023 · 0.6%
ROA
0.8%▲
2023 · 0.4%
Interest coverage
7.27▲
2023 · -1.24
Debt ≤ 1 year
€731,824▼
2023 · €1.0m
Debt > 1 year
€950,946▼
2023 · €965,100
Income taxes
€5,033▲
2023 · €813
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €447,090 | - | - |
| Non-recurring operating income76A | - | - | €6,739 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €528,475 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,259 | €22,424 | €17,942 | €20,143 | €20,756 | ▲ 3.0% |
| Other operating charges640/8 | - | €20,811 | €9,865 | €8,815 | €9,589 | ▲ 8.8% |
| Gross operating margin9900 | -€26,671 | €77,777 | -€60,316 | -€71,128 | -€50,252 | ▲ 29.4% |
| Operating profit (loss)9901 | -€119,870 | €34,543 | -€88,123 | -€100,087 | -€80,597 | ▲ 19.5% |
| Financial income75/76B | - | €47,367 | €305,518 | €68,060 | €117,835 | ▲ 73.1% |
| Recurring financial income75 | €145,404 | €47,367 | €115,713 | €68,060 | €117,835 | ▲ 73.1% |
| Non-recurring financial income76B | - | - | €189,805 | - | - | - |
| Financial charges65/66B | - | €23,410 | €244,916 | -€52,790 | -€8,236 | ▲ 84.4% |
| Recurring financial charges65 | €88,957 | €23,410 | €53,901 | €64,708 | -€8,236 | ▼ 113% |
| Non-recurring financial charges66B | - | - | €191,015 | -€117,498 | - | - |
| Profit (loss) for the period before taxes9903 | -€62,042 | €58,500 | -€27,521 | €20,763 | €45,474 | ▲ 119% |
| Income taxes67/77 | €827 | €6,084 | €812 | €813 | €5,033 | ▲ 519% |
| Profit (loss) for the period9904 | -€62,869 | €52,416 | -€28,333 | €19,950 | €40,441 | ▲ 103% |
| Profit (loss) for the period to be appropriated9905 | -€62,869 | €52,416 | -€28,333 | €19,950 | €40,441 | ▲ 103% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.1m | €6.3m | €5.7m | €5.5m | €5.3m | ▼ 4.8% |
| Fixed assets21/28 | €1.0m | €980,835 | €1.0m | €1.0m | €1.0m | ▲ 1.8% |
| Tangible fixed assets22/27 | €235,568 | €214,024 | €262,115 | €241,972 | €259,774 | ▲ 7.4% |
| Land and buildings22 | - | €200,082 | €193,606 | €187,130 | €218,599 | ▲ 16.8% |
| Furniture and vehicles24 | - | €13,941 | €13,481 | €13,021 | €12,561 | ▼ 3.5% |
| Leasing and similar rights25 | - | - | €55,028 | €41,821 | €28,614 | ▼ 31.6% |
| Financial fixed assets28 | €766,812 | €766,812 | €766,812 | €766,812 | €766,812 | = |
| Current assets29/58 | €5.1m | €5.3m | €4.7m | €4.5m | €4.2m | ▼ 6.3% |
| Stocks and contracts in progress3 | €1.5m | €1.2m | €1.5m | €1.1m | €770,975 | ▼ 32.1% |
| Stocks30/36 | - | €1.2m | €1.5m | €1.1m | €770,975 | ▼ 32.1% |
| Amounts receivable within one year40/41 | €597,746 | €535,600 | €510,887 | €616,501 | €530,295 | ▼ 14.0% |
| Other amounts receivable41 | - | €535,600 | €510,887 | €616,501 | €530,295 | ▼ 14.0% |
| Current investments50/53 | €2.5m | €2.1m | €2.2m | €2.7m | €2.9m | ▲ 6.1% |
| Cash at bank and in hand54/58 | €516,382 | €1.4m | €487,612 | €65,734 | €67,661 | ▲ 2.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.1m | €6.3m | €5.7m | €5.5m | €5.3m | ▼ 4.8% |
| Equity10/15 | €3.5m | €3.5m | €3.5m | €3.5m | €3.6m | ▲ 1.1% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €3.4m | €3.5m | €3.5m | €3.5m | €3.5m | ▲ 1.2% |
| Non-distributable reserves130/1 | - | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Legal reserve130 | - | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Distributable reserves133 | - | €3.2m | €3.2m | €3.2m | €3.3m | ▲ 1.3% |
| Profit (loss) carried forward14 | -€116,505 | - | -€28,333 | -€8,383 | -€8,383 | = |
| Amounts payable17/49 | €2.6m | €2.7m | €2.2m | €2.0m | €1.7m | ▼ 15.4% |
| Amounts payable after more than one year17 | €942,800 | €938,000 | €979,036 | €965,100 | €950,946 | ▼ 1.5% |
| Financial debts170/4 | - | €938,000 | €979,036 | €965,100 | €950,946 | ▼ 1.5% |
| Amounts payable within one year42/48 | €1.7m | €1.8m | €1.2m | €1.0m | €731,824 | ▼ 28.5% |
| Current portion of amounts payable after more than one year42 | - | - | €13,722 | €13,937 | €14,154 | ▲ 1.6% |
| Financial debts43 | - | €1.5m | €915,730 | €718,379 | €426,529 | ▼ 40.6% |
| Credit institutions430/8 | - | €1.5m | €915,730 | €718,379 | €426,529 | ▼ 40.6% |
| Trade debts44 | €19,716 | €3,379 | €6,917 | €5,033 | €4,730 | ▼ 6.0% |
| Suppliers440/4 | - | €3,379 | €6,917 | €5,033 | €4,730 | ▼ 6.0% |
| Taxes, remuneration and social security45 | - | €8,214 | - | - | - | - |
| Taxes450/3 | - | €5,466 | - | - | - | - |
| Remuneration and social security454/9 | - | €2,748 | - | - | - | - |
| Other amounts payable47/48 | - | €285,590 | €286,409 | €286,409 | €286,412 | = |
| Accrued charges and deferred income492/3 | - | €6,347 | €950 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€62,869 | €52,416 | -€28,333 | €19,950 | €40,441 | ▲ 103% |
| + Depreciation and write-downs630 | €27,259 | €22,424 | €17,942 | €20,143 | €20,756 | ▲ 3.0% |
| Operating cash flow (approximation) | -€35,610 | €74,840 | -€10,391 | €40,093 | €61,197 | ▲ 52.6% |
| Investment in fixed assets (approximation) | - | -€879 | -€66,033 | €0 | -€38,558 | - |
| Change in cash | - | €879,879 | -€908,649 | -€421,878 | €1,927 | ▲ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
22-07
State Gazette act
Reappointments: Hildegarde Peeters (director) and Herman Van Kerckhoven (director)Appointments: Herman Van Kerckhoven (managing director) and Hildegarde Peeters (managing director)6 facts ▸
State Gazette act
Reappointments: Hildegarde Peeters (director) and Herman Van Kerckhoven (director)
Appointments: Herman Van Kerckhoven (managing director) and Hildegarde Peeters (managing director)6 facts ▸
- General meeting, 19-06-2026
- Director reappointment, Hildegarde Peeters (director)
- Director reappointment, Herman Van Kerckhoven (director)
- Board meeting, 19-06-2026
- Director appointment, Herman Van Kerckhoven (managing director)
- Director appointment, Hildegarde Peeters (managing director)
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €19,950
Net result €19,950 after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €52,416
Net result €52,416 after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €62,809
Net result €62,809 after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
13-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 11 acts read
About the unread acts
Of the 11 Belgian State Gazette acts we know for this company, 1 has been read. The other 10 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, 2 in day-to-day management, last change in 2026
Day-to-day management 2
Herman Van Kerckhoven
CurrentManaging director · since 22-07-2026
Hildegarde Peeters
CurrentManaging director · since 22-07-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
10 of this company's 11 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2002
Ground area
4,582 m²
Building footprint
640 m²
Volume, LiDAR
3,977 m³
Parcel 11324D0055/00Y000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
I-HOLD
since 20022.115.574.354
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0055/00Y000 | Flanders | 4,582 m² | 1 · 640 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 2 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Herman Van Kerckhoven |
|
| Hildegarde Peeters |
|
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
- Computer Networking BelgiumsubsidiaryEquity €428,397Result €63,41399.5%
According to the 2024 annual accounts of I-HOLD and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Shareholding
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Recognitions · licences · registrations
Legal Entity Identifier
254900US2ABJAHMALZ64
Identification & contact
Identification
Legal formPublic limited company
Founded17-09-2002
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0478348669
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.