I.G. CONSTRUCT
ActiveI.G. CONSTRUCT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €242k and a net result of €8k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 56% of 2029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-1
Solvency72▲+8
Growth45▼-2
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 1.57 in 2024; short-term debt: 52.8% and cash: 1.7% of total assets), but 52.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.2%
Return on assets
1.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-02-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
5 d late
2023
on the day
2022
2 d late
2021
on the day
2020
11 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.16M▼ 8.9%
2024 · €1.27M
2019: €1.22M
2020: €2.04M
2021: €1.65M
2022: €928k
2023: €1.19M
2024: €1.27M
2019 → 2025
EBIT margin
2.4%▲ 0.4pp
2024 · 2.0%
2019: 2.1%
2020: 2.0%
2021: 2.6%
2022: 2.2%
2023: 2.1%
2024: 2.0%
2019 → 2025
Net result
€8k▼ 15.8%
2024 · €10k
2019: €18k
2020: €28k
2021: €28k
2022: €13k
2023: €14k
2024: €10k
2019 → 2025
Working capital
€211k▲ 0.4%
2024 · €210k
2019: €132k
2020: €164k
2021: €186k
2022: €195k
2023: €207k
2024: €210k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.65M-€928k▼ 43.8%€1.19M▲ 28.1%€1.27M▲ 6.8%€1.16M▼ 8.9%
Equity€198k-€210k▲ 6.4%€224k▲ 6.4%€234k▲ 4.5%€242k▲ 3.6%
Operating result€42k-€21k▼ 50.9%€25k▲ 21.1%€25k▲ 0.6%€27k▲ 8.9%
Net result€28k-€13k▼ 55.2%€14k▲ 7.0%€10k▼ 25.9%€8k▼ 15.8%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €513k
Fixed assets
€31k▲ 32.0%
Current assets
€482k▼ 16.9%
Equity and liabilities €513k
Equity
€242k▲ 3.6%
Debt
€271k▼ 26.7%
The debt ratio falls from 61.3% to 52.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▲
2024 · €37k
Cash flow
€28k▲
2024 · €22k
Solvency
47.2%▲
2024 · 38.7%
Current ratio
1.78▲
2024 · 1.57
Quick ratio
1.78▲
2024 · 1.57
Debt / equity
1.12▼
2024 · 1.58
ROE
3.5%▼
2024 · 4.3%
ROA
1.6%▼
2024 · 1.7%
Interest coverage
3.77▼
2024 · 4.16
Debt
€271k▼
2024 · €370k
Debt ≤ 1 year
€271k▼
2024 · €370k
Income taxes
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€604k€513k▼
Fixed assets21/28€24k€31k▲
Tangible fixed assets22/27€24k€31k▲
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€19k€28k▲
Current assets29/58€580k€482k▼
Amounts receivable after more than one year29€160k€160k=
Other amounts receivable291€160k€160k=
Amounts receivable within one year40/41€414k€314k▼
Trade receivables40€241k€209k▼
Other amounts receivable41€174k€104k▼
Cash at bank and in hand54/58€6k€9k▲
Equity and liabilities
Total equity and liabilities10/49€604k€513k▼
Equity10/15€234k€242k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€213k€222k▲
Amounts payable17/49€370k€271k▼
Amounts payable within one year42/48€370k€271k▼
Financial debts43€23k€50k▲
Credit institutions430/8€23k€50k▲
Trade debts44€334k€153k▼
Suppliers440/4€123k€72k▼
Bills of exchange payable441€211k€81k▼
Taxes, remuneration and social security45€13k€61k▲
Taxes450/3€6k€21k▲
Remuneration and social security454/9€7k€40k▲
Other amounts payable47/48-€7k
Income statement
Code20242025
Turnover70€1.27M€1.16M▼
Goods, raw materials, services and sundry goods60/61€1.23M€1.10M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€20k▲
Other operating charges640/8€360€6k▲
Gross operating margin9900€38k€53k▲
Operating profit (loss)9901€25k€27k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€9k€13k▲
Recurring financial charges65€9k€13k▲
Profit (loss) for the period before taxes9903€16k€15k▼
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€10k€8k▼
Profit (loss) for the period to be appropriated9905€10k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€213k€222k▲
Profit (loss) brought forward from the previous period14P€203k€213k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 4 days late
2025
30-06
Financial
Weakest financial yearnet €8k ▼15.8%
Net result drops to €8k, the lowest in the series.
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 5 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 2 days late
2022
30-06
Financial
Equity above €200kEq €210k ▲6.4%
4 profitable years in a row build equity to €210k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Highest result since 2019net €28k ▲0.2%
Operating result €42k, net result €28k, both a record.
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 11 days late
2020
30-06
Financial
Equity above €150kEq €169k ▲20%
2 profitable years in a row build equity to €169k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold I-straat 1281020 BrusselGround area
130 m²
Building footprint
133 m²
Volume, LiDAR
1,598 m³
2 parcels, Brussels · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
I.G. CONSTRUCT
since 20072.164.616.762
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0464/00M015 | Brussels | 71 m² | 1 · 68 m² | 16.4 m · 5 fl. |
| 21815D0065/00D003 | Brussels | 59 m² | 1 · 66 m² | 16.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JUMP-TEX
BE 0837.846.705
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C&C CONSTRUCT
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AB CONSTRUCTSA
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Of 15,542 companies in sector 43990 we hold annual accounts for 7,421. 5,644 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2007
Fiscal year end30-06
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.