Equity
Equity fell by 46% in 5 years.
Equity fell by 46% in 5 years.
Short-term debts fell from €33,766 to €13,682.
Higher solvency than 93% of companies in head offices and management consultancy. Sector median 55.5% · 39,376 companies.
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 37% on liquidity, 42% on profitability and 53% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is ample, with a current ratio of 2.74 (1.08 in 2024), above the usual 1.5. Short-term debt is 6.1% and cash 0.6% of total assets. 6.1% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Shares in 1 company, SIPRO MEDIA
Board & ownership| Company | ||||
|---|---|---|---|---|
| I-FOLKS Genk | €226,032 | €22,592 | 93.9% | - |
| Dr. R. Roddi Plastische Chirurgie Hasselt | €211,483 | €18,707 | 81.2% | - |
| D'AONI Aarschot | €227,148 | €22,256 | 65.7% | - |
| JVI Wevelgem | €230,083 | €25,611 | 92.6% | - |
| Realiseren Leuven | €242,635 | €21,097 | 99.0% | - |
| LAURENT AUQUIERE Etterbeek | €224,324 | €23,154 | 80.7% | - |
| PROGRESSIE EN TRAINING Grimbergen | €198,154 | €23,932 | 77.7% | - |
These companies have the same main activity as I-FOLKS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €198,000 and €243,000, founded between 1995 and 2001.
I-FOLKS files the micro format. That format states no turnover. The gross margin fell from €138,670 in 2007 to €22,592 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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