I&E AFFAIRES
ActiveI&E AFFAIRES has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €5k. Equity is shrinking by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 1512 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 43.41; short-term debt: 2.3% and cash: 54.6% of total assets), and 2.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.7%
Return on assets
4.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €97k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
9 d early
2023
27 d late
2022
on the day
2021
26 d late
2020
65 d late
2019
80 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 5.3%
2024 · €92k
2018: €190k
2019: €138k
2020: €102k
2021: €76k
2022: €87k
2023: €88k
2024: €92k
2018 → 2025
Total assets
€99k▲ 6.9%
2024 · €93k
2018: €191k
2019: €146k
2020: €109k
2021: €107k
2022: €120k
2023: €89k
2024: €93k
2018 → 2025
Net result
€5k▲ 10.1%
2024 · €4k
2018: €131
2019: €-52k
2020: €-37k
2021: €-26k
2022: €12k
2023: €266
2024: €4k
2018 → 2025
Working capital
€97k▲ 5.3%
2024 · €92k
2018: €144k
2019: €125k
2020: €95k
2021: €76k
2022: €80k
2023: €83k
2024: €92k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€87k▲ 15.4%€88k▲ 0.3%€92k▲ 5.1%€97k▲ 5.3%
Operating result€-26k-€13k€332▼ 97.4%€4k▲ 1,195%€5k▲ 4.9%
Net result€-26k-€12k€266▼ 97.7%€4k▲ 1,571%€5k▲ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €99k
Equity
€97k▲ 5.3%
Debt
€2k▲ 205%
The debt ratio rises from 0.8% to 2.3%. Equity and debt are higher.
Key figures and ratios
Solvency
97.7%▼
2024 · 99.2%
Current ratio
43.41
Quick ratio
43.41
Debt / equity
0.02▲
2024 · 0.01
ROE
5.0%▲
2024 · 4.8%
ROA
4.9%▲
2024 · 4.8%
Debt
€2k▲
2024 · €748
Debt ≤ 1 year
€2k▲
2024 · €748
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€99k▲
Current assets29/58€93k€99k▲
Amounts receivable within one year40/41€57k€45k▼
Trade receivables40€47k€34k▼
Other amounts receivable41€11k€11k▲
Cash at bank and in hand54/58€35k€54k▲
Deferred charges and accrued income490/1€330€303▼
Equity and liabilities
Total equity and liabilities10/49€93k€99k▲
Equity10/15€92k€97k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€187€187=
Profit (loss) carried forward14€84k€89k▲
Amounts payable17/49€748€2k▲
Amounts payable within one year42/48€748€2k▲
Trade debts44€748€2k▲
Suppliers440/4€748€2k▲
Income statement
Code20242025
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€1k-
Gross operating margin9900€7k€6k▼
Operating profit (loss)9901€4k€5k▲
Financial income75/76B€229€420▲
Recurring financial income75€229€420▲
Financial charges65/66B€83€36▼
Recurring financial charges65€83€36▼
Profit (loss) for the period before taxes9903€4k€5k▲
Profit (loss) for the period9904€4k€5k▲
Profit (loss) for the period to be appropriated9905€4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€89k▲
Profit (loss) brought forward from the previous period14P€79k€84k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Liquidity times 19current ratio 65.17
Current ratio from 3.43 to 65.17; short-term debt falls from €33k to €1k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 3 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
04-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 65 days late
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 80 days late
2019
31-12
Financial
Weakest financial yearnet €-52k ▼40064%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jurbise · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route d'Ath(EL) 1957050 JurbiseGround area
3,673 m²
Building footprint
213 m²
Volume, LiDAR
398 m³
2 parcels, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
I&E AFFAIRES
since 20062.158.120.534
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53044B0663/00E000 | Wallonia | 3,587 m² | 1 · 161 m² | - |
| 55019B0892/00L000 | Wallonia | 86 m² | 1 · 51 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HERMANS-BRACKE
BE 0829.754.331
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BE 0459.737.834
Maasmechelen · Eq €97k
CITYHORSE
BE 0823.949.870
Kluisbergen · Eq €97k
D.L. CARS
BE 0861.380.487
Herentals · Eq €96k
DEELUWNAAM
BE 0421.051.957
Hulshout · Eq €98k
Of 1,443 companies in sector 77110 we hold annual accounts for 726. 502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-04-2006
Fiscal year end31-12
Activities, NACEBEL
71100
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.