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I DOTTORI

Active
Public limited companyfounded 1987active for 39 yearsVonderstraat 5, 3690 Zutendaal, BelgiumKBO/BCE: BE 0430.981.094
Summary

The annual accounts of I DOTTORI for financial year 2024 show a net loss of 95% of the equity at the start of that year. The 2024 annual accounts show equity of €10,706 and a net result of -€184,356. Equity is shrinking by about 29% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2025. Its solvency ranks better than 15% of 9,641 sector peers (NACE 68, financial year 2024). The company has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
4th oldest company in Zutendaal, Real estate sector1 site
Size
€2.7mtotal assets 2024
Equity
€10,706
Loss
-€184,356
Turnover not published (abbreviated format)
Financial health
53 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Parent
IMMO A.G. · 93.57%
Accounts 78 days overdue0 of 5 deeds read
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearFigures for financial year 2024 (filed 27-08-2025)Liquidity: current ratio 1.03, cash €31,254Equity €10,706 (0.4% of total assets)lowers riskSize: total assets €2.7mShow the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 19% of its sector peers (NACE 68, small)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Weak
Solvency 25-6
equity 0.4% of total assets
Liquidity 50+4
short-term debt 12.4% · cash 1.2%
Profitability 10+5
return on assets -6.8%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,976 companies, NACE 68, small)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.5%▲ +0.2 percentage points vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.4%▼ -0.1 percentage points vs 04-2025 06-2025: 1.5%▲ +0.1 percentage points vs 05-2025 07-2025: 1.7%▲ +0.2 percentage points vs 06-2025 08-2025: 1.9%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -1.5 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.5%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 0.9%▲ +0.1 percentage points vs 08-2026 10-2026: 1.2%▲ +0.3 percentage points vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.03, compared with 1.14 in 2023, below the usual 1.5; short-term debt: 12.4% and cash: 1.2% of total assets), and 99.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 15% on solvency, 52% on liquidity, 4% on profitability and 5% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Eight signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 27-08-2025)
NBB · annual accounts
lowers risk · Size: total assets €2.7m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.03, cash €31,254
NBB · annual accounts
raises risk · Equity €10,706 (0.4% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€184,356
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9641 sector peers (2024).
NBB · sector comparison
Position among 9641 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline17-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
27 days late
2023
61 days late
2022
74 days late
2021
31 days late
2020
95 days late
2019
84 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 62 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Annual accounts filedfinancial year 2023 · abbreviated…
  3. Weakest financial yearnet -€331,734

Key points

  • Risk: 6 loss-making years in a rowloss financial year 2024 -€184,356 View
  • Caution: Equity fell in 2024from €195,062 to €10,706 ▼ 94.5% View
  • Caution: Among the weakest 9% on net resultsector median €13,483 · 9,636 companies -€184,356 View
  • Caution: Accounts not fileddeadline was 31-07-2026 78 days late View
  • Controlled by IMMO A.G. 93.57% View

By topic

Financials

Financial year
2024
Total assets
€2.7m
Loss
-€184,356
Solvency
0.4%
Total assets▼ 11.6%
Net result
20182024
Go to Financials

Timeline

Events
39
Since
1989
  1. 13-10-2023Annual accounts filed
  2. 31-08-2022Annual accounts filed
  3. 31-12-2021Liquidity more than quadruples
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
01-03-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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