I.D. LUNCH
ActiveI.D. LUNCH has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €25k and a net result of €16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+11
Solvency40▲+10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.05 in 2023; short-term debt: 83.8% and cash: 30.2% of total assets), and 84.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.4%
Return on assets
9.7%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €25k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
55 d late
2022
11 d early
2021
61 d late
2020
52 d late
2019
32 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€25k▲ 172%
2023 · €9k
2018: €-8k
2019: €-7k
2020: €-31k
2021: €-16k
2022: €8k
2023: €9k
2018 → 2024
Total assets
€166k▼ 16.4%
2023 · €198k
2018: €175k
2019: €124k
2020: €58k
2021: €107k
2022: €150k
2023: €198k
2018 → 2024
Net result
€16k▲ 1,028%
2023 · €1k
2018: €14k
2019: €1k
2020: €-25k
2021: €16k
2022: €24k
2023: €1k
2018 → 2024
Working capital
€26k▲ 201%
2023 · €9k
2018: €-8k
2019: €-7k
2020: €-32k
2021: €-16k
2022: €7k
2023: €9k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-31k-€-16k▲ 49.7%€8k€9k▲ 18.0%€25k▲ 172%
Operating result€-23k-€17k€32k▲ 83.9%€4k▼ 86.0%€24k▲ 446%
Net result€-25k-€16k€24k▲ 51.9%€1k▼ 94.0%€16k▲ 1,028%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 446% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €166k
Fixed assets
€283▼ 50.8%
Current assets
€165k▼ 16.3%
Equity and liabilities €166k
Equity
€25k▲ 172%
Debt
€140k▼ 25.8%
The debt ratio falls from 95.3% to 84.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▲
2023 · €5k
Cash flow
€16k▲
2023 · €2k
Solvency
15.4%▲
2023 · 4.7%
Current ratio
1.19▲
2023 · 1.05
Quick ratio
1.17▲
2023 · 1.02
Debt / equity
5.51▼
2023 · 20.19
ROE
63.3%▲
2023 · 15.3%
ROA
9.7%▲
2023 · 0.7%
Interest coverage
164.51▲
2023 · 22.38
Debt
€140k▼
2023 · €189k
Debt ≤ 1 year
€139k▼
2023 · €189k
Income taxes
€8k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€198k€166k▼
Fixed assets21/28€575€283▼
Tangible fixed assets22/27€395€103▼
Furniture and vehicles24€395€103▼
Financial fixed assets28€180€180=
Current assets29/58€197k€165k▼
Stocks and contracts in progress3€5k€3k▼
Stocks30/36€5k€3k▼
Amounts receivable within one year40/41€141k€111k▼
Trade receivables40€140k€110k▼
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€50k€50k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€198k€166k▼
Equity10/15€9k€25k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€-15k€655▲
Amounts payable17/49€189k€140k▼
Amounts payable within one year42/48€189k€139k▼
Trade debts44€171k€122k▼
Suppliers440/4€171k€122k▼
Taxes, remuneration and social security45€17k€17k▼
Taxes450/3€15k€14k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€52€70▲
Accrued charges and deferred income492/3€12€1k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€384€292▼
Other operating charges640/8€3k€813▼
Gross operating margin9900€7k€26k▲
Operating profit (loss)9901€4k€24k▲
Financial income75/76B€33€102▲
Recurring financial income75€33€102▲
Financial charges65/66B€217€150▼
Recurring financial charges65€217€150▼
Profit (loss) for the period before taxes9903€4k€24k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€1k€16k▲
Profit (loss) for the period to be appropriated9905€1k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€655▲
Profit (loss) brought forward from the previous period14P€-17k€-15k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €24k ▲51.9%
Operating result €32k, net result €24k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 52 days late
2020
31-12
Financial
Weakest financial yearnet €-25k ▼2473%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fexhe-le-Haut-Clocher · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Arrêt 384347 Fexhe-le-Haut-ClocherGround area
437 m²
Building footprint
114 m²
Volume, LiDAR
501 m³
Parcel 64423A0269/00K002, Wallonia · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue de l'Arrêt 38, 4347 Fexhe-le-Haut-Clocher
since 19962.047.522.025
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64423A0269/00K002 | Wallonia | 436 m² | 1 · 114 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFexhe-le-Haut-Clocher2.047.522.025
Similar companies · same sector, comparable size
NOURI 22
BE 0783.647.360
Ronse · Eq €25k
BENEINVEST
BE 1009.123.563
Anderlecht · Eq €25k
François VANDYCK
BE 0811.418.460
Oupeye · Eq €26k
MANJEET
BE 0478.054.008
Herentals · Eq €26k
INVESTI K
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Etterbeek · Eq €25k
Of 1,643 companies in sector 46170 we hold annual accounts for 671. 436 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-1990
Fiscal year end31-12
Activities, NACEBEL
46170Agents in the wholesale of food, beverages and tobacco
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.