I.D.E.A.
ActiveI.D.E.A. has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €-3k. Equity is shrinking by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 40% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-55
Solvency44▼-17
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 2.87 in 2024; short-term debt: 15.4% and cash: 4.4% of total assets), and 80.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
30 d late
2022
on the day
2021
32 d early
2020
16 d early
2019
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▼ 2.2%
2024 · €121k
2018: €280k
2019: €255k
2020: €215k
2021: €211k
2022: €107k
2023: €109k
2024: €121k
2018 → 2025
Total assets
€619k▲ 83.8%
2024 · €337k
2018: €338k
2019: €323k
2020: €299k
2021: €329k
2022: €367k
2023: €321k
2024: €337k
2018 → 2025
Net result
€-3k
2024 · €13k
2018: €-3k
2019: €-25k
2020: €-40k
2021: €-4k
2022: €-18k
2023: €2k
2024: €13k
2018 → 2025
Working capital
€31k▼ 85.0%
2024 · €206k
2018: €333k
2019: €308k
2020: €195k
2021: €183k
2022: €224k
2023: €208k
2024: €206k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€211k-€107k▼ 49.2%€109k▲ 1.6%€121k▲ 11.6%€119k▼ 2.2%
Operating result€-14k-€-25k▼ 83.0%€-3k▲ 87.8%€19k€-15k
Net result€-4k-€-18k▼ 323%€2k€13k▲ 636%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15k after €19k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €619k
Fixed assets
€493k▲ 2,294%
Current assets
€126k▼ 60.1%
Equity and liabilities €619k
Equity
€119k▼ 2.2%
Debt
€500k▲ 132%
The debt ratio rises from 63.9% to 80.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-7k▼
2024 · €38k
Cash flow
€5k▼
2024 · €32k
Solvency
19.2%▼
2024 · 36.1%
Current ratio
1.32▼
2024 · 2.87
Quick ratio
1.20▼
2024 · 2.76
Debt / equity
4.21▲
2024 · 1.77
ROE
-2.3%▼
2024 · 10.4%
ROA
-0.4%▼
2024 · 3.7%
Interest coverage
-1.62▼
2024 · 15.47
Debt
€500k▲
2024 · €215k
Debt ≤ 1 year
€95k▼
2024 · €110k
Debt > 1 year
€405k▲
2024 · €105k
Income taxes
€2k▼
2024 · €5k
Staff costs
€148k▲
2024 · €137k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€337k€619k▲
Fixed assets21/28€21k€493k▲
Intangible fixed assets21€376€0▼
Tangible fixed assets22/27€20k€493k▲
Land and buildings22-€470k
Plant, machinery and equipment23€17k€21k▲
Furniture and vehicles24€3k€2k▼
Current assets29/58€316k€126k▼
Amounts receivable after more than one year29€117k€15k▼
Trade receivables290€15k€15k=
Other amounts receivable291€102k€0▼
Stocks and contracts in progress3€12k€12k▲
Stocks30/36€12k€12k▲
Amounts receivable within one year40/41€44k€28k▼
Trade receivables40€17k€27k▲
Other amounts receivable41€27k€1k▼
Cash at bank and in hand54/58€98k€27k▼
Deferred charges and accrued income490/1€46k€44k▼
Equity and liabilities
Total equity and liabilities10/49€337k€619k▲
Equity10/15€121k€119k▼
Contributions10/11€19k€19k=
Reserves13€103k€100k▼
Non-distributable reserves130/1€895€895=
Reserves not available under the articles1311€895€895=
Distributable reserves133€102k€99k▼
Amounts payable17/49€215k€500k▲
Amounts payable after more than one year17€105k€405k▲
Financial debts170/4€105k€405k▲
Amounts payable within one year42/48€110k€95k▼
Current portion of amounts payable after more than one year42€25k€49k▲
Trade debts44€37k€2k▼
Suppliers440/4€37k€2k▼
Taxes, remuneration and social security45€44k€37k▼
Taxes450/3€25k€20k▼
Remuneration and social security454/9€19k€17k▼
Other amounts payable47/48€4k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€137k€148k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€8k▼
Other operating charges640/8€3k€5k▲
Gross operating margin9900€178k€145k▼
Operating profit (loss)9901€19k€-15k▼
Financial income75/76B€1k€19k▲
Recurring financial income75€1k€19k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€18k€-296▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€13k€-3k▼
Profit (loss) for the period to be appropriated9905€13k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-3k▼
Transfer from equity791/2-€3k
Transfer to equity691/2€13k€0▼
To other reserves6921€13k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €13k ▲636%
Operating result €19k, net result €13k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after 5 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2004
10-12
NBB filing
Annual accounts filed
fiscal year 2003 · abbreviated schema · 132 days late
29-04
NBB filing
Annual accounts filed
fiscal year 2002 · abbreviated schema · 273 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-05-2021
TSAOUSSIS Demetrios: Resigned as Director
30-04-2019
TSAOUSSIS Demetrios: Resigned as Director
31-12-2016
lany Tsaoussis: Resigned as Director
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwintijnpoort (DEN) 89200 DendermondeGround area
745 m²
Building footprint
214 m²
Volume, LiDAR
972 m³
Parcel 42006C0346/00C003, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAFE T PEIRD
since 19912.051.804.772
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42006C0346/00C003 | Flanders | 745 m² | 1 · 214 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Verwerft & co
BE 0652.632.628
Schoten · Eq €119k
EB&JJ
BE 0540.992.259
Keerbergen · Eq €119k
LE REFUGE
BE 0451.780.765
Vresse-sur-Semois · Eq €119k
I-Roots
BE 0717.597.981
Etterbeek · Eq €119k
TURN ON
BE 1003.617.032
Seneffe · Eq €119k
Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 3,558 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-1991
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.