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I.D. CONSTRUCT

Active
Private limited companyfounded 201313 yrs activeDokter Persoonslaan 4, 2830 Willebroek, BelgiumKBO/BCE: BE 0538.571.615

I.D. CONSTRUCT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261k and a net result of €4k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
58 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-33
Solvency57▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.9 in 2024; short-term debt: 32% and cash: 9.2% of total assets), but 68.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
31.9%
Return on assets
0.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
29 d late
2023
56 d late
2022
5 d early
2021
38 d early
2020
19 d early
2019
42 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€261k▲ 1.5%
2024 · €257k
2018: €62k 2019: €69k 2020: €84k 2021: €119k 2022: €160k 2023: €215k 2024: €257k
2018 → 2025
Total assets
€819k▲ 10.9%
2024 · €739k
2018: €216k 2019: €305k 2020: €289k 2021: €309k 2022: €544k 2023: €727k 2024: €739k
2018 → 2025
Net result
€4k▼ 91.1%
2024 · €43k
2018: €-13k 2019: €7k 2020: €15k 2021: €35k 2022: €41k 2023: €55k 2024: €43k
2018 → 2025
Working capital
€226k▲ 25.2%
2024 · €180k
2018: €56k 2019: €53k 2020: €83k 2021: €110k 2022: €98k 2023: €134k 2024: €180k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€119k-€160k▲ 34.2%€215k▲ 34.4%€257k▲ 19.8%€261k▲ 1.5%
Operating result€60k-€61k▲ 2.1%€96k▲ 56.7%€81k▼ 15.3%€28k▼ 65.3%
Net result€35k-€41k▲ 16.0%€55k▲ 34.9%€43k▼ 22.4%€4k▼ 91.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €60k€60kNet result 2021: €35k€35kOperating result 2022: €61k€61kNet result 2022: €41k€41kOperating result 2023: €96k€96kNet result 2023: €55k€55kOperating result 2024: €81k€81kNet result 2024: €43k€43kOperating result 2025: €28k€28kNet result 2025: €4k€4k20212022202320242025
The operating result has fallen two years in a row; 2025 is 65% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €819k
Fixed assets €332k▼ 7.5%
Current assets €488k▲ 28.2%
Equity and liabilities €819k
Equity €261k▲ 1.5%
Debt €558k▲ 15.9%
The debt ratio rises from 65.2% to 68.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€55k
2024 · €110k
Cash flow
€31k
2024 · €72k
Solvency
31.9%
2024 · 34.8%
Current ratio
1.86
2024 · 1.90
Quick ratio
1.67
2024 · 1.78
Debt / equity
2.14
2024 · 1.87
ROE
1.5%
2024 · 16.6%
ROA
0.5%
2024 · 5.8%
Interest coverage
2.70
2024 · 5.91
Debt
€558k
2024 · €482k
Debt ≤ 1 year
€262k
2024 · €200k
Debt > 1 year
€296k
2024 · €282k
Income taxes
€8k
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€739k€819k
Fixed assets21/28€358k€332k
Tangible fixed assets22/27€358k€332k
Land and buildings22€338k€326k
Plant, machinery and equipment23€1k€500
Furniture and vehicles24€20k€5k
Current assets29/58€381k€488k
Stocks and contracts in progress3€24k€51k
Stocks30/36€24k€51k
Amounts receivable within one year40/41€318k€361k
Trade receivables40€254k€241k
Other amounts receivable41€64k€120k
Cash at bank and in hand54/58€37k€75k
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€739k€819k
Equity10/15€257k€261k
Contributions10/11€19k€19k=
Reserves13€42k€42k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€197k€200k
Amounts payable17/49€482k€558k
Amounts payable after more than one year17€282k€296k
Financial debts170/4€282k€296k
Amounts payable within one year42/48€200k€262k
Current portion of amounts payable after more than one year42€25k€29k
Financial debts43€38k€51k
Credit institutions430/8€38k€51k
Trade debts44€85k€145k
Suppliers440/4€85k€145k
Taxes, remuneration and social security45€18k€4k
Taxes450/3€18k€4k
Other amounts payable47/48€35k€33k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€27k
Other operating charges640/8€5k€4k
Gross operating margin9900€115k€59k
Operating profit (loss)9901€81k€28k
Financial income75/76B€1k€4k
Recurring financial income75€1k€4k
Financial charges65/66B€19k€20k
Recurring financial charges65€19k€20k
Profit (loss) for the period before taxes9903€63k€12k
Income taxes67/77€21k€8k
Profit (loss) for the period9904€43k€4k
Profit (loss) for the period to be appropriated9905€43k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€197k€200k
Profit (loss) brought forward from the previous period14P€154k€197k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
25-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
31-12
Financial Highest result since 2018net €55k ▲34.9%
Operating result €96k, net result €55k, both a record.
31-12
Financial Equity above €200kEq €215k ▲34.4%
5 profitable years in a row build equity to €215k.
26-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €150kEq €160k ▲34.2%
4 profitable years in a row build equity to €160k.
23-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €100kEq €119k ▲41.8%
3 profitable years in a row build equity to €119k.
12-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
03-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dokter Persoonslaan 42830 Willebroek
Ground area
807 m²
Building footprint
272 m²
Volume, LiDAR
1,746 m³
Parcel 12342C0331/00M000, Flanders · tallest building 14.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
I.D. CONSTRUCT
Dokter Persoonslaan 4, 2830 WillebroekManufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
since 20132.222.439.452
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12342C0331/00M000 Flanders 807 m² 1 · 272 m² 14.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,083 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded09-09-2013
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.