I.C.P.
ActiveI.C.P. has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153k and a net result of €29k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 88% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+10
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 6.93 against 6.09 in 2024), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
16.5%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
88 d early
2024
57 d early
2023
61 d early
2022
89 d early
2021
83 d early
2020
29 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€153k▲ 2.9%
2024 · €149k
2018: €133k
2019: €135k
2020: €137k
2021: €139k
2022: €140k
2023: €148k
2024: €149k
2018 → 2025
Total assets
€178k▲ 0.7%
2024 · €177k
2018: €154k
2019: €174k
2020: €146k
2021: €177k
2022: €166k
2023: €191k
2024: €177k
2018 → 2025
Net result
€29k▲ 15.1%
2024 · €25k
2018: €21k
2019: €37k
2020: €10k
2021: €22k
2022: €16k
2023: €28k
2024: €25k
2018 → 2025
Working capital
€148k▲ 3.8%
2024 · €143k
2018: €132k
2019: €135k
2020: €136k
2021: €139k
2022: €140k
2023: €148k
2024: €143k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€140k▲ 1.0%€148k▲ 5.7%€149k▲ 0.3%€153k▲ 2.9%
Operating result€30k-€22k▼ 26.4%€37k▲ 69.1%€34k▼ 8.9%€39k▲ 16.0%
Net result€22k-€16k▼ 26.5%€28k▲ 71.0%€25k▼ 9.0%€29k▲ 15.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 16% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€4k▼ 20.7%
Current assets
€173k▲ 1.4%
Equity and liabilities €178k
Equity
€153k▲ 2.9%
Debt
€25k▼ 11.0%
The debt ratio falls from 15.9% to 14.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€41k▲
2024 · €34k
Cash flow
€30k▲
2024 · €26k
Solvency
85.9%▲
2024 · 84.1%
Current ratio
6.93▲
2024 · 6.09
Quick ratio
4.75▼
2024 · 4.92
Debt / equity
0.16▼
2024 · 0.19
ROE
19.2%▲
2024 · 17.1%
ROA
16.5%▲
2024 · 14.4%
Interest coverage
113.30▼
2024 · 155.78
Debt
€25k▼
2024 · €28k
Debt ≤ 1 year
€25k▼
2024 · €28k
Income taxes
€10k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€177k€178k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€6k€4k▼
Current assets29/58€171k€173k▲
Stocks and contracts in progress3€33k€55k▲
Stocks30/36€33k€55k▲
Amounts receivable within one year40/41€43k€87k▲
Trade receivables40€43k€83k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€95k€30k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€177k€178k▲
Equity10/15€149k€153k▲
Contributions10/11€19k€19k=
Reserves13€130k€134k▲
Distributable reserves133€130k€134k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€28k€25k▼
Amounts payable within one year42/48€28k€25k▼
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€3k€0▼
Taxes450/3€3k€0▼
Other amounts payable47/48€25k€25k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€187€1k▲
Other operating charges640/8€528€544▲
Gross operating margin9900€35k€41k▲
Operating profit (loss)9901€34k€39k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€220€358▲
Recurring financial charges65€220€358▲
Profit (loss) for the period before taxes9903€34k€39k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€25k€29k▲
Profit (loss) for the period to be appropriated9905€25k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€29k▲
Transfer from equity791/2€25k€25k=
Transfer to equity691/2€25k€29k▲
To other reserves6921€25k€29k▲
Profit to be distributed694/7€25k€25k=
Return on contributions (dividend)694€25k€25k=
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €150kEq €153k ▲2.9%
8 profitable years in a row build equity to €153k.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €10k ▼74.1%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 15.40
Current ratio from 4.48 to 15.40; short-term debt falls from €39k to €9k.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €37k ▲76.4%
Operating result €52k, net result €37k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 189032 GentGround area
1.9 ha
Building footprint
5,995 m²
Volume, LiDAR
17,956 m³
Parcel 44074C0577/00F000, Flanders · tallest building 10.9 m. Linked by address, not a title deed.
1 establishment unit
I.C.P.
since 19882.041.172.186
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074C0577/00F000 | Flanders | 1.9 ha | 1 · 5,995 m² | 10.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FLAM & co
BE 0881.126.224
Eghezée · Eq €152k
Zakenkantoor Van Hoecke
BE 0446.610.764
Evergem · Eq €151k
AX CONCEPT IMMO
BE 0842.418.967
Honnelles · Eq €151k
COUNTRYWIDE TRADING AND MANAGEMENT SERVICES
BE 0461.147.797
Brasschaat · Eq €151k
HORSE CARE
BE 0426.179.101
Alken · Eq €151k
Of 4,406 companies in sector 46180 we hold annual accounts for 1,875. 1,392 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-1972
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
51180
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.