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I.C.H.

Active
Private limited companyfounded 199233 yrs activeChaamseweg 1B, 2387 Baarle-Hertog, BelgiumKBO/BCE: BE 0448.569.966

I.C.H. has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-35k) and a net result of €11k. Equity is shrinking by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 17% of 3616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
16 / 100
Critical▲ +9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency34=
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.55 against 0.54 in 2024), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 33 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-17.7%
Return on assets
5.6%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 3616 sector peers (2025).
NBB · sector comparison
Position among 3616 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
29 d late
2023
29 d late
2022
31 d late
2021
10 d late
2020
142 d late
2019
117 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€-35k▲ 24.0%
2024 · €-46k
2018: €-18k 2019: €-20k 2020: €-20k 2021: €-23k 2022: €-2k 2023: €4k 2024: €-46k
2018 → 2025
Total assets
€197k▼ 36.2%
2024 · €308k
2018: €326k 2019: €321k 2020: €149k 2021: €178k 2022: €216k 2023: €294k 2024: €308k
2018 → 2025
Net result
€11k
2024 · €-50k
2018: €-2k 2019: €-2k 2020: €8 2021: €-4k 2022: €21k 2023: €7k 2024: €-50k
2018 → 2025
Working capital
€-59k▲ 41.9%
2024 · €-102k
2018: €-241k 2019: €-208k 2020: €-33k 2021: €-34k 2022: €-9k 2023: €-16k 2024: €-102k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-23k-€-2k▲ 90.5%€4k€-46k€-35k▲ 24.0%
Operating result€61-€30k▲ 49,200%€17k▼ 44.5%€-46k€14k
Net result€-4k-€21k€7k▼ 69.0%€-50k€11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-75k€-50k€-25k€0€25kOperating result 2021: €61€61Net result 2021: €-4k€-4kOperating result 2022: €30k€30kNet result 2022: €21k€21kOperating result 2023: €17k€17kNet result 2023: €7k€7kOperating result 2024: €-46k€-46kNet result 2024: €-50k€-50kOperating result 2025: €14k€14kNet result 2025: €11k€11k20212022202320242025
The operating result returns to profit in 2025: €14k after a loss of €46k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets €124k▼ 34.2%
Current assets €72k▼ 39.2%
Key figures and ratios
2025 value · change against 2024
EBITDA
€46k
2024 · €-16k
Cash flow
€43k
2024 · €-21k
Solvency
-17.7%
2024 · -14.9%
Current ratio
0.55
2024 · 0.54
Quick ratio
0.40
2024 · 0.45
Debt / equity
-6.64
2024 · -7.71
ROE
-31.6%
2024 · 109.4%
ROA
5.6%
2024 · -16.3%
Interest coverage
16.81
2024 · -3.67
Debt
€231k
2024 · €354k
Debt ≤ 1 year
€131k
2024 · €221k
Debt > 1 year
€100k
2024 · €133k
Staff costs
€130k
2024 · €155k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€308k€197k
Fixed assets21/28€189k€124k
Intangible fixed assets21€36k€24k
Tangible fixed assets22/27€145k€92k
Land and buildings22€26k€23k
Plant, machinery and equipment23€62k€53k
Furniture and vehicles24€57k€17k
Financial fixed assets28€8k€8k=
Current assets29/58€119k€72k
Stocks and contracts in progress3€20k€20k
Stocks30/36€20k€20k
Amounts receivable within one year40/41€87k€45k
Trade receivables40€65k€40k
Other amounts receivable41€22k€5k
Cash at bank and in hand54/58€11k-
Deferred charges and accrued income490/1€1k€7k
Equity and liabilities
Total equity and liabilities10/49€308k€197k
Equity10/15€-46k€-35k
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-66k€-55k
Amounts payable17/49€354k€231k
Amounts payable after more than one year17€133k€100k
Financial debts170/4€33k-
Other amounts payable178/9€100k€100k=
Amounts payable within one year42/48€221k€131k
Current portion of amounts payable after more than one year42€19k€15k
Trade debts44€124k€86k
Suppliers440/4€124k€86k
Taxes, remuneration and social security45€9k-
Taxes450/3€9k-
Other amounts payable47/48€68k€31k
Income statement Code20242025
Remuneration, social security and pensions62€155k€130k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€32k
Other operating charges640/8€8k€846
Operating charges capitalised as restructuring costs649-€-823
Gross operating margin9900€147k€175k
Operating profit (loss)9901€-46k€14k
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€4k€3k
Recurring financial charges65€4k€3k
Profit (loss) for the period before taxes9903€-50k€11k
Profit (loss) for the period9904€-50k€11k
Profit (loss) for the period to be appropriated9905€-50k€11k
Appropriation of the result
Profit (loss) to be appropriated9906€-66k€-55k
Profit (loss) brought forward from the previous period14P€-16k€-66k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial Back to profitnet €11k
Net result €11k after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Weakest financial yearnet €-50k ▼869%
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Back to profitnet €21k
Net result €21k after one loss-making year.
10-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
20-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 142 days late
2020
31-12
Financial Back to profitnet €8
Net result €8 after 2 loss-making years.
25-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
2019
16-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 77 days late
2018
13-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-12-2025 Van Oort Damien: Resigned as Director
01-10-2024 Van Gorp Yannick: Resigned as Manager
01-11-2023 Van Oort Damien: Resigned as Manager
26-10-2022 Linda Malipaard: Resigned as Manager
25-02-2021 Deckers Ricky: Resigned as Manager
30-06-2019 Koyen Carina: Resigned as Manager
27-04-2018 De Cat Michel: Resigned as Manager
27-04-2018 Moitroux Raimund: Resigned as Manager
Location & real-estate footprint
Registered office, Baarle-Hertog · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaamseweg 1B2387 Baarle-Hertog
Ground area
82 m²
Parcel 13002C0241/02_000, Flanders. Linked by address, not a title deed.
1 establishment unit
Frituur Den Toerist
Chaamseweg 1B, 2387 Baarle-HertogFood and beverage service activities
since 20182.277.480.321
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13002C0241/02_000 Flanders 82 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

2 connected companies
Network connections
FRAMANDA BEHEER
Shared address
Minijou
Shared address

Recognitions · licences · registrations

Food safety, FASFC

1 site
Baarle-Hertog2.277.480.321
1 permission
Toelating · Frituur · since 15-07-2025

Similar companies · same sector, comparable size

Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 4,767 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-11-1992
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.