I. & B.C.
InactiveNo longer registered with the KBO; last annual accounts for fiscal year 2015.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · No filing for years
The last filed financial year closed on 30-06-2015. Since then, 10 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 10 filingsPosition against the passed deadline
30-06-2016 close31-01-2017 deadline14-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2015 was due by 31-01-2016 and was filed on 09-11-2015, 83 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline
after the deadline →
Financials · fiscal year 2015, abbreviated schema
Turnover
€81k▲ 1.3%
2014 · €80k
2013: €82k
2014: €80k
2013 → 2015
EBIT margin
60.6%▲ 12.1pp
2014 · 48.5%
2013: 49.3%
2014: 48.5%
2013 → 2015
Net result
€30k▲ 48.8%
2014 · €20k
2011: €15k
2012: €21k
2013: €24k
2014: €20k
2011 → 2015
Working capital
€97k▲ 45.4%
2014 · €67k
2011: €27k
2012: €-2k
2013: €34k
2014: €67k
2011 → 2015
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20112012201320142015Trend
Turnover€82k€80k▼ 2.3%€81k▲ 1.3%
Equity€60k-€20k▼ 65.9%€45k▲ 118%€65k▲ 45.7%€95k▲ 46.7%
Operating result€26k-€38k▲ 47.2%€41k▲ 7.1%€39k▼ 3.9%€49k▲ 26.5%
Net result€15k-€21k▲ 37.1%€24k▲ 13.6%€20k▼ 15.4%€30k▲ 48.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2015; 2015 is 26% above 2014 and is the highest year so far.
Balance-sheet composition
2015 in colour, 2014 as the grey bar beneath
Equity and liabilities €138k
Equity
€95k▲ 46.7%
Debt
€43k▼ 49.9%
The debt ratio falls from 56.7% to 30.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
69.1%▲
2014 · 43.3%
Current ratio
3.38▲
2014 · 1.80
Quick ratio
3.38▲
2014 · 1.80
ROE
31.8%▲
2014 · 31.4%
ROA
22.0%▲
2014 · 13.6%
Debt
€43k▼
2014 · €85k
Debt ≤ 1 year
€41k▼
2014 · €83k
Income taxes
€19k▲
2014 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2015 against 2014
Balance sheet
Code20142015
Assets
Total assets20/58€150k€138k▼
Current assets29/58€150k€138k▼
Amounts receivable within one year40/41€76k€61k▼
Cash at bank and in hand54/58€74k€76k▲
Equity and liabilities
Total equity and liabilities10/49€150k€138k▼
Equity10/15€65k€95k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Profit (loss) carried forward14€44k€75k▲
Amounts payable17/49€85k€43k▼
Amounts payable within one year42/48€83k€41k▼
Trade debts44€76k€21k▼
Income statement
Code20142015
Turnover70€80k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k-
Gross operating margin9900€51k€50k▼
Operating profit (loss)9901€39k€49k▲
Recurring financial income75€308€382▲
Recurring financial charges65€192€106▼
Profit (loss) for the period before taxes9903€36k€50k▲
Income taxes67/77€16k€19k▲
Profit (loss) for the period9904€20k€30k▲
Profit (loss) for the period to be appropriated9905€20k€30k▲
Timeline · acts, filings and financial milestones
2016
18-03
State Gazette act
General meeting · Merger
Accounting effect · Power of attorney
05-01
State Gazette act
Merger · Accounting effect
2015
09-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
30-06
Financial
Highest result since 2011net €30k ▲48.8%
Operating result €49k, net result €30k, both a record.
2014
02-12
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2013
28-11
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
2012
27-11
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema
2011
24-11
NBB filing
Annual accounts filed
fiscal year 2011 · abbreviated schema
2010
29-11
NBB filing
Annual accounts filed
fiscal year 2010 · abbreviated schema
2009
03-11
NBB filing
Annual accounts filed
fiscal year 2009 · abbreviated schema
2008
03-11
NBB filing
Annual accounts filed
fiscal year 2008 · abbreviated schema
2007
19-11
NBB filing
Annual accounts filed
fiscal year 2007 · abbreviated schema
2006
23-11
NBB filing
Annual accounts filed
fiscal year 2006 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Structure & network
Acquisitions and mergers
1 transactionTaken over by:LEON EECKMAN, Assureurs-Conseils