Summary
I-243 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.10M and a net result of €-5k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 27% of 5527 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
1 d late
2022
17 d early
2021
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.10M▼ 0.4%
2024 · €1.11M
2021: €175k
2022: €64k
2023: €1.04M
2024: €1.11M
2021 → 2025
Net result
€-5k
2024 · €69k
2021: €-90k
2022: €-111k
2023: €973k
2024: €69k
2021 → 2025
Total assets
€4.20M▲ 24.8%
2024 · €3.36M
2021: €1.49M
2022: €2.48M
2023: €3.26M
2024: €3.36M
2021 → 2025
Solvency
26.2%▼ 6.6pp
2024 · 32.9%
2021: 11.7%
2022: 2.6%
2023: 31.8%
2024: 32.9%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€175k-€64k▼ 63.6%€1.04M▲ 1,523%€1.11M▲ 6.7%€1.10M▼ 0.4%
Operating result€-75k-€-89k▼ 19.6%€1.29M€71k▼ 94.5%€30k▼ 57.8%
Net result€-90k-€-111k▼ 23.3%€973k€69k▼ 92.9%€-5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.20M
Fixed assets
€2.55M ▼ 1.5%
Current assets
€1.65M ▲ 112%
Equity and liabilities €4.20M
Equity
€1.10M ▼ 0.4%
Provisions
€277k ▼ 3.6%
Debt
€2.82M ▲ 43.1%
Debt's share of the balance-sheet total rises from 58.6% to 67.2%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-0.4%▼
2024 · 6.2%
ROA
-0.1%▼
2024 · 2.1%
Debt ≤ 1 year
€615k▲
2024 · €510k
Debt > 1 year
€2.21M▲
2024 · €1.46M
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.36M€4.20M▲
Fixed assets21/28€2.58M€2.55M▼
Tangible fixed assets22/27€2.58M€2.55M▼
Land and buildings22€2.58M€2.55M▼
Current assets29/58€779k€1.65M▲
Amounts receivable within one year40/41€775k€1.32M▲
Trade receivables40€35k€60k▲
Other amounts receivable41€740k€1.26M▲
Cash at bank and in hand54/58€1k€328k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€3.36M€4.20M▲
Equity10/15€1.11M€1.10M▼
Contributions10/11€230k€230k=
Reserves13€890k€871k▼
Tax-exempt reserves132€887k€856k▼
Distributable reserves133€2k€14k▲
Profit (loss) carried forward14€-15k€0▲
Provisions and deferred taxes16€287k€277k▼
Deferred taxes168€287k€277k▼
Amounts payable17/49€1.97M€2.82M▲
Amounts payable after more than one year17€1.46M€2.21M▲
Financial debts170/4€1.46M€2.21M▲
Amounts payable within one year42/48€510k€615k▲
Current portion of amounts payable after more than one year42€150k€216k▲
Financial debts43€350k€0▼
Credit institutions430/8€350k€0▼
Trade debts44€9k€29k▲
Suppliers440/4€9k€29k▲
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Other amounts payable47/48€0€369k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€57k▲
Other operating charges640/8€0€14k▲
Gross operating margin9900€116k€101k▼
Operating profit (loss)9901€71k€30k▼
Financial income75/76B€10k€1k▼
Recurring financial income75€10k€1k▼
Financial charges65/66B€21k€45k▲
Recurring financial charges65€21k€45k▲
Profit (loss) for the period before taxes9903€60k€-13k▼
Transfer from deferred taxes780€9k€10k▲
Transfer to deferred taxes680€0-
Income taxes67/77-€2k
Profit (loss) for the period9904€69k€-5k▼
Transfer from tax-exempt reserves789€28k€31k▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€97k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€12k▲
Profit (loss) brought forward from the previous period14P€-111k€-15k▲
Transfer to equity691/2-€12k
To other reserves6921-€12k
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 1 day late
2023
31-12
Financial
Back to profitnet €973k
Net result €973k after 2 loss-making years.
31-12
Financial
Liquidity times 6current ratio 4.16
Current ratio from 0.68 to 4.16; short-term debt falls from €660k to €318k.
31-12
Financial
Equity above €1MEq €1.04M ▲1523%
Equity rises from €64k to €1.04M.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-111k
Net result drops to €-111k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ingelmunstersteenweg 2438780 OostrozebekeGround area
5,846 m²
Building footprint
3,185 m²
Volume, LiDAR
18,822 m³
Parcel 37010D0353/00N000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
I-243
since 20202.310.325.313
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010D0353/00N000 | Flanders | 5,846 m² | 1 · 3,185 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LL Investment
BE 0650.582.265
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BE 0893.744.637
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G. Depuydt
BE 0526.974.571
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AVANTY HOLDING
BE 0778.240.106
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ROHBO
BE 0712.966.133
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,447 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68204Real estate activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.