HypoZeta
InactiveNo longer registered with the KBO since 20-04-2026; last annual accounts for fiscal year 2025.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-01-2026, 183 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
183 d early
2024
164 d early
2023
22 d early
2022
80 d early
2021
31 d early
2020
36 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€160k▲ 0.9%
2018 · €158k
2018: €158k
2018 → 2019
EBIT margin
8.8%▲ 4.2pp
2018 · 4.6%
2018: 4.6%
2018 → 2019
Net result
€8k▼ 41.7%
2024 · €13k
2018: €5k
2019: €9k
2020: €9k
2021: €23k
2022: €-2k
2023: €-23k
2024: €13k
2018 → 2025
Working capital
€32k▲ 173%
2023 · €12k
2018: €8k
2019: €17k
2020: €24k
2021: €33k
2022: €29k
2023: €12k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€50k▼ 3.4%€27k▼ 45.1%€32k▲ 16.1%€9k▼ 70.3%
Operating result€33k-€-1k€-22k▼ 1,957%€12k€11k▼ 11.7%
Net result€23k-€-2k€-23k▼ 1,196%€13k€8k▼ 41.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Key figures and ratios
EBITDA
€11k▼
2024 · €20k
Cash flow
€8k▼
2024 · €21k
Solvency
100.0%▲
2024 · 59.6%
ROE
81.2%▲
2024 · 41.4%
ROA
81.2%▲
2024 · 24.7%
Interest coverage
85.15▼
2024 · 134.78
Income taxes
€3k▲
2024 · €-1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€9k▼
Fixed assets21/28€25€0▼
Tangible fixed assets22/27€0€0=
Furniture and vehicles24€0€0=
Other tangible fixed assets26€0€0=
Financial fixed assets28€25-
Current assets29/58€53k€9k▼
Amounts receivable within one year40/41€46k€9k▼
Trade receivables40€42k€9k▼
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€8k€855▼
Equity and liabilities
Total equity and liabilities10/49€53k€9k▼
Equity10/15€32k€9k▼
Contributions10/11€6k€6k=
Capital10-€6k
Issued capital100-€19k
Uncalled capital101-€12k
Reserves13€26k€3k▼
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€23k€0▼
Profit (loss) carried forward14€54€215▲
Amounts payable17/49€22k-
Amounts payable within one year42/48€22k-
Current portion of amounts payable after more than one year42€0-
Trade debts44€4k-
Suppliers440/4€4k-
Taxes, remuneration and social security45€7k-
Taxes450/3€7k-
Other amounts payable47/48€10k-
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€0▼
Other operating charges640/8€505€520▲
Gross operating margin9900€21k€11k▼
Operating profit (loss)9901€12k€11k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€151€127▼
Recurring financial charges65€151€127▼
Profit (loss) for the period before taxes9903€12k€11k▼
Income taxes67/77€-1k€3k▲
Profit (loss) for the period9904€13k€8k▼
Profit (loss) for the period to be appropriated9905€13k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€8k▼
Profit (loss) brought forward from the previous period14P€-4k€54▲
Transfer from equity791/2€0€23k▲
Profit to be distributed694/7€9k€30k▲
Return on contributions (dividend)694€9k€30k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series.
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 5.51
Current ratio from 2.74 to 5.51; short-term debt falls from €19k to €6k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €23k ▲167%
Operating result €33k, net result €23k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-06-2025
Resigned as Director
Location & real-estate footprint
Registered office, Brasschaat
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kenislei 212930 BrasschaatGround area
569 m²
Building footprint
180 m²
Volume, LiDAR
1,185 m³
Parcel 11323F0362/00R006, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0362/00R006 | Flanders | 569 m² | 1 · 180 m² | 12.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
4 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2017
Fiscal year end31-12
Abbreviation NL
LVMS
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.