HypoTerra
ActiveFrom the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
HypoTerra has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191,865 and a net result of €80,154. Equity has been growing by about 56% per year since 2023. The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
KBO- Status
- Active since 13-09-2023 Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.351.403.823 5020 Namur, since 13-09-2023
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €107,804
- ▲ 87.8%
- Turnover
- ≈ €270,000
- estimated
- Profit
- €80,154
- ▲ 81.8%
- Equity
- €191,865
- ▲ 71.8%
- Total assets
- €228,945
- ▲ 43.7%
Score breakdownraises riskFounded in 2023lowers riskLiquidity: current ratio 7.61, cash €165,713Size: total assets €228,945Equity €191,865 (83.8% of total assets)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 89% on liquidity, 90% on profitability and 90% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 39 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Key points
- Positive: Equity rose in 2025from €111,712 to €191,865 ▲ 71.8% View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 26-08-2026
- Annual accounts 2024filed on 29-08-2025
- Annual accounts 2023filed on 30-09-2024
Acts in the Belgian Official Gazette
- Incorporationact of 15-09-2023
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about HypoTerra
- What is the company number of HypoTerra?
- The company number of HypoTerra is 0805.800.774. The VAT number is the same number with BE in front: BE 0805.800.774.
- Where is HypoTerra based?
- The registered office is at Rue de la Dierlaire(ML) 4, 5020 Namur.Company details
- What is the legal form of HypoTerra?
- The legal form of HypoTerra is Private limited company (BV).
- When was HypoTerra founded?
- HypoTerra was founded on 13-09-2023.
- Is HypoTerra still active?
- Yes, HypoTerra is an active enterprise in the KBO register.
- What is the turnover of HypoTerra?
- The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €107,804 and 2,213 comparable companies of the same size. It probably lies between €180,000 and €420,000. It is a rough estimate.Financials
- Is HypoTerra profitable?
- In financial year 2025, HypoTerra made a profit of €80,154.
- Where can I find the annual accounts of HypoTerra?
- HypoTerra filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of HypoTerra due?
- HypoTerra must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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