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HYPOED

Active Risk: not assessed
Private limited companyfounded 2024active for 2 yearsMussenstraat 4, 1830 Machelen (Brab.), BelgiumKBO/BCE: BE 1010.535.706

Financials · financial year 2025, micro format

2025 annual accounts filed 27 days after the deadline Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00435966.

Annual accounts 2025 filed on 27-08-2026 at the NBB all 2 filings

Amounts without an identifiable currency are taken as euros.

Equity
€7,277▲ 47×
2024 · €154
Net result
€7,123
2024 · -€2,846
Total assets
€26,291▲ 121%
2024 · €11,898
Solvency
27.7%▲ 26.4pp
2024 · 1.3%
Trend over the years

2024 to 2025, 2 financial years

The operating result for 2025 is a profit of €8,716, after a loss of €2,846 in 2024.

Operating result€8,716 2025 Net result€7,123 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result-€2,846-€8,716
Net result-€2,846below the sector's middle half-€7,123within the sector's middle half
Equity€154below the sector's middle half-€7,277below the sector's middle half▲ 47×
Total assets€11,898below the sector's middle half-€26,291below the sector's middle half▲ 121%
Debt€11,744-€19,014▲ 61.9%
Working capital€154within the sector's middle half-€6,547within the sector's middle half▲ 42×
Solvency1.3%below the sector's middle half-27.7%within the sector's middle half▲ 26.4pp
Current ratio1.01within the sector's middle half-1.34within the sector's middle half▲ 0.33
Return on assets (ROA)-23.9%below the sector's middle half-27.1%within the sector's middle half▲ 51.0pp
Staff (FTE)0.5-0.5=
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26,291
Fixed assets €730
Current assets €25,561
Equity and liabilities €26,291
Equity €7,277 ▲ 47×
Debt €19,014 ▲ 61.9%
Debt's share of the balance-sheet total falls from 98.7% to 72.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
97.9%
Debt ≤ 1 year
€19,014▲
2024 · €11,744
Income taxes
€1,574
Staff costs
€33,010▲
2024 · €15,158
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Comparable companies

These companies have the same main activity as HYPOED: other financial services (NACE 64999). They are comparable in size and age: total assets between €28,900 and €64,700, founded between 2023 and 2024.

CompanyFoundedTotal assetsEquityGross marginTurnoverNet resultFinancial year
HYPOED Machelen (Brab.)2024€26,291€7,277€42,488-€7,1232025
Projects CSC Deinze2023€28,940€7,703€27,617€131,995€7,7032024
Finamcon Leuven2024€31,987€27,574€20,420-€15,7982025
TEHLA Kortenaken2024€64,689€39,357€41,861-€29,3572025
VIRIATO ADVISORY Antwerpen2024€52,172€34,269€43,642-€33,2692025
Stijn Houet Financial Services Antwerpen2024€47,208€26,810€31,442-€21,8102025
4S Advisory Hasselt2024€49,045€29,226€29,582-€9,9062025

They were chosen from the 492 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines

Source: Annual accounts 2025 at the NBB, filed on 27-08-2026.

Balance sheet Code20242025
Assets
Total assets20/58€11,898€26,291▲
Fixed assets21/28-€730
Tangible fixed assets22/27-€730
Furniture and vehicles24-€730
Current assets29/58€11,898€25,561▲
Amounts receivable within one year40/41€142-
Other amounts receivable41€142-
Cash at bank and in hand54/58€9,021€15,315▲
Deferred charges and accrued income490/1€2,736€10,246▲
Equity and liabilities
Total equity and liabilities10/49€11,898€26,291▲
Equity10/15€154€7,277▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€2,846€4,277▲
Amounts payable17/49€11,744€19,014▲
Amounts payable within one year42/48€11,744€19,014▲
Trade debts44€1,116€2,084▲
Suppliers440/4€1,116€2,084▲
Taxes, remuneration and social security45€1,727€8,172▲
Taxes450/3-€1,574
Remuneration and social security454/9€1,727€6,598▲
Other amounts payable47/48€8,900€8,759▼
Income statement Code20242025
Remuneration, social security and pensions62€15,158€33,010▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€314
Other operating charges640/8€387€448▲
Gross operating margin9900€12,699€42,488▲
Operating profit (loss)9901-€2,846€8,716▲
Financial charges65/66B-€19
Recurring financial charges65-€19
Profit (loss) for the period before taxes9903-€2,846€8,697▲
Income taxes67/77-€1,574
Profit (loss) for the period9904-€2,846€7,123▲
Profit (loss) for the period to be appropriated9905-€2,846€7,123▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,846€4,277▲
Profit (loss) brought forward from the previous period14P--€2,846

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line20242025Change
Remuneration, social security and pensions62€15,158€33,010▲ 118%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€314-
Other operating charges640/8€387€448▲ 15.8%
Gross operating margin9900€12,699€42,488▲ 235%
Operating profit (loss)9901-€2,846€8,716-
Financial charges65/66B-€19-
Recurring financial charges65-€19-
Profit (loss) for the period before taxes9903-€2,846€8,697-
Income taxes67/77-€1,574-
Profit (loss) for the period9904-€2,846€7,123-
Profit (loss) for the period to be appropriated9905-€2,846€7,123-
Line20242025Change
Assets
Total assets20/58€11,898€26,291▲ 121%
Fixed assets21/28-€730-
Tangible fixed assets22/27-€730-
Furniture and vehicles24-€730-
Current assets29/58€11,898€25,561▲ 115%
Amounts receivable within one year40/41€142--
Other amounts receivable41€142--
Cash at bank and in hand54/58€9,021€15,315▲ 69.8%
Deferred charges and accrued income490/1€2,736€10,246▲ 275%
Equity and liabilities
Total equity and liabilities10/49€11,898€26,291▲ 121%
Equity10/15€154€7,277▲ 47×
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€2,846€4,277-
Amounts payable17/49€11,744€19,014▲ 61.9%
Amounts payable within one year42/48€11,744€19,014▲ 61.9%
Trade debts44€1,116€2,084▲ 86.6%
Suppliers440/4€1,116€2,084▲ 86.6%
Taxes, remuneration and social security45€1,727€8,172▲ 373%
Taxes450/3-€1,574-
Remuneration and social security454/9€1,727€6,598▲ 282%
Other amounts payable47/48€8,900€8,759▼ 1.6%
Line20242025Change
Profit (loss) for the period9904-€2,846€7,123-
+ Depreciation and write-downs630-€314-
Operating cash flow (approximation)-€2,846€7,436-
Change in cash-€6,294-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 27-08-2026 2026-00435966 NBB
31-12-2024 micro format 14-08-2025 2025-00376002 NBB

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