HYPO-GESTION
ActiveSummary
HYPO-GESTION has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €521,254 and a net result of -€47,819. Equity is shrinking by ~5.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.4% (low).
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Signals
This company filed its last 6 accounts on average 12 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
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Peer companies
Historical observationOf the 8,594 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,594 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €70,719 | €73,668 | €79,691 | €79,872 | €81,899 | ▲ 2.5% |
| Other operating charges640/8 | - | €15,518 | €15,611 | €18,603 | €18,358 | ▼ 1.3% |
| Gross operating margin9900 | €36,253 | €44,976 | €108,883 | €91,035 | €62,099 | ▼ 31.8% |
| Operating profit (loss)9901 | -€50,458 | -€44,210 | €13,581 | -€7,440 | -€38,158 | ▼ 413% |
| Financial income75/76B | - | - | - | €1 | - | - |
| Recurring financial income75 | - | - | - | €1 | - | - |
| Financial charges65/66B | - | €19,765 | €19,036 | €16,274 | €16,341 | ▲ 0.4% |
| Recurring financial charges65 | €21,459 | €19,765 | €19,036 | €16,274 | €16,341 | ▲ 0.4% |
| Profit (loss) for the period before taxes9903 | -€71,917 | -€63,975 | -€5,455 | -€23,714 | -€54,499 | ▼ 130% |
| Transfer from deferred taxes780 | - | €4,446 | €6,680 | €6,680 | €6,680 | = |
| Profit (loss) for the period9904 | -€67,325 | -€59,529 | €1,225 | -€17,034 | -€47,819 | ▼ 181% |
| Transfer from tax-exempt reserves789 | - | €13,337 | €20,022 | €20,022 | €20,022 | = |
| Profit (loss) for the period to be appropriated9905 | -€53,550 | -€46,192 | €21,247 | €2,988 | -€27,797 | ▼ 1,030% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €1.7m | €1.6m | €1.6m | €1.5m | ▼ 4.9% |
| Fixed assets21/28 | €1.7m | €1.7m | €1.6m | €1.5m | €1.4m | ▼ 5.1% |
| Tangible fixed assets22/27 | €1.6m | €1.5m | €1.5m | €1.4m | €1.3m | ▼ 5.5% |
| Land and buildings22 | - | €1.3m | €1.2m | €1.1m | €1.1m | ▼ 5.6% |
| Plant, machinery and equipment23 | - | €284,283 | €267,217 | €274,330 | €259,441 | ▼ 5.4% |
| Financial fixed assets28 | €116,105 | €116,105 | €116,105 | €116,105 | €116,105 | = |
| Current assets29/58 | €37,834 | €7,748 | €57,691 | €52,913 | €52,953 | ▲ 0.1% |
| Amounts receivable within one year40/41 | - | €1,451 | €930 | - | €5,053 | - |
| Trade receivables40 | - | €1,451 | €930 | - | €5,053 | - |
| Cash at bank and in hand54/58 | €33,638 | €2,100 | €1,056 | - | - | - |
| Deferred charges and accrued income490/1 | - | €4,196 | €55,705 | €52,913 | €47,900 | ▼ 9.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €1.7m | €1.6m | €1.6m | €1.5m | ▼ 4.9% |
| Equity10/15 | €644,411 | €584,882 | €586,107 | €569,073 | €521,254 | ▼ 8.4% |
| Contributions10/11 | - | €74,368 | €74,368 | €74,368 | €74,368 | = |
| Capital10 | - | - | - | - | €74,368 | - |
| Issued capital100 | - | - | - | - | €74,368 | - |
| Reserves13 | €528,352 | €515,015 | €494,993 | €474,971 | €454,950 | ▼ 4.2% |
| Non-distributable reserves130/1 | - | €7,437 | €7,437 | €7,437 | €7,437 | = |
| Legal reserve130 | - | - | - | - | €7,437 | - |
| Reserves not available under the articles1311 | - | €7,437 | €7,437 | €7,437 | - | - |
| Tax-exempt reserves132 | - | €507,578 | €487,556 | €467,535 | €447,513 | ▼ 4.3% |
| Profit (loss) carried forward14 | €41,690 | -€4,502 | €16,746 | €19,734 | -€8,063 | ▼ 141% |
| Provisions and deferred taxes16 | €172,572 | €168,127 | €161,447 | €154,766 | €148,086 | ▼ 4.3% |
| Deferred taxes168 | - | €168,127 | €161,447 | €154,766 | €148,086 | ▼ 4.3% |
| Amounts payable17/49 | €905,576 | €907,222 | €882,928 | €846,352 | €823,375 | ▼ 2.7% |
| Amounts payable after more than one year17 | €762,153 | €824,675 | €701,557 | €616,204 | €709,185 | ▲ 15.1% |
| Financial debts170/4 | - | €714,675 | €601,557 | €516,204 | €503,335 | ▼ 2.5% |
| Other amounts payable178/9 | - | €110,000 | €100,000 | €100,000 | €205,850 | ▲ 106% |
| Amounts payable within one year42/48 | €143,423 | €82,546 | €181,371 | €228,998 | €114,190 | ▼ 50.1% |
| Current portion of amounts payable after more than one year42 | - | €47,478 | €83,072 | €85,732 | €54,584 | ▼ 36.3% |
| Financial debts43 | - | - | - | €2,694 | €4,741 | ▲ 76.0% |
| Credit institutions430/8 | - | - | - | €2,694 | €4,741 | ▲ 76.0% |
| Trade debts44 | €98,101 | €8,014 | €18,299 | €38,872 | €30,065 | ▼ 22.7% |
| Suppliers440/4 | - | €8,014 | €18,299 | €38,872 | €30,065 | ▼ 22.7% |
| Other amounts payable47/48 | - | €27,054 | €80,000 | €101,700 | €24,800 | ▼ 75.6% |
| Accrued charges and deferred income492/3 | - | - | - | €1,150 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€67,325 | -€59,529 | €1,225 | -€17,034 | -€47,819 | ▼ 181% |
| + Depreciation and write-downs630 | €70,719 | €73,668 | €79,691 | €79,872 | €81,899 | ▲ 2.5% |
| Operating cash flow (approximation) | €3,394 | €14,139 | €80,917 | €62,839 | €34,081 | ▼ 45.8% |
| Investment in fixed assets (approximation) | - | -€41,424 | €0 | -€24,360 | -€4,385 | ▲ 82.0% |
| Change in cash | - | -€31,537 | -€1,044 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0233/00P003 | Brussels | 141 m² | 1 · 137 m² | 15.9 m · 4 fl. |
| 21683D0232/00B004 | Brussels | 112 m² | 1 · 113 m² | 15.7 m · 4 fl. |
Linked by address, not proof of ownership
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the 2024 annual accounts of HYPO-GESTION and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.