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HYPO&co

Active
Private limited companyfounded 2015active for 11 yearsRue de la Fontaine 1, 4161 Anthisnes, BelgiumKBO/BCE: BE 0640.692.027
Summary

HYPO&co has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,246 and a net result of €34,643. Equity has been shrinking by about 15% per year since 2018. The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 07-10-2015 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.246.589.383 4860 Pepinster, since 22-10-2015
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€67,226
▲ 8.7%
Turnover
≈ €200,000
estimated
Profit
€34,643
▲ 5.0%
Equity
€22,246
▼ 70.2%
Total assets
€104,315
▼ 5.7%
Score breakdownraises risk1 change of registered office in 24 monthsNo main activity registeredlowers riskSize: total assets €104,315Figures for financial year 2025 (filed on 05-08-2026)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 45% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 46-46
equity 21.3% of total assets
Liquidity 57-29
short-term debt 78.7% · cash 62.9%
Profitability 100=
return on assets 33.2%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.6%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.1%▼ -0.5 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: 0.5%▲ +0.4 percentage points vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.03 (2.04 in 2024), below the usual 1.5. Short-term debt is 78.7% and cash 62.9% of total assets. 78.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 28% of them on solvency, 53% on liquidity, 90% on profitability and 7% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €104,315
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · No main activity registered
KBO
lowers risk · Figures for financial year 2025 (filed on 05-08-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
28 days late
2023
26 days late
2022
30 days late
2021
12 days late
2020
13 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 15 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €74,603 to €22,246 ▼ 70.2% View
  • Positive: 8 profitable years in a rowprofit 2025: €34,643 8 years View
  • New directorlatest change 24-08-2026 · 1 in office 1 joined View

Recent changes

  1. · Gazette deed Registered office moved from Pepinster to Villers-aux-ToursAppointment: Michel Olivier (director)
  2. · Gazette deed Incorporation
All 15 events

Key facts about HYPO&co

What is the company number of HYPO&co?
The company number of HYPO&co is 0640.692.027. The VAT number is the same number with BE in front: BE 0640.692.027.
Where is HYPO&co based?
The registered office is at Rue de la Fontaine 1, 4161 Anthisnes.Company details
What is the legal form of HYPO&co?
The legal form of HYPO&co is Private limited company (BV).
When was HYPO&co founded?
HYPO&co was founded on 07-10-2015.
Is HYPO&co still active?
Yes, HYPO&co is an active enterprise in the KBO register.
How many employees does HYPO&co have?
HYPO&co had an average of 1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of HYPO&co?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €67,226 and 2,672 comparable companies of the same size. It probably lies between €130,000 and €350,000. It is a rough estimate.
Is HYPO&co profitable?
In financial year 2025, HYPO&co made a profit of €34,643.
Where can I find the annual accounts of HYPO&co?
HYPO&co filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HYPO&co due?
HYPO&co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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