HWNV
Open bankruptcyA bankruptcy procedure is open for HWNV according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (€-3k) and a net result of €3k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 27-08-2024, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
27 d late
2022
23 d late
2021
45 d early
2020
64 d early
2019
21 d early
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€-3k▲ 47.2%
2022 · €-5k
2018: €8k
2019: €17k
2020: €5k
2021: €9k
2022: €-5k
2018 → 2023
Total assets
€15k▲ 91.0%
2022 · €8k
2018: €23k
2019: €26k
2020: €12k
2021: €21k
2022: €8k
2018 → 2023
Net result
€3k
2022 · €-14k
2018: €-3k
2019: €9k
2020: €-12k
2021: €4k
2022: €-14k
2018 → 2023
Working capital
€-7k▲ 22.7%
2022 · €-9k
2018: €312
2019: €11k
2020: €3k
2021: €8k
2022: €-9k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€17k-€5k▼ 70.9%€9k▲ 86.0%€-5k€-3k▲ 47.2%
Operating result€12k-€-12k€5k€-13k€4k
Net result€9k-€-12k€4k€-14k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €4k after a loss of €13k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €15k
Fixed assets
€4k▲ 13.6%
Current assets
€11k▲ 155%
Key figures and ratios
EBITDA
€4k▲
2022 · €-13k
Cash flow
€3k▲
2022 · €-14k
Solvency
-18.5%▲
2022 · -67.1%
Current ratio
0.62▲
2022 · 0.33
Quick ratio
0.55▲
2022 · 0.23
Debt / equity
-6.39▼
2022 · -2.49
ROA
16.6%▲
2022 · -181.8%
Interest coverage
3.81▲
2022 · -12.52
Debt
€18k▲
2022 · €13k
Debt ≤ 1 year
€18k▲
2022 · €13k
Staff costs
€15k▲
2022 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€8k€15k▲
Fixed assets21/28€4k€4k▲
Tangible fixed assets22/27€3k€4k▲
Furniture and vehicles24€3k€4k▲
Financial fixed assets28€330€330=
Current assets29/58€4k€11k▲
Stocks and contracts in progress3€1k€1k▼
Stocks30/36€1k€1k▼
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€2k€2k▲
Other amounts receivable41€0€2▲
Cash at bank and in hand54/58€822€5k▲
Deferred charges and accrued income490/1€412€3k▲
Equity and liabilities
Total equity and liabilities10/49€8k€15k▲
Equity10/15€-5k€-3k▲
Contributions10/11€19k€19k=
Reserves13€17k€17k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€-40k€-38k▲
Amounts payable17/49€13k€18k▲
Amounts payable within one year42/48€13k€18k▲
Trade debts44€10k€7k▼
Suppliers440/4€10k€7k▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€1k€4k▲
Remuneration and social security454/9€297€2k▲
Other amounts payable47/48€1k€6k▲
Income statement
Code20222023
Non-recurring operating income76A-€808
Remuneration, social security and pensions62€15k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€480€759▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€6k€24k▲
Operating profit (loss)9901€-13k€4k▲
Financial income75/76B€0€9▲
Recurring financial income75€0€9▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-14k€3k▲
Profit (loss) for the period9904€-14k€3k▲
Profit (loss) for the period to be appropriated9905€-14k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-38k▲
Profit (loss) brought forward from the previous period14P€-26k€-40k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · HWNV BV PEERDERBAAN 8/2, 3910 PELT · event 18-09-2025
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Weakest financial yearnet €-14k ▼443%
Net result drops to €-14k, the lowest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.18
Current ratio from 1.02 to 2.18; short-term debt falls from €15k to €9k.
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
2015
04-06
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peerderbaan 83910 PeltGround area
2,532 m²
Building footprint
795 m²
Volume, LiDAR
4,805 m³
2 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Flashback
since 20112.211.288.214
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72033B0641/00K000 | Flanders | 2,100 m² | 1 · 411 m² | 11.0 m · 3 fl. |
| 72020C0589/00V000indicative | Flanders | 433 m² | 1 · 383 m² | 11.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
3 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | DIRK VAN COPPENOLLE GENKERSTEENWEG 302,
3500 HASSELT |
18-09-2025 → present |
| Curator | SOFIE REPRIELS GENKER-
STEENWEG 302, 3500 HASSELT |
18-09-2025 → present |
| Curator | FREDERICK VAN COPPENOLLE GENKERSTEENWEG 302,
3500 HASSELT |
18-09-2025 → present |
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 3,427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2011
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.