HVV
ActiveHVV has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €66k. Equity is shrinking by ~48.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 12% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+72
Solvency30▼-44
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-02-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
19 d late
2024
2 d early
2023
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 92.7%
2024 · €41k
2023: €43k
2024: €41k
2023 → 2025
Total assets
€66k▼ 20.5%
2024 · €83k
2023: €86k
2024: €83k
2023 → 2025
Net result
€66k
2024 · €-1k
2023: €40k
2024: €-1k
2023 → 2025
Working capital
€-12k
2024 · €34k
2023: €40k
2024: €34k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€43k-€41k▼ 3.4%€3k▼ 92.7%
Operating result€51k-€4k▼ 92.9%€91k▲ 2,396%
Net result€40k-€-1k€66k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,396% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€16k▲ 98.0%
Current assets
€51k▼ 32.9%
Equity and liabilities €66k
Equity
€3k▼ 92.7%
Debt
€63k▲ 49.7%
The debt ratio rises from 50.7% to 95.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€94k▲
2024 · €6k
Cash flow
€69k▲
2024 · €439
Solvency
4.5%▼
2024 · 49.3%
Current ratio
0.80▼
2024 · 1.84
Quick ratio
0.80▼
2024 · 1.84
Debt / equity
21.05▲
2024 · 1.03
ROA
99.7%▲
2024 · -1.7%
Interest coverage
26.32▲
2024 · 1.34
Debt
€63k▲
2024 · €42k
Debt ≤ 1 year
€63k▲
2024 · €41k
Income taxes
€21k▲
2024 · €2k
Staff costs
€87k▼
2024 · €91k
A ratio outside any meaningful range has been withheld (balance sheet total €66k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€66k▼
Fixed assets21/28€8k€16k▲
Tangible fixed assets22/27€8k€15k▲
Furniture and vehicles24€8k€14k▲
Other tangible fixed assets26-€2k
Financial fixed assets28€155€155=
Current assets29/58€75k€51k▼
Amounts receivable within one year40/41€38k€9k▼
Trade receivables40€29k€9k▼
Other amounts receivable41€10k€0▼
Cash at bank and in hand54/58€32k€42k▲
Deferred charges and accrued income490/1€5k€0▼
Equity and liabilities
Total equity and liabilities10/49€83k€66k▼
Equity10/15€41k€3k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€38k€0▼
Amounts payable17/49€42k€63k▲
Amounts payable within one year42/48€41k€63k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€20k€3k▼
Suppliers440/4€20k€3k▼
Taxes, remuneration and social security45€21k€39k▲
Taxes450/3€21k€37k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48-€20k
Accrued charges and deferred income492/3€1k€25▼
Income statement
Code20242025
Remuneration, social security and pensions62€91k€87k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€3k€486▼
Gross operating margin9900€99k€181k▲
Operating profit (loss)9901€4k€91k▲
Financial income75/76B€748€26▼
Recurring financial income75€748€26▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€267€87k▲
Income taxes67/77€2k€21k▲
Profit (loss) for the period9904€-1k€66k▲
Profit (loss) for the period to be appropriated9905€-1k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€104k▲
Profit (loss) brought forward from the previous period14P€40k€38k▼
Profit to be distributed694/7-€104k
Return on contributions (dividend)694-€104k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
30-06
Financial
Back to profitnet €66k
Net result €66k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-1k ▼104%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
02-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2022
Ground area
885 m²
Building footprint
62 m²
Parcel 25051F0378/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
HVV
since 20222.333.951.642
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051F0378/00H000 | Wallonia | 885 m² | 1 · 62 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 11,207 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2022
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.