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HVK PRODUCTS

Active
Private limited companyfounded 2006active for 20 yearsBerkenhoekstraat 8, 2861 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0879.219.084
Summary

HVK PRODUCTS has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195,747 and a net result of €7,641. Equity is shrinking by about 2.9% per year across the filed financial years. Its solvency ranks better than 94% of 146 sector peers (NACE 20, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
HVK PRODUCTSActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of chemicals and chemical products
NACE 20300
1 site
Size
€208,608total assets 2025
Staff
1 FTE
Equity
€195,747
Profit
€7,641
Turnover not published (abbreviated format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 29 days early1 of 2 deeds read
Why 97lowers riskLiquidity: current ratio 16.09, cash €195,792Equity €195,747 (93.8% of total assets)Founded in 2006Size: 1 FTE, total assets €208,608Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 75% of its sector peers (NACE 20, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 93.8% of total assets
Liquidity 100+8
short-term debt 6.2% · cash 93.9%
Profitability 64-21
return on assets 3.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (355 companies, NACE 20, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%● unchanged vs 08-2025highest value 10-2025: < 0.1%● unchanged vs 09-2025highest value 11-2025: < 0.1%● unchanged vs 10-2025highest value 12-2025: < 0.1%● unchanged vs 11-2025highest value 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity ample (current ratio 16.09, compared with 4.5 in 2024, above the usual 1.5; short-term debt: 6.2% and cash: 93.9% of total assets), and 6.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 20, micro): better than 90% on solvency, 98% on liquidity, 52% on profitability and 60% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 16.09, cash €195,792
NBB · annual accounts
lowers risk · Equity €195,747 (93.8% of total assets)
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: 1 FTE, total assets €208,608
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €195,747
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
36 days early
2023
13 days early
2022
18 days early
2021
37 days early
2020
23 days early
2019
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median (NACE 20) for financial year 2024 is 22 days before the deadline, and 27% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Liquidity more than triplescurrent ratio 16.09
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Among the best 7% on solvencysector median 48.5% · 146 companies 93.8% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 5 profitable years in a rowprofit 2025: €7,641 5 years View
  • Known shareholdersaccounts at 31-12-2025 100% View

By topic

Financials

Financial year
2025
Total assets
€208,608
Profit
€7,641
Solvency
93.8%
Total assets▼ 13.5%
Net result
20182025
Go to Financials

Timeline

Events
24
Since
2008
Next accounts
by 31-07-2027
  1. 18-07-2024Annual accounts filed
  2. 01-03-2024Resignation: VAN KELST Hendrik (statutory manager)
  3. 31-12-2023Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of chemicals and chemical productsNACE 20300
Founded
21-01-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
10
Who signs
Each director alone
Annual meeting
Third Friday of June at 18:00
Purpose
“Het uitoefenen van elke activiteit in de grafische sector en alle aanverwanten” (deed in Dutch)
Go to Articles of association

Key facts about HVK PRODUCTS

What is the company number of HVK PRODUCTS?
0879.219.084. In Belgium the VAT number is the company number with BE in front: BE 0879.219.084.
Where is HVK PRODUCTS based?
The registered office is at Berkenhoekstraat 8, 2861 Sint-Katelijne-Waver.Company details
What does HVK PRODUCTS do?
According to the KBO register, the main activity is manufacture of chemicals and chemical products (NACE 20300).
What is the legal form of HVK PRODUCTS?
Private limited company (BV).
When was HVK PRODUCTS founded?
On 21-01-2006.
Is HVK PRODUCTS still active?
Yes, HVK PRODUCTS is an active enterprise in the KBO register.
How many employees does HVK PRODUCTS have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HVK PRODUCTS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is HVK PRODUCTS profitable?
In financial year 2025, HVK PRODUCTS made a profit of €7,641.
Where can I find the annual accounts of HVK PRODUCTS?
HVK PRODUCTS filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HVK PRODUCTS due?
By 31-07-2027, for financial year 2026.Timeline

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